Actuarial Life Table

A period life table is based on the mortality experience of a population during a relatively short period of time. Here we present the 2020 period life table for the Social Security area population, as used in the 2023 Trustees Report (TR). For this table, the period life expectancy at a given age is the average remaining number of years expected prior to death for a person at that exact age, born on January 1, using the mortality rates for 2020 over the course of his or her remaining life.

This life table is available for certain other years.

 
Period Life Table, 2020, as used in the 2023 Trustees Report
Exact
age		 Male Female
Death
probability a		 Number of
lives b		 Life
expectancy		 Death
probability a		 Number of
lives b		 Life
expectancy
0 0.005837 100,000 74.12 0.004907 100,000 79.78
1 0.000410 99,416 73.55 0.000316 99,509 79.17
2 0.000254 99,376 72.58 0.000196 99,478 78.19
3 0.000207 99,350 71.60 0.000160 99,458 77.21
4 0.000167 99,330 70.62 0.000129 99,442 76.22
5 0.000141 99,313 69.63 0.000109 99,430 75.23
6 0.000123 99,299 68.64 0.000100 99,419 74.24
7 0.000113 99,287 67.65 0.000096 99,409 73.25
8 0.000108 99,276 66.65 0.000092 99,399 72.25
9 0.000114 99,265 65.66 0.000089 99,390 71.26
10 0.000127 99,254 64.67 0.000092 99,381 70.27
11 0.000146 99,241 63.68 0.000104 99,372 69.27
12 0.000174 99,227 62.69 0.000123 99,362 68.28
13 0.000228 99,209 61.70 0.000145 99,349 67.29
14 0.000312 99,187 60.71 0.000173 99,335 66.30
15 0.000435 99,156 59.73 0.000210 99,318 65.31
16 0.000604 99,113 58.76 0.000257 99,297 64.32
17 0.000814 99,053 57.79 0.000314 99,271 63.34
18 0.001051 98,972 56.84 0.000384 99,240 62.36
19 0.001250 98,868 55.90 0.000440 99,202 61.38
20 0.001398 98,745 54.97 0.000485 99,159 60.41
21 0.001524 98,607 54.04 0.000533 99,111 59.44
22 0.001612 98,456 53.12 0.000574 99,058 58.47
23 0.001682 98,298 52.21 0.000617 99,001 57.50
24 0.001747 98,132 51.30 0.000655 98,940 56.54
25 0.001812 97,961 50.39 0.000700 98,875 55.58
26 0.001884 97,783 49.48 0.000743 98,806 54.61
27 0.001974 97,599 48.57 0.000796 98,732 53.66
28 0.002070 97,406 47.66 0.000851 98,654 52.70
29 0.002172 97,205 46.76 0.000914 98,570 51.74
30 0.002275 96,994 45.86 0.000976 98,480 50.79
31 0.002368 96,773 44.97 0.001041 98,383 49.84
32 0.002441 96,544 44.07 0.001118 98,281 48.89
33 0.002517 96,308 43.18 0.001186 98,171 47.94
34 0.002590 96,066 42.29 0.001241 98,055 47.00
35 0.002673 95,817 41.39 0.001306 97,933 46.06
36 0.002791 95,561 40.50 0.001386 97,805 45.12
37 0.002923 95,294 39.62 0.001472 97,670 44.18
38 0.003054 95,016 38.73 0.001549 97,526 43.24
39 0.003207 94,725 37.85 0.001637 97,375 42.31
40 0.003333 94,422 36.97 0.001735 97,215 41.38
41 0.003464 94,107 36.09 0.001850 97,047 40.45
42 0.003587 93,781 35.21 0.001950 96,867 39.52
43 0.003735 93,445 34.34 0.002072 96,678 38.60
44 0.003911 93,096 33.46 0.002217 96,478 37.68
45 0.004137 92,732 32.59 0.002383 96,264 36.76
46 0.004452 92,348 31.73 0.002573 96,035 35.85
47 0.004823 91,937 30.87 0.002777 95,788 34.94
48 0.005214 91,493 30.01 0.002984 95,522 34.04
49 0.005594 91,016 29.17 0.003210 95,237 33.14
50 0.005998 90,507 28.33 0.003476 94,931 32.24
51 0.006500 89,964 27.50 0.003793 94,601 31.35
52 0.007081 89,380 26.67 0.004136 94,242 30.47
53 0.007711 88,747 25.86 0.004495 93,852 29.59
54 0.008394 88,062 25.06 0.004870 93,430 28.72
55 0.009109 87,323 24.27 0.005261 92,975 27.86
56 0.009881 86,528 23.48 0.005714 92,486 27.01
57 0.010687 85,673 22.71 0.006227 91,958 26.16
58 0.011566 84,757 21.95 0.006752 91,385 25.32
59 0.012497 83,777 21.21 0.007327 90,768 24.49
60 0.013485 82,730 20.47 0.007926 90,103 23.67
61 0.014595 81,614 19.74 0.008544 89,389 22.85
62 0.015702 80,423 19.03 0.009173 88,625 22.04
63 0.016836 79,160 18.32 0.009841 87,812 21.24
64 0.017908 77,828 17.63 0.010529 86,948 20.45
65 0.018943 76,434 16.94 0.011265 86,032 19.66
66 0.020103 74,986 16.26 0.012069 85,063 18.88
67 0.021345 73,479 15.58 0.012988 84,037 18.10
68 0.022750 71,910 14.91 0.014032 82,945 17.34
69 0.024325 70,274 14.24 0.015217 81,781 16.58
70 0.026137 68,565 13.59 0.016634 80,537 15.82
71 0.028125 66,773 12.94 0.018294 79,197 15.08
72 0.030438 64,895 12.30 0.020175 77,748 14.36
73 0.033249 62,919 11.67 0.022321 76,180 13.64
74 0.036975 60,827 11.05 0.025030 74,479 12.94
75 0.040633 58,578 10.46 0.027715 72,615 12.26
76 0.044710 56,198 9.88 0.030631 70,603 11.60
77 0.049152 53,685 9.32 0.033900 68,440 10.95
78 0.054265 51,047 8.77 0.037831 66,120 10.31
79 0.059658 48,277 8.25 0.042249 63,618 9.70
80 0.065568 45,397 7.74 0.047148 60,931 9.10
81 0.072130 42,420 7.25 0.052545 58,058 8.53
82 0.079691 39,360 6.77 0.058685 55,007 7.98
83 0.088578 36,224 6.31 0.065807 51,779 7.44
84 0.098388 33,015 5.88 0.074052 48,372 6.93
85 0.109139 29,767 5.47 0.083403 44,790 6.44
86 0.120765 26,518 5.07 0.093798 41,054 5.99
87 0.133763 23,316 4.70 0.104958 37,203 5.55
88 0.148370 20,197 4.35 0.117435 33,299 5.15
89 0.164535 17,200 4.02 0.131540 29,388 4.76
90 0.182632 14,370 3.72 0.146985 25,522 4.41
91 0.202773 11,746 3.44 0.163592 21,771 4.08
92 0.223707 9,364 3.18 0.181562 18,209 3.78
93 0.245124 7,269 2.96 0.200724 14,903 3.51
94 0.266933 5,487 2.75 0.219958 11,912 3.27
95 0.288602 4,023 2.57 0.239460 9,292 3.05
96 0.309781 2,862 2.42 0.258975 7,067 2.85
97 0.330099 1,975 2.28 0.278225 5,237 2.68
98 0.349177 1,323 2.15 0.296912 3,780 2.52
99 0.366635 861 2.04 0.314727 2,657 2.37
100 0.384967 545 1.93 0.333610 1,821 2.23
101 0.404215 335 1.83 0.353627 1,214 2.09
102 0.424426 200 1.73 0.374844 784 1.96
103 0.445648 115 1.63 0.397335 490 1.84
104 0.467930 64 1.54 0.421175 296 1.72
105 0.491326 34 1.45 0.446446 171 1.61
106 0.515893 17 1.36 0.473232 95 1.50
107 0.541687 8 1.28 0.501626 50 1.40
108 0.568772 4 1.20 0.531724 25 1.30
109 0.597210 2 1.13 0.563627 12 1.21
110 0.627071 1 1.05 0.597445 5 1.12
111 0.658424 0 0.98 0.633292 2 1.03
112 0.691346 0 0.92 0.671289 1 0.95
113 0.725913 0 0.85 0.711567 0 0.88
114 0.762209 0 0.79 0.754261 0 0.80
115 0.800319 0 0.74 0.799516 0 0.74
116 0.840335 0 0.68 0.840335 0 0.68
117 0.882352 0 0.63 0.882352 0 0.63
118 0.926469 0 0.58 0.926469 0 0.58
119 0.972793 0 0.53 0.972793 0 0.53
 a Probability of dying within one year.
 b Number of survivors out of 100,000 born alive.

 Note: The period life expectancy at a given age for 2020 is the average remaining number of years expected prior to death for a person at that exact age, born on January 1, using the mortality rates for 2020 over the course of his or her remaining life.

The Social Security area population is composed of: (1) residents of the 50 States and the District of Columbia (adjusted for net census undercount); (2) civilian residents of Puerto Rico, the Virgin Islands, Guam, American Samoa, and the Northern Mariana Islands; (3) Federal civilian employees and persons in the U.S. Armed Forces abroad and their dependents; (4) non-citizens living abroad who are insured for Social Security benefits; and (5) all other U.S. citizens abroad.