Social Security

Your Full Retirement Age For Survivors Benefits Is 66 And 10 Months

Remember, the earliest a widow or widower can start receiving Social Security survivors benefits based on age will remain age 60.

If you start receiving survivors benefits at age

• 60, you will get 71.5% of the monthly benefit because you will be getting benefits for an additional 82 months.
• 62, you will get 79.8% of the monthly benefit because you will be getting benefits for an additional 58 months.
• 65, you will get 92.4% of the monthly benefit because you will be getting benefits for an additional 22 months.

How Your Social Security Survivors Benefit is Reduced

If you start getting benefits at age1.	The survivors benefit you will receive is reduced to2.
60	71.5%
60 + 1 month	71.8
60 + 2 months	72.2
60 + 3 months	72.5
60 + 4 months	72.9
60 + 5 months	73.2
60 + 6 months	73.6
60 + 7 months	73.9
60 + 8 months	74.3
60 + 9 months	74.6
60 + 10 months	75.0
60 + 11 months	75.3
61	75.7
61 + 1 month	76.0
61 + 2 months	76.4
61 + 3 months	76.7
61 + 4 months	77.1
61 + 5 months	77.4
61 + 6 months	77.8
61 + 7 months	78.1
61 + 8 months	78.5
61 + 9 months	78.8
61 + 10 months	79.1
61 + 11 months	79.5
62	79.8
62 + 1 month	80.2
62 + 2 months	80.5
62 + 3 months	80.9
62 + 4 months	81.2
62 + 5 months	81.6
62 + 6 months	81.9
62 + 7 months	82.3
62 + 8 months	82.6
62 + 9 months	83.0
62 + 10 months	83.3
62 + 11 months	83.7
63	84.0
63 + 1 month	84.4
63 + 2 months	84.7
63 + 3 months	85.1
63 + 4 months	85.4
63 + 5 months	85.8
63 + 6 months	86.1
63 + 7 months	86.4
63 + 8 months	86.8
63 + 9 months	87.1
63 + 10 months	87.5
63 + 11 months	87.8
64	88.2
64 + 1 month	88.5
64 + 2 months	88.9
64 + 3 months	89.2
64 + 4 months	89.6
64 + 5 months	89.9
64 + 6 months	90.3
64 + 7 months	90.6
64 + 8 months	91.0
64 + 9 months	91.3
64 + 10 months	91.7
64 + 11 months	92.0
65	92.4
65 + 1 month	92.7
65 + 2 months	93.0
65 + 3 months	93.4
65 + 4 months	93.7
65 + 5 months	94.1
65 + 6 months	94.4
65 + 7 months	94.8
65 + 8 months	95.1
65 + 9 months	95.5
65 + 10 months	95.8
65 + 11 months	96.2
66	96.5
66 + 1 month	96.9
66 + 2 months	97.2
66 + 3 months	97.6
66 + 4 months	97.9
66 + 5 months	98.3
66 + 6 months	98.6
66 + 7 months	99.0
66 + 8 months	99.3
66 + 9 months	99.7
66 + 10 months 2.	100.
If your birthday is on the 1st of the month, we figure your benefit as if your birthday were in the previous month. If your spouse started receiving retirement benefits before their full retirement age, we cannot pay you the full retirement age benefit amount from his or her record. The maximum survivors benefit is limited to what he or she would receive if they were still alive.