Annual Scheduled Benefit Amounts for Retired Workers With Various Pre-Retirement Earnings Patterns Based on Intermediate Assumptions — 2022 OASDI Trustees Report

Single-Year Tables        
Table V.C7.—Annual Scheduled Benefit Amounts for Retired Workers
With Various Pre-Retirement Earnings Patterns
Based on Intermediate Assumptions, Calendar Years 1940-2100
Year attain
age 65 a 		  Age at
retirement 		  Scaled very
low
earnings b 		  Scaled low
earnings c 		  Scaled
medium
earnings d 		  Scaled
high
earnings e 		  Steady
maximum
earnings f 		  National
Average Wage
Index in 2022
dollars g
        Benefits in 2022 dollars h with retirement at normal retirement age    
1940   65:0   $2,362   $3,212   $5,426   $6,521   $9,733   $23,524
1941   65:0   2,252   3,185   5,293   6,371   9,369   23,948
1942   65:0   2,028   3,067   4,899   5,921   8,520   24,583
1943   65:0   1,913   3,082   4,766   5,800   8,112   27,318
1944   65:0   1,883   3,304   4,855   5,984   8,059   30,382
1945   65:0   1,909   3,500   4,951   6,125   7,954   31,015
1946   65:0   1,924   3,479   4,719   5,903   7,402   26,749
1947   65:0   1,761   3,196   4,239   5,332   6,522   26,859
1948   65:0   1,774   3,090   4,069   5,155   6,119   27,121
1949   65:0   1,869   3,193   4,252   5,405   6,230   28,779
1950   65:0   2,659   4,150   5,455   6,659   7,293   29,190
1951   65:0   3,850   5,698   7,228   8,324   8,732   29,734
1952   65:0   4,156   5,879   7,461   8,566   8,890   30,863
1953   65:0   4,712   6,382   8,435   10,501   10,513   32,358
1954   65:0   5,118   6,769   8,958   11,029   11,029   32,405
1955   65:0   5,908   7,453   9,850   12,174   12,174   34,002
1956   65:0   6,004   7,429   9,877   12,312   12,385   35,849
1957   65:0   6,021   7,258   9,814   12,194   12,194   35,743
1958   65:0   6,010   7,146   9,829   12,445   12,445   35,114
1959   65:0   6,368   7,619   10,689   13,191   13,191   36,539
1960   65:0   6,382   7,613   10,636   13,211   13,323   37,386
1961   65:0   6,422   7,530   10,741   13,288   13,288   37,711
1962   65:0   6,351   7,555   10,840   13,249   13,249   39,144
1963   65:0   6,376   7,457   10,915   13,185   13,185   39,583
1964   65:0   6,295   7,468   10,989   13,123   13,123   40,686
1965   65:0   6,638   7,983   11,806   13,834   13,834   40,779
1966   65:0   6,547   7,751   11,677   13,533   13,533   41,969
1967   65:0   6,372   7,652   11,582   13,389   13,488   43,119
1968   65:0   7,084   8,443   12,782   14,716   14,716   44,224
1969   65:0   6,783   8,201   12,454   14,396   14,495   44,357
1970   65:0   7,495   8,920   13,897   15,988   16,202   43,994
1971   65:0   7,902   9,521   14,903   17,316   17,431   44,287
1972   65:0   8,297   9,968   15,653   18,256   18,256   47,078
1973   65:0   8,791   12,676   16,986   19,722   19,842   47,090
1974   65:0   8,698   11,978   16,952   19,706   19,955   44,950
1975   65:0   8,562   11,076   17,061   19,882   20,375   44,257
1976   65:0   8,795   11,059   17,767   21,009   21,980   44,748
1977   65:0   8,899   11,291   18,337   22,028   23,335   44,543
1978   65:0   8,929   11,533   18,845   23,048   24,243   44,678
1979   65:0   8,699   11,502   18,829   23,189   24,274   43,606
1980   65:0   8,757   11,673   19,150   23,575   24,893   41,882
1981   65:0   9,173   12,129   20,129   24,719   26,279   41,813
1982   65:0   9,038   11,950   19,562   23,869   24,356   41,624
1983   65:0   8,532   11,543   18,735   22,583   23,723   42,367
1984   65:0   8,118   11,548   17,760   21,545   22,743   43,371
1985   65:0   7,902   11,524   17,334   21,113   22,393   43,671
1986   65:0   8,229   11,670   17,935   21,928   23,337   44,280
1987   65:0   8,173   11,443   17,859   21,960   23,445   45,471
1988   65:0   8,288   11,487   18,087   22,345   23,947   45,887
1989   65:0   8,455   11,401   18,412   22,807   24,523   45,513
1990   65:0   8,660   11,357   18,798   23,414   25,279   45,231
1991   65:0   8,636   11,473   18,765   23,493   25,435   45,096
1992   65:0   8,894   11,648   19,262   24,217   26,296   46,078
1993   65:0   8,906   11,676   19,267   24,343   26,506   45,198
1994   65:0   8,778   11,576   18,957   24,071   26,293   45,270
1995   65:0   8,828   11,569   19,101   24,363   26,724   45,789
1996   65:0   8,860   11,609   19,149   24,564   27,034   46,664
1997   65:0   9,148   11,965   19,736   25,412   28,081   48,315
1998   65:0   9,044   11,841   19,547   25,250   28,028   50,175
1999   65:0   8,977   11,777   19,426   25,191   28,075   51,813
2000   65:0   9,019   11,808   19,501   25,375   28,383   52,845
2001   65:0   9,311   12,215   20,162   26,355   29,586   52,662
2002   65:0   9,840   12,893   21,292   27,927   31,473   52,477
2003   65:2   10,054   13,166   21,747   28,568   32,417   52,585
2004   65:4   10,260   13,439   22,167   29,211   33,319   53,636
2005   65:6   10,586   13,859   22,853   30,176   34,621   53,706
2006   65:8   10,796   14,129   23,299   30,809   35,536   54,420
2007   65:10   10,691   14,002   23,103   30,578   35,482   55,311
2008   66:0   10,963   14,348   23,690   31,333   36,910   54,361
2009   66:0   10,788   14,119   23,304   30,822   36,520   53,905
2010   66:0   10,479   13,706   22,631   29,944   35,673   54,061
2011   66:0   10,837   14,183   23,384   30,991   37,052   53,840
2012   66:0   10,732   14,047   23,137   30,685   36,836   54,379
2013   66:0   10,976   14,372   23,672   31,383   37,859   54,331
2014   66:0   11,035   14,455   23,837   31,568   38,264   55,426
2015   66:0   10,817   14,161   23,342   30,914   37,561   57,592
2016   66:0   10,788   14,110   23,265   30,816   37,502   57,679
2017   66:0   10,896   14,259   23,519   31,159   37,969   58,429
2018   66:0   10,974   14,359   23,700   31,369   38,287   59,042
2019   66:0   11,408   14,924   24,614   32,597   39,801   60,253
2020   66:2   11,469   15,010   24,760   32,792   40,071   61,212
2021   66:4   11,544   15,127   24,954   33,023   40,386   61,410
2022   66:6   11,781   15,429   25,465   33,685   41,206   62,583
2023   66:8   12,079   15,824   26,117   34,520   42,238   64,080
2024   66:10   12,423   16,274   26,878   35,518   43,476   65,250
2025   67:0   11,851   15,539   25,680   33,878   41,680   66,308
2026   67:0   12,044   15,790   26,091   34,440   42,382   67,332
2027   67:0   12,505   16,388   27,050   35,753   43,978   68,311
2028   67:0   12,790   16,761   27,660   36,557   44,988   69,230
2029   67:0   13,015   17,048   28,148   37,217   45,799   70,101
2030   67:0   13,231   17,332   28,599   37,816   46,549   70,950
2031   67:0   13,432   17,594   29,032   38,395   47,266   71,812
2032   67:0   13,624   17,851   29,447   38,952   47,959   72,688
2033   67:0   13,809   18,087   29,835   39,471   48,603   73,580
2034   67:0   13,985   18,310   30,215   39,962   49,216   74,478
2035   67:0   14,155   18,538   30,578   40,450   49,825   75,381
2036   67:0   14,326   18,762   30,948   40,942   50,435   76,291
2037   67:0   14,504   18,990   31,332   41,438   51,046   77,205
2038   67:0   14,682   19,221   31,712   41,951   51,640   78,115
2039   67:0   14,859   19,453   32,097   42,463   52,262   79,029
2040   67:0   15,035   19,685   32,490   42,973   52,902   79,937
2041   67:0   15,217   19,926   32,876   43,494   53,548   80,839
2042   67:0   15,403   20,166   33,270   44,010   54,200   81,740
2043   67:0   15,579   20,405   33,662   44,527   54,840   82,641
2044   67:0   15,759   20,641   34,051   45,049   55,489   83,539
2045   67:0   15,948   20,876   34,443   45,563   56,131   84,434
2046   67:0   16,126   21,108   34,825   46,073   56,731   85,326
2047   67:0   16,306   21,348   35,214   46,591   57,336   86,236
2048   67:0   16,482   21,579   35,602   47,103   57,967   87,161
2049   67:0   16,664   21,817   35,989   47,615   58,599   88,102
2050   67:0   16,841   22,050   36,375   48,129   59,234   89,058
2051   67:0   17,023   22,284   36,762   48,634   59,865   90,032
2052   67:0   17,204   22,522   37,157   49,155   60,506   91,022
2053   67:0   17,384   22,764   37,551   49,681   61,096   92,028
2054   67:0   17,573   23,009   37,960   50,220   61,722   93,048
2055   67:0   17,764   23,262   38,372   50,764   62,385   94,081
2056   67:0   17,957   23,516   38,794   51,321   63,064   95,131
2057   67:0   18,157   23,776   39,221   51,884   63,732   96,198
2058   67:0   18,362   24,039   39,655   52,461   64,417   97,283
2059   67:0   18,561   24,306   40,095   53,045   65,131   98,386
2060   67:0   18,769   24,575   40,544   53,633   65,860   99,505
2061   67:0   18,980   24,850   40,995   54,233   66,569   100,639
2062   67:0   19,193   25,130   41,456   54,841   67,319   101,787
2063   67:0   19,407   25,413   41,921   55,461   68,081   102,947
2064   67:0   19,630   25,703   42,401   56,090   68,850   104,119
2065   67:0   19,853   25,995   42,881   56,724   69,633   105,304
2066   67:0   20,079   26,291   43,371   57,375   70,429   106,499
2067   67:0   20,307   26,590   43,862   58,028   71,234   107,706
2068   67:0   20,540   26,892   44,364   58,687   72,050   108,926
2069   67:0   20,774   27,199   44,868   59,356   72,869   110,161
2070   67:0   21,011   27,506   45,378   60,030   73,701   111,411
2071   67:0   21,251   27,824   45,894   60,716   74,540   112,674
2072   67:0   21,493   28,139   46,417   61,403   75,387   113,948
2073   67:0   21,735   28,455   46,942   62,097   76,239   115,233
2074   67:0   21,981   28,778   47,473   62,801   77,103   116,528
2075   67:0   22,230   29,106   48,012   63,514   77,980   117,829
2076   67:0   22,484   29,434   48,555   64,234   78,862   119,141
2077   67:0   22,735   29,769   49,104   64,961   79,754   120,467
2078   67:0   22,990   30,102   49,656   65,692   80,654   121,804
2079   67:0   23,250   30,442   50,214   66,430   81,561   123,154
2080   67:0   23,508   30,780   50,774   67,169   82,471   124,514
2081   67:0   23,770   31,124   51,340   67,917   83,390   125,888
2082   67:0   24,034   31,470   51,909   68,673   84,317   127,270
2083   67:0   24,303   31,818   52,486   69,437   85,255   128,663
2084   67:0   24,572   32,170   53,068   70,205   86,200   130,072
2085   67:0   24,843   32,526   53,652   70,980   87,152   131,500
2086   67:0   25,118   32,885   54,246   71,764   88,115   132,953
2087   67:0   25,394   33,247   54,841   72,553   89,083   134,424
2088   67:0   25,672   33,612   55,444   73,347   90,058   135,915
2089   67:0   25,954   33,979   56,051   74,151   91,044   137,428
2090   67:0   26,237   34,351   56,666   74,963   92,042   138,963
2091   67:0   26,527   34,732   57,292   75,793   93,059   140,521
2092   67:0   26,822   35,116   57,928   76,632   94,087   142,106
2093   67:0   27,120   35,507   58,573   77,484   95,132   143,716
2094   67:0   27,422   35,902   59,224   78,348   96,192   145,352
2095   67:0   27,729   36,304   59,886   79,224   97,265   147,006
2096   67:0   28,041   36,711   60,560   80,111   98,357   148,680
2097   67:0   28,356   37,128   61,243   81,016   99,465   150,383
2098   67:0   28,678   37,546   61,938   81,934   100,593   152,075
2099   67:0   29,005   37,974   62,643   82,867   101,737   153,786
2100   67:0   29,334   38,407   63,354   83,810   102,895   155,515
 
        Benefits in 2022 dollars h with retirement at age 65    
1940   65:0   $2,362   $3,212   $5,426   $6,521   $9,733   $23,524
1941   65:0   2,252   3,185   5,293   6,371   9,369   23,948
1942   65:0   2,028   3,067   4,899   5,921   8,520   24,583
1943   65:0   1,913   3,082   4,766   5,800   8,112   27,318
1944   65:0   1,883   3,304   4,855   5,984   8,059   30,382
1945   65:0   1,909   3,500   4,951   6,125   7,954   31,015
1946   65:0   1,924   3,479   4,719   5,903   7,402   26,749
1947   65:0   1,761   3,196   4,239   5,332   6,522   26,859
1948   65:0   1,774   3,090   4,069   5,155   6,119   27,121
1949   65:0   1,869   3,193   4,252   5,405   6,230   28,779
1950   65:0   2,659   4,150   5,455   6,659   7,293   29,190
1951   65:0   3,850   5,698   7,228   8,324   8,732   29,734
1952   65:0   4,156   5,879   7,461   8,566   8,890   30,863
1953   65:0   4,712   6,382   8,435   10,501   10,513   32,358
1954   65:0   5,118   6,769   8,958   11,029   11,029   32,405
1955   65:0   5,908   7,453   9,850   12,174   12,174   34,002
1956   65:0   6,004   7,429   9,877   12,312   12,385   35,849
1957   65:0   6,021   7,258   9,814   12,194   12,194   35,743
1958   65:0   6,010   7,146   9,829   12,445   12,445   35,114
1959   65:0   6,368   7,619   10,689   13,191   13,191   36,539
1960   65:0   6,382   7,613   10,636   13,211   13,323   37,386
1961   65:0   6,422   7,530   10,741   13,288   13,288   37,711
1962   65:0   6,351   7,555   10,840   13,249   13,249   39,144
1963   65:0   6,376   7,457   10,915   13,185   13,185   39,583
1964   65:0   6,295   7,468   10,989   13,123   13,123   40,686
1965   65:0   6,638   7,983   11,806   13,834   13,834   40,779
1966   65:0   6,547   7,751   11,677   13,533   13,533   41,969
1967   65:0   6,372   7,652   11,582   13,389   13,488   43,119
1968   65:0   7,084   8,443   12,782   14,716   14,716   44,224
1969   65:0   6,783   8,201   12,454   14,396   14,495   44,357
1970   65:0   7,495   8,920   13,897   15,988   16,202   43,994
1971   65:0   7,902   9,521   14,903   17,316   17,431   44,287
1972   65:0   8,297   9,968   15,653   18,256   18,256   47,078
1973   65:0   8,791   12,676   16,986   19,722   19,842   47,090
1974   65:0   8,698   11,978   16,952   19,706   19,955   44,950
1975   65:0   8,562   11,076   17,061   19,882   20,375   44,257
1976   65:0   8,795   11,059   17,767   21,009   21,980   44,748
1977   65:0   8,899   11,291   18,337   22,028   23,335   44,543
1978   65:0   8,929   11,533   18,845   23,048   24,243   44,678
1979   65:0   8,699   11,502   18,829   23,189   24,274   43,606
1980   65:0   8,757   11,673   19,150   23,575   24,893   41,882
1981   65:0   9,173   12,129   20,129   24,719   26,279   41,813
1982   65:0   9,038   11,950   19,562   23,869   24,356   41,624
1983   65:0   8,532   11,543   18,735   22,583   23,723   42,367
1984   65:0   8,118   11,548   17,760   21,545   22,743   43,371
1985   65:0   7,902   11,524   17,334   21,113   22,393   43,671
1986   65:0   8,229   11,670   17,935   21,928   23,337   44,280
1987   65:0   8,173   11,443   17,859   21,960   23,445   45,471
1988   65:0   8,288   11,487   18,087   22,345   23,947   45,887
1989   65:0   8,455   11,401   18,412   22,807   24,523   45,513
1990   65:0   8,660   11,357   18,798   23,414   25,279   45,231
1991   65:0   8,636   11,473   18,765   23,493   25,435   45,096
1992   65:0   8,894   11,648   19,262   24,217   26,296   46,078
1993   65:0   8,906   11,676   19,267   24,343   26,506   45,198
1994   65:0   8,778   11,576   18,957   24,071   26,293   45,270
1995   65:0   8,828   11,569   19,101   24,363   26,724   45,789
1996   65:0   8,860   11,609   19,149   24,564   27,034   46,664
1997   65:0   9,148   11,965   19,736   25,412   28,081   48,315
1998   65:0   9,044   11,841   19,547   25,250   28,028   50,175
1999   65:0   8,977   11,777   19,426   25,191   28,075   51,813
2000   65:0   9,019   11,808   19,501   25,375   28,383   52,845
2001   65:0   9,311   12,215   20,162   26,355   29,586   52,662
2002   65:0   9,840   12,893   21,292   27,927   31,473   52,477
2003   65:0   9,909   12,971   21,432   28,150   31,935   52,585
2004   65:0   9,951   13,012   21,479   28,301   32,282   53,636
2005   65:0   10,028   13,125   21,648   28,595   32,795   53,706
2006   65:0   10,096   13,215   21,787   28,803   33,224   54,420
2007   65:0   9,908   12,985   21,412   28,325   32,883   55,311
2008   65:0   9,641   12,623   20,837   27,561   32,192   54,361
2009   65:0   10,264   13,442   22,197   29,363   34,511   53,905
2010   65:0   10,087   13,216   21,809   28,861   34,107   54,061
2011   65:0   9,981   13,072   21,546   28,543   33,909   53,840
2012   65:0   9,982   13,063   21,526   28,544   34,058   54,379
2013   65:0   10,252   13,408   22,090   29,288   35,105   54,331
2014   65:0   10,102   13,227   21,810   28,889   34,836   55,426
2015   65:0   10,187   13,334   21,984   29,125   35,232   57,592
2016   65:0   10,233   13,394   22,076   29,249   35,455   57,679
2017   65:0   10,217   13,371   22,052   29,211   35,478   58,429
2018   65:0   10,132   13,264   21,885   28,980   35,259   59,042
2019   65:0   10,599   13,878   22,884   30,311   36,896   60,253
2020   65:0   10,840   14,184   23,397   30,997   37,766   61,212
2021   65:0   10,262   13,439   22,175   29,360   35,815   61,410
2022   65:0   10,328   13,519   22,306   29,517   36,030   62,583
2023   65:0   10,552   13,808   22,786   30,142   36,793   64,080
2024   65:0   10,683   13,988   23,088   30,524   37,271   65,250
2025   65:0   10,253   13,425   22,166   29,293   35,792   66,308
2026   65:0   10,418   13,647   22,543   29,799   36,409   67,332
2027   65:0   10,826   14,181   23,393   30,939   37,811   68,311
2028   65:0   11,074   14,497   23,920   31,654   38,698   69,230
2029   65:0   11,272   14,758   24,349   32,227   39,402   70,101
2030   65:0   11,456   15,000   24,743   32,745   40,051   70,950
2031   65:0   11,635   15,231   25,126   33,251   40,678   71,812
2032   65:0   11,799   15,453   25,486   33,734   41,280   72,688
2033   65:0   11,958   15,657   25,825   34,185   41,842   73,580
2034   65:0   12,112   15,850   26,152   34,607   42,373   74,478
2035   65:0   12,261   16,053   26,467   35,033   42,892   75,381
2036   65:0   12,406   16,239   26,788   35,456   43,415   76,291
2037   65:0   12,562   16,440   27,121   35,889   43,940   77,205
2038   65:0   12,712   16,639   27,449   36,332   44,458   78,115
2039   65:0   12,864   16,844   27,786   36,775   44,992   79,029
2040   65:0   13,025   17,046   28,116   37,217   45,547   79,937
2041   65:0   13,180   17,260   28,462   37,671   46,105   80,839
2042   65:0   13,336   17,462   28,799   38,120   46,671   81,740
2043   65:0   13,498   17,667   29,139   38,566   47,223   82,641
2044   65:0   13,654   17,874   29,478   39,018   47,780   83,539
2045   65:0   13,808   18,076   29,819   39,464   48,334   84,434
2046   65:0   13,967   18,285   30,155   39,908   48,856   85,326
2047   65:0   14,119   18,488   30,486   40,356   49,373   86,236
2048   65:0   14,275   18,692   30,824   40,800   49,918   87,161
2049   65:0   14,435   18,894   31,160   41,245   50,467   88,102
2050   65:0   14,592   19,095   31,495   41,684   51,018   89,058
2051   65:0   14,741   19,295   31,828   42,129   51,564   90,032
2052   65:0   14,903   19,504   32,168   42,577   52,116   91,022
2053   65:0   15,061   19,711   32,511   43,032   52,625   92,028
2054   65:0   15,221   19,925   32,864   43,500   53,161   93,048
2055   65:0   15,387   20,145   33,222   43,971   53,735   94,081
2056   65:0   15,558   20,366   33,582   44,450   54,314   95,131
2057   65:0   15,728   20,587   33,954   44,940   54,892   96,198
2058   65:0   15,903   20,817   34,331   45,439   55,481   97,283
2059   65:0   16,081   21,049   34,713   45,941   56,097   98,386
2060   65:0   16,260   21,279   35,097   46,451   56,727   99,505
2061   65:0   16,438   21,519   35,490   46,971   57,335   100,639
2062   65:0   16,621   21,761   35,889   47,496   57,980   101,787
2063   65:0   16,810   22,006   36,290   48,035   58,637   102,947
2064   65:0   17,002   22,255   36,706   48,580   59,298   104,119
2065   65:0   17,194   22,510   37,121   49,130   59,974   105,304
2066   65:0   17,392   22,766   37,544   49,694   60,662   106,499
2067   65:0   17,589   23,023   37,972   50,259   61,355   107,706
2068   65:0   17,791   23,288   38,408   50,832   62,055   108,926
2069   65:0   17,994   23,551   38,842   51,409   62,764   110,161
2070   65:0   18,197   23,820   39,284   51,996   63,478   111,411
2071   65:0   18,406   24,094   39,733   52,588   64,204   112,674
2072   65:0   18,615   24,367   40,184   53,182   64,930   113,948
2073   65:0   18,824   24,643   40,639   53,784   65,670   115,233
2074   65:0   19,039   24,921   41,099   54,392   66,413   116,528
2075   65:0   19,253   25,203   41,563   55,011   67,167   117,829
2076   65:0   19,474   25,488   42,034   55,634   67,930   119,141
2077   65:0   19,693   25,779   42,511   56,266   68,698   120,467
2078   65:0   19,914   26,067   42,988   56,898   69,473   121,804
2079   65:0   20,138   26,362   43,472   57,536   70,254   123,154
2080   65:0   20,363   26,654   43,958   58,179   71,037   124,514
2081   65:0   20,589   26,953   44,448   58,825   71,831   125,888
2082   65:0   20,817   27,252   44,940   59,482   72,630   127,270
2083   65:0   21,051   27,553   45,439   60,141   73,436   128,663
2084   65:0   21,283   27,859   45,944   60,808   74,251   130,072
2085   65:0   21,518   28,167   46,450   61,479   75,071   131,500
2086   65:0   21,755   28,477   46,962   62,158   75,901   132,953
2087   65:0   21,997   28,791   47,479   62,842   76,736   134,424
2088   65:0   22,236   29,107   48,001   63,529   77,576   135,915
2089   65:0   22,479   29,425   48,524   64,224   78,425   137,428
2090   65:0   22,727   29,748   49,056   64,928   79,283   138,963
2091   65:0   22,977   30,076   49,600   65,648   80,159   140,521
2092   65:0   23,232   30,410   50,148   66,374   81,046   142,106
2093   65:0   23,489   30,749   50,707   67,110   81,945   143,716
2094   65:0   23,752   31,091   51,270   67,858   82,856   145,352
2095   65:0   24,018   31,438   51,845   68,615   83,782   147,006
2096   65:0   24,287   31,791   52,425   69,385   84,720   148,680
2097   65:0   24,561   32,150   53,017   70,169   85,677   150,383
2098   65:0   24,839   32,513   53,620   70,964   86,645   152,075
2099   65:0   25,123   32,884   54,229   71,772   87,633   153,786
2100   65:0   25,408   33,259   54,846   72,589   88,629   155,515
a Attains age 65 on January 1 of the year.
b Career-average earnings at about 25 percent of the Average Wage Index (AWI).
c Career-average earnings at about 45 percent of the AWI.
d Career-average earnings at about 100 percent of the AWI. Such a worker would have career-average earnings at approximately the 56th percentile of all new retired-worker beneficiaries.
e Career-average earnings at about 160 percent of the AWI.
f Earnings for each year at or above the contribution and benefit base.
g Average Wage Index from table VI.G6, adjusted to be in 2022 dollars by using the CPI indexing series from table VI.G6.
h Annual amounts are the total for the 12-month period starting with the month of retirement, adjusted to be in 2022 dollars by using the CPI indexing series from table VI.G6.

Note: Benefits shown at age 65 reflect adjustments for early retirement. For early retirement as early as age 62, the benefit amount is reduced 5/9 of one percent for each month before normal retirement age, up to 36 months. If the number of months exceeds 36, then the benefit is further reduced 5/12 of one percent per month. For example, if the number of reduction months is 60 (the maximum number for retirement at 62 when normal retirement age is 67), then the benefit is reduced by 30 percent. Delayed retirement credit is generally given for retirement after the normal retirement age. The delayed retirement credit is 2/3 of one percent per month for persons born in 1943 and later. No credit is given for delaying benefits after attaining age 70. See Table V.C3 for additional details, including adjustments applying to other birth years.