Chart Descriptions - Trends in Elective Deferrals of Earnings from 1990–2001 in Social Security Administrative Data

Table equivalent for Chart 1. Share of aggregate deferred earnings for all workers, by earnings decile and year, 1990 to 2001 (percent)
Year	First decile	Second decile	Third decile	Fourth decile	Fifth decile	Sixth decile	Seventh decile	Eighth decile	Ninth decile	Tenth decile
1990	0.008525	0.032035	0.202637	0.546469	1.250748	3.157493	5.916492	11.4406	22.84146	54.60355
1991	0.010094	0.035194	0.146011	0.533771	1.28731	3.130492	6.204837	11.90415	22.82087	53.92728
1992	0.009728	0.047156	0.174218	0.47737	1.386425	3.208298	6.236846	12.23285	23.50243	52.72468
1993	0.009505	0.04779	0.174589	0.547967	1.375152	3.48985	6.316357	12.28839	23.86653	51.88386
1994	0.008815	0.04268	0.160553	0.499619	1.376031	3.444471	6.303081	12.27175	23.90666	51.98634
1995	0.008813	0.043164	0.19865	0.540052	1.438142	3.448481	6.571033	12.4339	23.79176	51.52601
1996	0.006002	0.050209	0.162316	0.551912	1.478441	3.479835	6.73421	12.69145	23.92795	50.91767
1997	0.009492	0.046061	0.187131	0.62482	1.566196	3.594393	6.795501	13.07992	24.13308	49.9634
1998	0.006202	0.051375	0.202389	0.658143	1.690178	3.649045	7.046325	13.15206	24.1037	49.44058
1999	0.007964	0.049801	0.238602	0.698738	1.767141	3.810829	7.177582	12.98451	24.36144	48.90339
2000	0.007245	0.050686	0.25054	0.692687	1.814776	3.856156	7.124125	13.08179	24.2406	48.88139
2001	0.010003	0.063569	0.269023	0.74407	1.934245	3.92268	7.301434	13.23958	24.14591	48.36949
SOURCE: Authors' calculations on 0.1 percent Master Earning File.

Table equivalent for Chart 2. Aggregate earnings of all workers, as a percentage of total aggregate earnings, by earnings decile and year (percent)
Year	First decile	Second decile	Third decile	Fourth decile	Fifth decile	Sixth decile	Seventh decile	Eighth decile	Ninth decile	Tenth decile
1990	0.327217	1.302918	2.676006	4.321081	6.151678	8.176737	10.51352	13.49644	17.73016	35.30424
1991	0.322226	1.283281	2.633999	4.245787	6.05759	8.056126	10.36204	13.34615	17.62357	36.06924
1992	0.30683	1.236247	2.562917	4.159492	5.942993	7.918148	10.21242	13.16594	17.42087	37.07415
1993	0.296788	1.233778	2.551799	4.13967	5.905073	7.904588	10.22474	13.19597	17.54215	37.00545
1994	0.29262	1.218488	2.533221	4.111823	5.854549	7.799334	10.07024	12.98809	17.29924	37.83239
1995	0.300889	1.237029	2.549042	4.111907	5.823343	7.745847	9.983838	12.86716	17.12688	38.25407
1996	0.291467	1.211149	2.514711	4.080022	5.795465	7.698596	9.945583	12.80798	17.07632	38.5787
1997	0.3057	1.240357	2.544013	4.087237	5.772751	7.644649	9.827922	12.63153	16.80711	39.13874
1998	0.310606	1.259667	2.57785	4.133086	5.795716	7.637637	9.776586	12.524	16.69618	39.28868
1999	0.318136	1.283684	2.578342	4.109206	5.756387	7.576172	9.685562	12.387	16.51355	39.79196
2000	0.30321	1.238364	2.518058	4.023775	5.65356	7.42422	9.480499	12.1148	16.1955	41.04802
2001	0.314424	1.273709	2.592946	4.147058	5.823072	7.649397	9.752038	12.47955	16.71344	39.25436
SOURCE: Authors' calculations on 0.1 percent Master Earning File.

Table equivalent for Chart 3. Average nonzero deferral amount by earnings decile and year relative to average nonzero deferral amount by year for all workers (percent)
Year	First decile	Second decile	Third decile	Fourth decile	Fifth decile	Sixth decile	Seventh decile	Eighth decile	Ninth decile	Tenth decile
1990	0.053539	0.078385	0.168189	0.209269	0.253937	0.363189	0.483403	0.677624	1.003395	1.813477
1991	0.050346	0.079626	0.120919	0.198545	0.25683	0.353041	0.485633	0.686953	1.018148	1.855579
1992	0.028831	0.078493	0.1416	0.196628	0.261591	0.356019	0.478132	0.710183	1.035266	1.874912
1993	0.033469	0.085878	0.142605	0.206029	0.257777	0.371452	0.483914	0.705878	1.049564	1.897384
1994	0.029855	0.083744	0.124127	0.197152	0.256214	0.365394	0.473413	0.709497	1.045769	1.91837
1995	0.030503	0.085099	0.141926	0.199084	0.252384	0.36426	0.483552	0.715794	1.064512	1.935876
1996	0.025722	0.08333	0.131472	0.201576	0.256564	0.36352	0.485727	0.715204	1.079452	1.952344
1997	0.028938	0.075182	0.144412	0.207643	0.264411	0.36326	0.492287	0.732158	1.099446	1.973498
1998	0.022248	0.085892	0.158757	0.209755	0.280318	0.365795	0.500666	0.730884	1.101883	1.996651
1999	0.023455	0.080418	0.158147	0.217112	0.274136	0.376163	0.514461	0.732665	1.119759	2.011889
2000	0.021504	0.069143	0.157439	0.19991	0.271969	0.374076	0.511988	0.740582	1.138911	2.034216
2001	0.027133	0.07816	0.149753	0.200487	0.273341	0.374807	0.524941	0.757333	1.159123	2.054258
SOURCE: Authors' calculations on 0.1 percent Master Earning File.

Table equivalent for Chart 4. Ratio of average deferred amount by earnings decile to average total earnings amount by earnings decile for all workers, among those who have deferrals
Year	Fourth decile	Fifth decile	Sixth decile	Seventh decile	Eighth decile	Ninth decile	Tenth decile
1990	0.048715	0.041626	0.045225	0.047006	0.051396	0.057582	0.052132
1991	0.046438	0.042231	0.043983	0.047094	0.051759	0.057861	0.053642
1992	0.046316	0.043383	0.044569	0.046632	0.053743	0.059106	0.050817
1993	0.050445	0.044329	0.048056	0.048571	0.054956	0.06145	0.054587
1994	0.048336	0.044346	0.047822	0.04822	0.056038	0.06195	0.053656
1995	0.048542	0.043513	0.047733	0.049117	0.056563	0.063064	0.05278
1996	0.049315	0.04452	0.04793	0.049732	0.056892	0.064333	0.052917
1997	0.050022	0.045838	0.047828	0.050567	0.058639	0.066052	0.052055
1998	0.050808	0.049171	0.048991	0.052519	0.059837	0.0676	0.054535
1999	0.052469	0.047861	0.050215	0.05386	0.06006	0.068785	0.052969
2000	0.048873	0.047635	0.050351	0.05401	0.0612	0.070337	0.049506
2001	0.048647	0.047777	0.04997	0.055044	0.062073	0.070784	0.053957
Authors' calculations on 0.1 percent Master Earnings File.

Table equivalent for Chart 5. Percent of positive earners with deferrals, by earnings decile for all workers
Year	First decile	Second decile	Third decile	Fourth decile	Fifth decile	Sixth decile	Seventh decile	Eighth decile	Ninth decile	Tenth decile
1990	0.21575	0.553758	1.632506	3.53855	6.673858	11.77994	16.58516	22.87666	30.84502	40.80121
1991	0.318656	0.702491	1.919177	4.272576	7.966973	14.09328	20.30707	27.542	35.62428	46.19396
1992	0.590055	1.050738	2.151389	4.246437	9.268854	15.75993	22.81232	30.12378	39.70207	49.18316
1993	0.52568	1.030049	2.266108	4.922924	9.874263	17.39007	24.15998	32.22277	42.08993	50.61807
1994	0.584877	1.009679	2.562496	5.020542	10.63993	18.67428	26.37699	34.26642	45.28933	53.68707
1995	0.616819	1.082785	2.988143	5.791638	12.16503	20.21109	29.01103	37.0845	47.71434	56.82659
1996	0.532381	1.374941	2.817091	6.247473	13.14867	21.84257	31.63499	40.49063	50.57618	59.51739
1997	0.800106	1.494412	3.160749	7.340299	14.44819	24.13542	33.67279	43.57601	53.54096	61.7577
1998	0.714193	1.532269	3.26581	8.037917	15.44705	25.55512	36.05376	46.09791	56.03818	63.43744
1999	0.908277	1.656752	4.036333	8.609992	17.24557	27.10292	37.32489	47.41252	58.2038	65.02911
2000	0.930935	2.025412	4.396779	9.573531	18.43628	28.48157	38.44509	48.80488	58.80614	66.39618
2001	1.036302	2.286001	5.049934	10.43211	19.89072	29.41841	39.09685	49.13956	58.5542	66.18515
SOURCE: Authors' calculations on 0.1 percent Master Earning File.

Table equivalent for Chart 6. Ratio of percent of positive earners deferring by earnings decile and year to percent of total positive earners deferring by year, for all workers
Year	First decile	Second decile	Third decile	Fourth decile	Fifth decile	Sixth decile	Seventh decile	Eighth decile	Ninth decile	Tenth decile
1990	0.015922	0.040867	0.120479	0.261146	0.492532	0.869362	1.223988	1.688303	2.276369	3.011138
1991	0.020049	0.044199	0.12075	0.26882	0.501263	0.886716	1.277672	1.732877	2.241395	2.906414
1992	0.033739	0.060081	0.123017	0.242812	0.529994	0.901154	1.30441	1.72248	2.270167	2.812296
1993	0.0284	0.055649	0.122428	0.265964	0.533463	0.939508	1.305256	1.740853	2.273932	2.73467
1994	0.029523	0.050966	0.129347	0.253422	0.537071	0.942621	1.33143	1.729665	2.286067	2.70996
1995	0.028892	0.050718	0.139967	0.271285	0.56982	0.946703	1.358899	1.737067	2.234977	2.661801
1996	0.023332	0.060257	0.12346	0.273797	0.576243	0.957255	1.38641	1.77451	2.216512	2.608362
1997	0.032801	0.061265	0.129579	0.300925	0.592322	0.989462	1.380459	1.786453	2.194979	2.531835
1998	0.027879	0.059813	0.127482	0.313763	0.602981	0.997554	1.407372	1.799449	2.187472	2.476305
1999	0.033951	0.061928	0.150875	0.321835	0.644626	1.013085	1.395174	1.772242	2.175611	2.430735
2000	0.033694	0.073306	0.159134	0.346498	0.66727	1.030842	1.391454	1.766409	2.128387	2.403096
2001	0.036867	0.081327	0.179656	0.371132	0.70763	1.046587	1.390906	1.748185	2.083119	2.354597
SOURCE: Authors' calculations on 0.1 percent Master Earning File.

Table equivalent for Chart 7. Percent of positive earners with elective deferred earnings, by earnings decile, sex, and year
Year	First decile	Second decile	Third decile	Fourth decile	Fifth decile	Sixth decile	Seventh decile	Eighth decile	Ninth decile	Tenth decile
	Men
1990	0.17331	0.613252	1.266667	2.666311	6.253333	11.7851	17.66431	23.76	35.2353	40.73333
1991	0.282714	0.727077	1.642434	3.689242	7.970917	13.89338	21.27373	28.83683	39.65262	46.26363
1992	0.469673	0.751577	1.664206	3.771306	9.139713	15.56838	23.62099	32.35807	42.41041	48.7854
1993	0.371254	0.968041	1.73694	4.0976	9.505502	16.53846	24.94364	35.00398	44.90121	49.72815
1994	0.469239	0.925443	1.876955	4.510494	10.76642	18.68003	26.56311	36.99166	48.29249	52.93964
1995	0.398765	1.093529	2.765629	5.66062	12.31026	20.0952	29.90738	39.48283	51.18343	55.96295
1996	0.44467	1.11817	2.554003	6.199975	13.3418	23.1385	32.84208	42.32529	53.97713	58.47522
1997	0.562922	1.138354	3.139855	7.106218	14.86115	25.54416	35.44351	45.52164	56.16713	60.8032
1998	0.529948	1.146308	3.130778	7.666708	16.44275	27.44639	37.76655	48.19426	58.84383	62.07322
1999	0.668937	1.483824	4.07493	8.197519	18.14864	28.58185	39.73486	50.32235	60.33812	64.00681
2000	0.622531	1.628352	4.346264	9.637256	19.38458	29.88506	41.80534	50.75431	60.59626	65.7567
2001	0.814079	1.975575	4.512808	10.57358	20.65126	30.3999	41.18281	50.83812	59.75099	65.85249
	Women
1990	0.265459	0.468457	1.499063	3.044972	5.949407	9.915678	16.36477	21.59588	29.02873	41.93347
1991	0.376117	0.595611	1.645768	4.01191	6.86628	12.33349	19.15361	25.97179	35.0627	46.77116
1992	0.6827	1.132661	1.970826	4.251358	7.914339	13.82467	22.03258	29.12787	38.27773	51.45872
1993	0.612089	1.071155	2.276547	4.475096	8.859985	15.77659	23.96327	31.38485	40.73451	52.85386
1994	0.627897	1.106294	2.391987	4.813874	9.0746	16.16086	25.57931	34.02601	43.51921	56.36119
1995	0.821355	1.070852	2.464427	5.295585	9.960393	18.21916	27.2994	36.95174	46.45739	58.8382
1996	0.602755	1.377925	2.942443	5.137773	10.63585	19.79331	29.16188	39.83063	49.6914	61.9779
1997	0.911769	1.514939	2.889606	5.82211	12.77879	21.41955	32.00056	42.19386	52.27878	65.0014
1998	0.864316	1.427003	3.2382	6.544108	13.61142	22.32584	33.67193	44.27827	55.36498	67.01427
1999	1.025364	1.954968	3.430115	6.962623	15.08568	24.70318	34.73215	46.1881	56.0923	68.4523
2000	1.179433	2.253148	4.06892	8.348794	14.96355	26.32207	36.61543	46.69317	57.42876	69.43671
2001	1.202114	2.549538	4.571882	9.803144	17.62452	27.09379	37.46862	47.4171	57.84119	69.49399
SOURCE: Authors' calculations on 0.1 percent Master Earnings File.

Table equivalent for Chart 8. Percent of positive earners with elective deferred earnings, by age, sex, and year
Age	Males			Females
Age	1990	1995	2001	1990	1995	2001
21	1.380552	3.292447	5.037513	2.444988	2.423823	6.370544
22	2.912056	5.618687	9.064665	3.976143	4.901293	9.151114
23	3.8566	6.892454	13.77727	5.371643	7.630522	13.94799
24	5.603917	12.5	16.44658	8.62069	11.5	17.93103
25	8.203531	15.0368	21.02066	8.525755	15.0978	20.96669
26	9.677419	15.47344	22.72196	10.6113	16.55669	25.12315
27	11.44401	18.92497	24.15459	11.75088	19.86971	25.72347
28	12.83422	19.27583	29.14692	13.88235	21.38906	30.07129
29	12.44109	20.37135	29.62963	14.09245	21.45034	28.60808
30	13.49497	21.92759	30.87533	13.67292	23.9528	28.648
31	15.54307	23.36126	34.62898	12.7907	22.87736	32.13655
32	14.2929	23.9291	31.72867	13.21637	24.20495	31.66667
33	16.20192	26.24568	33.954	13.92252	23.92673	30.39899
34	16.52972	25.89584	33.95349	14.8503	24.23729	30.31423
35	16.69165	25.81244	34.28276	15.31792	25.04083	31.27621
36	18.75312	27.92146	33.84146	17.19198	23.50598	33.64002
37	17.40721	27.97558	35.54572	16.34333	24.08964	32.61486
38	16.6302	29.77473	35.69307	15.9161	24.16865	32.16472
39	19.23077	28.04575	34.79532	15.96215	26.20968	31.62206
40	18.90756	29.60694	36.4813	17.99604	26.3246	33.15276
41	18.68327	29.90271	36.90531	19.46788	27.51563	35.02884
42	19.17973	29.14193	38.34951	18.591	27.52776	34.75098
43	21.37809	29.47487	37.1308	17.34104	27.52126	34.10685
44	19.7601	31.41361	37.97344	17.76462	28.57143	36.1521
45	21.52292	31.86881	39.31104	18.08149	29.13129	34.60674
46	21.33333	29.94522	39.57247	18.76138	28.54356	35.82334
47	22.78936	30.95685	39.95738	19.98314	30.81511	37.66447
48	23.71365	32.98332	38.28603	19.94609	28.6272	37.80207
49	23.2023	33.57713	41.36922	18.86587	27.20365	37.05492
50	23.42808	33.36072	39.69103	20.68966	30.21645	38.39744
51	21.61383	31.97172	41.26779	17.86942	28.58518	38.66221
52	24.02659	32.79939	38.5209	18.91253	33.45259	39.69107
53	21.68675	34.98008	40.22606	20.4005	30.06598	41.20842
54	22.13904	30.16529	38.13333	19.78022	29.78469	38.7741
55	21.76221	30.52246	40.625	21.37097	33.0402	37.31707
56	20.86247	27.61117	37.97468	17.74194	28.49873	35.38899
57	21.32701	30.99042	36.55723	19.32907	27.68212	35.69892
58	23.00123	26.35468	37.94604	18.69301	28.50941	36.23898
59	19.23077	24.68828	35.64266	15	26.70906	33.97436
60	21.08586	25.44987	31.48372	19.46309	25.36349	35.15732
61	18.35821	21.16788	32.39278	18.51852	21.51899	35.76865
62	15.97633	22.28826	27.46667	17.84232	25.30864	30.71895
63	14.57976	21.79931	28.75723	15.46841	19.95516	27.99263
64	13.75246	15.07431	18.5118	16.20879	15.40541	25.7732
65	11.39785	18.33689	17.98839	10.42945	18.10811	19.63351
SOURCE: Authors' calculations on 0.1 percent Master Earnings File.

Table equivalent for Chart 9a. Percent of male positive earners with elective deferred earnings, by earnings decile group, age group, and year
Year	21–25	26–30	31–35	36–40	41–45	46–50	51–55	56–60	61–65
	5th–7th deciles
1990	0.077121	0.091925	0.085508	0.088608	0.096085	0.089061	0.105204	0.115533	0.129363
1991	0.093099	0.118655	0.102554	0.110728	0.113668	0.108445	0.126554	0.115533	0.133874
1992	0.108837	0.142328	0.125341	0.104207	0.11421	0.128889	0.138335	0.128205	0.155462
1993	0.125887	0.141452	0.130906	0.121442	0.12508	0.127197	0.145788	0.121859	0.179545
1994	0.133456	0.15883	0.138735	0.151344	0.152266	0.160163	0.158763	0.133508	0.182033
1995	0.159467	0.169805	0.153646	0.154353	0.178145	0.168924	0.185484	0.154895	0.162222
1996	0.162344	0.20007	0.1906	0.175694	0.177606	0.191505	0.194579	0.180387	0.196868
1997	0.18136	0.216649	0.202589	0.198787	0.202407	0.210231	0.232287	0.194083	0.219067
1998	0.206582	0.22959	0.217475	0.220268	0.210499	0.240909	0.228495	0.245575	0.218623
1999	0.205926	0.248164	0.226438	0.23547	0.241058	0.247637	0.243861	0.25078	0.261297
2000	0.225775	0.244151	0.253701	0.246575	0.260529	0.271575	0.269968	0.254271	0.21519
2001	0.231421	0.255183	0.257009	0.243393	0.267765	0.27694	0.283615	0.263415	0.302448
	8th–9th deciles
1990	0.238771	0.285078	0.298909	0.300732	0.285487	0.309035	0.307425	0.315534	0.282051
1991	0.310056	0.349057	0.357708	0.34517	0.326507	0.336929	0.357741	0.35562	0.314168
1992	0.321656	0.379864	0.394747	0.37486	0.365787	0.375973	0.373486	0.383937	0.323232
1993	0.385185	0.423984	0.416115	0.402062	0.388911	0.393166	0.408575	0.39839	0.338432
1994	0.397059	0.431489	0.450256	0.438331	0.418301	0.421466	0.430024	0.410867	0.379507
1995	0.447761	0.459294	0.466959	0.475037	0.446833	0.45098	0.451594	0.436449	0.417671
1996	0.447273	0.493524	0.496105	0.503088	0.482256	0.479349	0.486056	0.452697	0.420432
1997	0.466216	0.518015	0.524091	0.5199	0.51081	0.513451	0.519007	0.477768	0.453252
1998	0.498442	0.557552	0.540095	0.548834	0.53975	0.546599	0.539254	0.510024	0.46507
1999	0.497159	0.570807	0.551499	0.560043	0.571114	0.565303	0.554804	0.537051	0.500921
2000	0.472081	0.578821	0.557333	0.561873	0.568133	0.573981	0.563734	0.549742	0.481884
2001	0.511057	0.56429	0.556187	0.55345	0.560029	0.563595	0.571991	0.563452	0.45156
	10th decile
1990	0.12	0.340694	0.367521	0.367363	0.386729	0.452345	0.476706	0.493274	0.427699
1991	0.157895	0.416667	0.466817	0.435698	0.433491	0.490937	0.511411	0.523364	0.472
1992	0.266667	0.464419	0.481265	0.475894	0.475088	0.511789	0.522403	0.534669	0.483673
1993	0.210526	0.528736	0.476923	0.519969	0.48271	0.503072	0.532374	0.493002	0.462168
1994	0.571429	0.52521	0.528736	0.563369	0.522074	0.521164	0.547922	0.545858	0.493724
1995	0.5	0.554167	0.579692	0.595148	0.57035	0.53887	0.595159	0.547983	0.508439
1996	0.541667	0.606426	0.622101	0.607873	0.59497	0.577279	0.601281	0.562162	0.497778
1997	0.46875	0.629344	0.649733	0.641239	0.624187	0.605958	0.615442	0.585235	0.491228
1998	0.447368	0.661597	0.675505	0.653093	0.646722	0.613014	0.614865	0.59904	0.517241
1999	0.466667	0.691489	0.705436	0.676971	0.656291	0.636059	0.626932	0.61066	0.55144
2000	0.688889	0.692737	0.709599	0.712557	0.683463	0.655219	0.633617	0.613122	0.567362
2001	0.571429	0.674157	0.725029	0.715824	0.679551	0.657371	0.637066	0.613483	0.552239
SOURCE: Authors' calculations on 0.1 percent Master Earnings File.

Table equivalent for Chart 9b. Percent of female positive earners with elective deferred earnings, by earnings decile group, age group, and year
Year	21–25	26–30	31–35	36–40	41–45	46–50	51–55	56–60	61–65
	5th–7th deciles
1990	5.748175	7.315843	7.520092	8.35443	9.453782	10.32864	9.65435	10.81871	12.94766
1991	6.316275	8.67747	9.136771	10.19417	10.89788	12.61426	12.66272	11.77326	15.03958
1992	7.964185	8.792924	10.86957	10.54803	12.443	12.73938	16.88159	15.60606	14.35523
1993	8.715809	12.6183	11.06674	11.61826	13.59536	15.1772	16.7364	17.42313	15.38462
1994	8.036952	12.90153	12.43726	12.30159	13.43001	15.11976	17.3913	16.35638	18.18182
1995	9.082218	12.60716	15.07151	13.81839	15.10129	16.5483	19.33868	20.29178	20
1996	9.307764	14.91629	15.72911	15.3554	15.51925	17.659	20.0391	23.30729	20.83333
1997	10.88372	16.53019	16.6122	18.23114	17.3498	20.15306	21.19857	26.53595	25.17815
1998	10.91516	15.79732	18.92462	19.14331	17.49304	23.10167	22.48127	24.48485	28.76712
1999	13.84259	17.89105	20.58664	20.84392	20.10959	22.86797	26.02848	27.45098	23.71795
2000	13.53774	19.09938	21.24798	20.73963	22.71242	22.16312	25.11013	28.0829	29.80973
2001	15.13126	20.15419	22.0937	22.70654	24.75401	24.50142	28.22252	28.09756	32.00795
	8th–9th deciles
1990	17.57009	21.9697	23.45618	25.09709	27.2	29.55882	29.61117	27.82956	36.27451
1991	22.65372	28.739	29.21348	28.94737	31.05263	33.75087	34.39681	36.94779	38.86139
1992	24.37811	33.05294	32.78609	32.42986	33.56436	35.30559	38.7037	39.47368	38.32487
1993	25.91588	35.59661	36.74528	36.19632	35.68608	35.84792	39.24162	42.4	36.33952
1994	29.04564	37.40137	39.44186	39.65836	38.79908	38.20809	42.39219	44.24552	39.07455
1995	32.72727	41.10526	41.57723	41.97588	42.92155	41.62705	45.88045	45.60976	37.34644
1996	35.7362	42.93728	44.90385	43.42105	46.7306	44.79479	49.51529	48.88367	42.96296
1997	36.34969	45.69055	47.78846	45.80389	47.75403	49.22426	50.34722	52.06243	45.7346
1998	42.96978	46.72802	51.74303	49.03169	50.25907	51.7337	52.37789	53.00316	48.25986
1999	43.50205	47.18204	52.09437	50.24898	51.82169	53.3604	54.82483	54.88506	48.94118
2000	44.10693	48.01239	50.51699	53.12362	53.02245	55.12763	55.32967	55.7674	48.35886
2001	46.25	49.16143	51.02639	52.13472	53	56.11231	55.81761	55.63571	53.8961
	10th decile
1990	17.29323	39.53804	36.92748	43.25658	42.1797	44.0658	50.77187	46.38889	48.60335
1991	27.18447	44.14003	43.11199	45.78904	48.33204	46.93878	54.70085	51.59574	48.86364
1992	36.90476	50.08157	48.83249	52.33571	52.17054	50.68783	57.04809	53.69458	50
1993	36.76471	50.73801	52.58964	52.88462	54.82115	51.81298	54.06977	55.58313	50.85714
1994	42.62295	52.31054	58.2505	54.63495	57.81991	56.06987	59.81183	58.59729	51.51515
1995	47.27273	58.11623	59.87718	58.02161	59.86239	59.2681	61.19403	56.12472	55.02646
1996	51.31579	60	63.95349	61.61017	62.30599	62.76276	63.70023	62.12121	53.5545
1997	58.02469	65.76763	66.63102	64.63621	65.39817	64.9925	67.31392	64.59227	57.40741
1998	55.95238	65.53106	67.13514	68.65046	66.68994	68.24324	68.69919	65.56169	61.65049
1999	67.3913	66.21094	70.75688	69.64433	68.56936	68.81878	69.08078	66.8942	63.83929
2000	68.23529	69.9115	72.29437	70.74236	68.80597	70	70.75065	66.16415	62.38938
2001	62.35294	68.75	70.18141	72.58753	70.62405	69.7491	69.48052	67.21311	61.60338
SOURCE: Authors' calculations on 0.1 percent Master Earnings File.

Table equivalent for Chart 10. Median of deferred earnings as a percent of total earnings by earnings decile, sex, and year, among those who defer
Year	First decile	Second decile	Third decile	Fourth decile	Fifth decile	Sixth decile	Seventh decile	Eighth decile	Ninth decile	Tenth decile
	Men
1990	4.833333333	4.020729252	3.160070714	2.940997893	3.039963974	3.245482979	3.911197015	4.246262729	5.000016887	5.296716577
1991	5.361344538	3.763935255	2.970567452	2.874600496	3.054588776	3.362797432	4.010229255	4.435961503	4.993369531	5.272348926
1992	5.11576063	3.836487006	2.729875673	2.778496358	3.00024727	3.526162551	4.01694299	4.538216561	5.026382719	5.305379672
1993	6.133129525	3.747494122	3.103895446	2.528234517	3.36888217	3.50558206	4.058084346	4.695882118	5.153337161	5.407015469
1994	4.514440245	4.000344935	3.082296775	2.794795198	3.075692271	3.485698411	4.146411159	4.864388082	5.21698029	5.508561879
1995	6.714127816	3.989816517	3.336350877	3.068995243	3.161706237	3.696886031	4.153928743	4.897969846	5.415156786	5.561061254
1996	5.162955792	4.613604251	3.081477572	2.903893923	3.356347694	3.826760857	4.381987617	5	5.55016435	5.597181922
1997	7.499421341	4.432009392	3.713812404	3.016110206	3.43165487	3.975682579	4.499472317	5.077235339	5.85708427	5.744606757
1998	5.000641272	4.07668731	3.147351055	3.16503527	3.608827134	4.037482896	4.689644273	5.13466358	5.966751142	5.869111134
1999	5.072709871	4.367610618	2.638171252	3.236650532	3.553878529	4.072731486	4.841606416	5.257656725	6.03701302	5.870591661
2000	5.39596692	3.836436446	3.28446056	3.182276339	3.756191081	4.122651585	4.879546	5.296342094	6.11839722	5.898311818
2001	5.536421934	4.404706807	3.76001518	3.4904165	3.697402599	4.220075696	5.019011553	5.349421633	6.182687313	5.97412267
	Women
1990	4	4.407206355	3.928272311	4.196681915	3.609304788	3.289927147	3.634899787	3.998646696	4.447750056	5.009923081
1991	5.523628655	5.32812569	3.369639991	3.50004338	3.831942512	3.193940146	3.645503106	3.962934779	4.481726736	5.137985218
1992	5.66447449	3.870125039	3.887316819	3.922896356	3.289719654	3.433275356	3.591215242	3.947213272	4.637097241	5.198430702
1993	5.987125963	3.749981636	4.152387297	3.579907657	3.666667629	3.289930995	3.977250815	4.061246488	4.906417847	5.46338877
1994	5.4999145	4.67684176	4.191385036	3.752363166	3.364832673	3.366119922	4	4.012390105	4.979374526	5.506514333
1995	7.135100393	4.028156816	3.750166836	3.294533825	3.756124895	3.36949495	3.999954241	4.143800005	5.000142011	5.766051808
1996	6.923055294	5.02753304	3.391120539	3.731104058	3.696727346	3.727147924	4.052426017	4.2604331	4.999902562	5.930531697
1997	5.999290025	3.755570703	3.158541729	3.757307753	3.828840603	3.652419935	4.023786839	4.363464497	5.060733925	6.018686253
1998	5.392492175	5.494962329	4.029196301	4.303558972	3.630634106	3.936951376	4.122335769	4.392031105	5.094052916	6.182637985
1999	6.188454896	4.773216437	3.999895382	3.763973266	3.999892018	3.923348632	4.141126499	4.68031634	5.086913118	6.280098155
2000	5.012442232	4.166257887	3.884899396	3.212842738	3.7436487	3.992011086	4.282139227	4.654740029	5.201049053	6.502382096
2001	5.072007298	4.497025902	3.45347863	4.00158844	3.659623148	4.000146806	4.133508648	4.66818544	5.413759138	6.516202032
SOURCE: Authors' calculations on 0.1 percent Master Earnings File.