We automatically enroll you in Medicare after you get disability benefits for two years. The two parts of Medicare we enroll you in are hospital insurance and medical insurance.

  • Hospital insurance (Part A) helps pay for inpatient hospital bills and some follow-up care. The taxes you paid while you were working financed this coverage, so it is free.

  • Medical insurance (Part B) helps pay doctors' bills, outpatient hospital care and other medical services. You will need to pay a monthly premium for this coverage if you want it.

Most people have both parts of Medicare. If you have questions about this coverage, you can contact Medicare toll-free at 1-800-MEDICARE (1-800-633-4227) to speak to a Medicare Customer Service Representative. TTY users should call 1-877-486-2048.

The Other Parts of Medicare

Medicare Advantage (Part C) plans are available in many areas. People with Medicare Parts A and B can choose to receive all of their health care services through plans that are offered by private companies and approved by Medicare. For more information, we recommend you read Medicare's "How do Medicare Advantage Plans work?" page.

Everyone with Medicare also has access to prescription drug coverage (Part D) that helps pay for medications doctors prescribe for treatment. For more information on the enrollment periods for Part D, we recommend you read Medicare's "How to get drug coverage" page.

If you need additional information about the other parts of Medicare, please read the "Who Can Get Medicare?" section of our "Medicare" booklet.

Help For Low-Income Medicare Beneficiaries

If you get Medicare and have low-income and few resources, your state may pay your Medicare premiums and, in some cases, other Medicare costs for which you are normally responsible such as deductibles and coinsurance.

Only your state can decide if you qualify for this assistance. To find out if you do, contact your state or local welfare office or Medicaid agency.

For additional information about the program, please go to the Medicare's "Get help paying costs" page.

For more information about your benefits, refer to the following: