Single-Year Tables


Table V.C7.- Annual Scheduled Benefit Amounts for Retired Workers
With Various Pre-Retirement Earnings Patterns
Based on Intermediate Assumptions, Calendar Years 1940-2090


Year attain
age 65 b
  Age at
retirement
  Benefits in 2016 dollars a with retirement at normal retirement age   National
Average Wage
Index in 2016
dollars h
Scaled very
low
earnings c
  Scaled low
earnings d
  Scaled
medium
earnings e
  Scaled
high
earnings f
  Steady
maximum
earnings g
1940   65:0   $1,990   $2,459   $4,467   $5,307   $8,197   $19,812
1941   65:0   1,897   2,525   4,359   5,208   7,890   20,169
1942   65:0   1,708   2,368   4,018   4,825   7,175   20,704
1943   65:0   1,611   2,391   3,911   4,731   6,832   23,008
1944   65:0   1,586   2,579   4,004   4,887   6,787   25,588
1945   65:0   1,551   2,814   4,070   5,008   6,699   26,122
1946   65:0   1,558   2,805   3,896   4,831   6,234   22,529
1947   65:0   1,428   2,582   3,502   4,367   5,493   22,621
1948   65:0   1,391   2,577   3,362   4,226   5,153   22,842
1949   65:0   1,522   2,663   3,503   4,434   5,247   24,238
1950   65:0   2,170   3,442   4,524   5,495   6,142   24,585
1951   65:0   3,135   4,713   6,023   6,957   7,354   25,042
1952   65:0   3,416   4,885   6,221   7,183   7,487   25,994
1953   65:0   3,823   5,313   6,906   8,542   8,854   27,252
1954   65:0   4,227   5,618   7,317   9,219   9,289   27,292
1955   65:0   4,851   6,204   8,025   10,253   10,253   28,637
1956   65:0   4,903   6,185   8,052   10,185   10,431   30,192
1957   65:0   4,892   6,053   7,988   10,072   10,270   30,103
1958   65:0   4,936   5,979   8,047   10,442   10,481   29,574
1959   65:0   5,363   6,417   8,715   11,110   11,110   30,774
1960   65:0   5,280   6,318   8,769   11,032   11,221   31,487
1961   65:0   5,316   6,342   8,860   11,098   11,191   31,761
1962   65:0   5,349   6,271   8,945   11,158   11,158   32,967
1963   65:0   5,279   6,280   9,011   11,104   11,104   33,338
1964   65:0   5,301   6,290   9,075   11,052   11,052   34,267
1965   65:0   5,591   6,626   9,758   11,651   11,651   34,345
1966   65:0   5,428   6,528   9,654   11,398   11,398   35,347
1967   65:0   5,366   6,353   9,487   11,184   11,360   36,315
1968   65:0   5,966   7,111   10,479   12,203   12,394   37,247
1969   65:0   5,712   6,808   10,215   11,950   12,208   37,359
1970   65:0   6,312   7,513   11,402   13,271   13,645   37,052
1971   65:0   6,655   8,019   12,242   14,384   14,681   37,299
1972   65:0   6,874   8,281   12,963   15,162   15,376   39,650
1973   65:0   7,404   10,676   14,080   16,491   16,711   39,660
1974   65:0   7,216   10,088   14,051   16,504   16,807   37,857
1975   65:0   7,211   9,328   14,176   16,539   17,160   37,274
1976   65:0   7,407   9,200   14,774   17,492   18,512   37,688
1977   65:0   7,382   9,387   15,129   18,182   19,653   37,515
1978   65:0   7,404   9,593   15,573   18,958   20,417   37,629
1979   65:0   7,327   9,462   15,559   19,265   20,444   36,726
1980   65:0   7,375   9,610   15,828   19,585   20,965   35,274
1981   65:0   7,622   10,118   16,659   20,465   22,132   35,215
1982   65:0   7,612   9,944   16,382   19,835   20,513   35,057
1983   65:0   7,186   9,722   15,751   18,853   19,980   35,682
1984   65:0   6,837   9,726   14,933   18,009   19,155   36,528
1985   65:0   6,682   9,705   14,599   17,651   18,860   36,781
1986   65:0   6,933   9,828   15,131   18,363   19,654   37,293
1987   65:0   6,906   9,637   15,066   18,370   19,746   38,296
1988   65:0   7,002   9,675   15,257   18,700   20,169   38,647
1989   65:0   7,121   9,602   15,508   19,092   20,654   38,331
1990   65:0   7,294   9,565   15,832   19,609   21,290   38,094
1991   65:0   7,273   9,662   15,781   19,661   21,421   37,981
1992   65:0   7,470   9,790   16,182   20,292   22,147   38,807
1993   65:0   7,481   9,796   16,187   20,403   22,324   38,066
1994   65:0   7,376   9,749   15,908   20,175   22,144   38,127
1995   65:0   7,433   9,742   16,033   20,424   22,508   38,565
1996   65:0   7,460   9,759   16,091   20,597   22,769   39,301
1997   65:0   7,687   10,059   16,586   21,313   23,650   40,692
1998   65:0   7,599   9,955   16,410   21,176   23,605   42,258
1999   65:0   7,543   9,885   16,309   21,114   23,645   43,637
2000   65:0   7,580   9,927   16,359   21,273   23,904   44,507
2001   65:0   7,841   10,256   16,931   22,100   24,918   44,353
2002   65:0   8,287   10,842   17,884   23,426   26,507   44,197
2003   65:2   8,416   11,026   18,179   23,892   27,186   44,288
2004   65:4   8,542   11,167   18,410   24,260   27,740   45,173
2005   65:6   8,770   11,474   18,909   24,957   28,699   45,232
2006   65:8   8,910   11,664   19,216   25,406   29,372   45,833
2007   65:10   8,707   11,379   18,777   24,855   28,902   46,583
2008   66:0   9,207   12,044   19,872   26,322   31,086   45,784
2009   66:0   9,059   11,865   19,561   25,920   30,757   45,400
2010   66:0   8,813   11,530   19,010   25,193   30,044   45,531
2011   66:0   9,115   11,933   19,669   26,076   31,206   45,345
2012   66:0   9,039   11,820   19,474   25,831   31,024   45,799
2013   66:0   9,244   12,093   19,913   26,418   31,885   45,758
2014   66:0   9,296   12,152   20,032   26,555   32,232   46,681
2015   66:0   9,109   11,906   19,635   26,032   31,673   48,143
2016   66:0   9,025   11,800   19,455   25,788   31,418   49,121
2017   66:0   9,189   12,016   19,803   26,256   32,036   50,084
2018   66:0   9,156   11,979   19,746   26,168   31,969   51,126
2019   66:0   9,477   12,411   20,448   27,097   33,140   52,060
2020   66:2   9,722   12,722   20,976   27,794   34,021   52,913
2021   66:4   9,725   12,727   21,000   27,804   34,077   53,752
2022   66:6   9,929   12,998   21,437   28,386   34,802   54,527
2023   66:8   10,145   13,278   21,892   28,989   35,544   55,264
2024   66:10   10,325   13,510   22,283   29,515   36,200   56,038
2025   67:0   10,488   13,728   22,641   29,990   36,948   56,770
2026   67:0   10,655   13,944   22,994   30,464   37,538   57,468
2027   67:0   10,814   14,150   23,322   30,904   38,083   58,186
2028   67:0   10,959   14,344   23,644   31,327   38,609   58,924
2029   67:0   11,114   14,536   23,968   31,758   39,149   59,675
2030   67:0   11,255   14,733   24,284   32,171   39,661   60,429
2031   67:0   11,396   14,910   24,584   32,574   40,161   61,193
2032   67:0   11,538   15,099   24,890   32,974   40,671   61,965
2033   67:0   11,688   15,292   25,203   33,398   41,195   62,745
2034   67:0   11,837   15,486   25,527   33,823   41,724   63,521
2035   67:0   11,985   15,681   25,846   34,247   42,249   64,288
2036   67:0   12,138   15,884   26,174   34,682   42,795   65,061
2037   67:0   12,290   16,081   26,502   35,114   43,320   65,840
2038   67:0   12,445   16,282   26,835   35,559   43,836   66,627
2039   67:0   12,603   16,483   27,172   35,998   44,368   67,422
2040   67:0   12,752   16,681   27,499   36,434   44,913   68,226
2041   67:0   12,903   16,882   27,828   36,873   45,455   69,044
2042   67:0   13,056   17,086   28,164   37,313   46,005   69,877
2043   67:0   13,215   17,286   28,494   37,758   46,561   70,727
2044   67:0   13,375   17,498   28,839   38,213   47,120   71,594
2045   67:0   13,534   17,704   29,186   38,669   47,681   72,471
2046   67:0   13,693   17,921   29,533   39,130   48,225   73,359
2047   67:0   13,860   18,136   29,891   39,605   48,778   74,261
2048   67:0   14,030   18,358   30,257   40,085   49,372   75,176
2049   67:0   14,198   18,582   30,624   40,579   49,973   76,103
2050   67:0   14,376   18,811   31,001   41,076   50,593   77,033
2051   67:0   14,550   19,040   31,380   41,576   51,210   77,975
2052   67:0   14,729   19,273   31,766   42,088   51,836   78,920
2053   67:0   14,912   19,512   32,157   42,605   52,418   79,873
2054   67:0   15,097   19,752   32,554   43,133   53,029   80,833
2055   67:0   15,280   19,994   32,952   43,657   53,667   81,797
2056   67:0   15,465   20,238   33,351   44,193   54,312   82,771
2057   67:0   15,654   20,482   33,756   44,728   54,945   83,754
2058   67:0   15,843   20,731   34,165   45,271   55,586   84,748
2059   67:0   16,035   20,980   34,573   45,814   56,242   85,752
2060   67:0   16,226   21,230   34,987   46,359   56,913   86,764
2061   67:0   16,418   21,482   35,404   46,912   57,594   87,778
2062   67:0   16,614   21,736   35,826   47,470   58,280   88,799
2063   67:0   16,811   21,997   36,249   48,031   58,970   89,824
2064   67:0   17,010   22,255   36,678   48,600   59,670   90,854
2065   67:0   17,211   22,517   37,112   49,174   60,375   91,888
2066   67:0   17,413   22,781   37,546   49,747   61,082   92,925
2067   67:0   17,616   23,047   37,981   50,328   61,791   93,969
2068   67:0   17,820   23,312   38,420   50,907   62,506   95,024
2069   67:0   18,024   23,579   38,862   51,492   63,224   96,091
2070   67:0   18,229   23,848   39,302   52,077   63,945   97,169
2071   67:0   18,433   24,116   39,746   52,664   64,667   98,259
2072   67:0   18,641   24,388   40,190   53,257   65,396   99,359
2073   67:0   18,852   24,662   40,642   53,853   66,132   100,469
2074   67:0   19,061   24,940   41,099   54,459   66,877   101,589
2075   67:0   19,275   25,218   41,562   55,070   67,630   102,716
2076   67:0   19,493   25,503   42,026   55,688   68,390   103,855
2077   67:0   19,711   25,788   42,498   56,311   69,158   105,008
2078   67:0   19,929   26,075   42,972   56,939   69,931   106,174
2079   67:0   20,153   26,367   43,451   57,576   70,712   107,353
2080   67:0   20,379   26,660   43,934   58,214   71,500   108,546
2081   67:0   20,602   26,954   44,419   58,858   72,293   109,751
2082   67:0   20,832   27,253   44,913   59,514   73,099   110,968
2083   67:0   21,064   27,555   45,411   60,173   73,912   112,198
2084   67:0   21,298   27,862   45,918   60,843   74,735   113,446
2085   67:0   21,534   28,172   46,427   61,519   75,567   114,712
2086   67:0   21,773   28,485   46,942   62,202   76,407   115,997
2087   67:0   22,014   28,801   47,463   62,891   77,257   117,300
2088   67:0   22,259   29,120   47,990   63,589   78,115   118,618
2089   67:0   22,505   29,443   48,522   64,295   78,988   119,949
2090   67:0   22,757   29,773   49,065   65,012   79,871   121,296
 
        Benefits in 2016 dollars a with retirement at age 65    
1940   65:0   $1,990   $2,459   $4,467   $5,307   $8,197   $19,812
1941   65:0   1,897   2,525   4,359   5,208   7,890   20,169
1942   65:0   1,708   2,368   4,018   4,825   7,175   20,704
1943   65:0   1,611   2,391   3,911   4,731   6,832   23,008
1944   65:0   1,586   2,579   4,004   4,887   6,787   25,588
1945   65:0   1,551   2,814   4,070   5,008   6,699   26,122
1946   65:0   1,558   2,805   3,896   4,831   6,234   22,529
1947   65:0   1,428   2,582   3,502   4,367   5,493   22,621
1948   65:0   1,391   2,577   3,362   4,226   5,153   22,842
1949   65:0   1,522   2,663   3,503   4,434   5,247   24,238
1950   65:0   2,170   3,442   4,524   5,495   6,142   24,585
1951   65:0   3,135   4,713   6,023   6,957   7,354   25,042
1952   65:0   3,416   4,885   6,221   7,183   7,487   25,994
1953   65:0   3,823   5,313   6,906   8,542   8,854   27,252
1954   65:0   4,227   5,618   7,317   9,219   9,289   27,292
1955   65:0   4,851   6,204   8,025   10,253   10,253   28,637
1956   65:0   4,903   6,185   8,052   10,185   10,431   30,192
1957   65:0   4,892   6,053   7,988   10,072   10,270   30,103
1958   65:0   4,936   5,979   8,047   10,442   10,481   29,574
1959   65:0   5,363   6,417   8,715   11,110   11,110   30,774
1960   65:0   5,280   6,318   8,769   11,032   11,221   31,487
1961   65:0   5,316   6,342   8,860   11,098   11,191   31,761
1962   65:0   5,349   6,271   8,945   11,158   11,158   32,967
1963   65:0   5,279   6,280   9,011   11,104   11,104   33,338
1964   65:0   5,301   6,290   9,075   11,052   11,052   34,267
1965   65:0   5,591   6,626   9,758   11,651   11,651   34,345
1966   65:0   5,428   6,528   9,654   11,398   11,398   35,347
1967   65:0   5,366   6,353   9,487   11,184   11,360   36,315
1968   65:0   5,966   7,111   10,479   12,203   12,394   37,247
1969   65:0   5,712   6,808   10,215   11,950   12,208   37,359
1970   65:0   6,312   7,513   11,402   13,271   13,645   37,052
1971   65:0   6,655   8,019   12,242   14,384   14,681   37,299
1972   65:0   6,874   8,281   12,963   15,162   15,376   39,650
1973   65:0   7,404   10,676   14,080   16,491   16,711   39,660
1974   65:0   7,216   10,088   14,051   16,504   16,807   37,857
1975   65:0   7,211   9,328   14,176   16,539   17,160   37,274
1976   65:0   7,407   9,200   14,774   17,492   18,512   37,688
1977   65:0   7,382   9,387   15,129   18,182   19,653   37,515
1978   65:0   7,404   9,593   15,573   18,958   20,417   37,629
1979   65:0   7,327   9,462   15,559   19,265   20,444   36,726
1980   65:0   7,375   9,610   15,828   19,585   20,965   35,274
1981   65:0   7,622   10,118   16,659   20,465   22,132   35,215
1982   65:0   7,612   9,944   16,382   19,835   20,513   35,057
1983   65:0   7,186   9,722   15,751   18,853   19,980   35,682
1984   65:0   6,837   9,726   14,933   18,009   19,155   36,528
1985   65:0   6,682   9,705   14,599   17,651   18,860   36,781
1986   65:0   6,933   9,828   15,131   18,363   19,654   37,293
1987   65:0   6,906   9,637   15,066   18,370   19,746   38,296
1988   65:0   7,002   9,675   15,257   18,700   20,169   38,647
1989   65:0   7,121   9,602   15,508   19,092   20,654   38,331
1990   65:0   7,294   9,565   15,832   19,609   21,290   38,094
1991   65:0   7,273   9,662   15,781   19,661   21,421   37,981
1992   65:0   7,470   9,790   16,182   20,292   22,147   38,807
1993   65:0   7,481   9,796   16,187   20,403   22,324   38,066
1994   65:0   7,376   9,749   15,908   20,175   22,144   38,127
1995   65:0   7,433   9,742   16,033   20,424   22,508   38,565
1996   65:0   7,460   9,759   16,091   20,597   22,769   39,301
1997   65:0   7,687   10,059   16,586   21,313   23,650   40,692
1998   65:0   7,599   9,955   16,410   21,176   23,605   42,258
1999   65:0   7,543   9,885   16,309   21,114   23,645   43,637
2000   65:0   7,580   9,927   16,359   21,273   23,904   44,507
2001   65:0   7,841   10,256   16,931   22,100   24,918   44,353
2002   65:0   8,287   10,842   17,884   23,426   26,507   44,197
2003   65:0   8,330   10,909   17,988   23,646   26,896   44,288
2004   65:0   8,367   10,943   18,045   23,775   27,189   45,173
2005   65:0   8,445   11,040   18,202   24,024   27,621   45,232
2006   65:0   8,489   11,102   18,306   24,200   27,981   45,833
2007   65:0   8,331   10,909   17,991   23,813   27,695   46,583
2008   65:0   8,107   10,604   17,496   23,173   27,113   45,784
2009   65:0   8,631   11,308   18,641   24,689   29,065   45,400
2010   65:0   8,496   11,118   18,316   24,281   28,725   45,531
2011   65:0   8,405   10,997   18,120   24,025   28,559   45,345
2012   65:0   8,407   11,002   18,117   24,028   28,684   45,799
2013   65:0   8,623   11,281   18,580   24,655   29,566   45,758
2014   65:0   8,496   11,127   18,332   24,306   29,339   46,681
2015   65:0   8,569   11,208   18,482   24,498   29,678   48,143
2016   65:0   8,617   11,270   18,579   24,628   29,897   49,121
2017   65:0   8,557   11,191   18,437   24,453   29,721   50,084
2018   65:0   8,540   11,173   18,424   24,420   29,745   51,126
2019   65:0   8,845   11,579   19,080   25,291   30,824   52,060
2020   65:0   8,967   11,729   19,343   25,624   31,256   52,913
2021   65:0   8,857   11,591   19,127   25,324   30,929   53,752
2022   65:0   8,940   11,697   19,281   25,546   31,205   54,527
2023   65:0   9,015   11,793   19,453   25,761   31,477   55,264
2024   65:0   9,060   11,856   19,557   25,900   31,656   56,038
2025   65:0   9,088   11,898   19,614   25,987   31,778   56,770
2026   65:0   9,238   12,089   19,925   26,405   32,291   57,468
2027   65:0   9,366   12,262   20,216   26,777   32,767   58,186
2028   65:0   9,499   12,428   20,488   27,148   33,216   58,924
2029   65:0   9,628   12,602   20,769   27,525   33,689   59,675
2030   65:0   9,753   12,768   21,039   27,883   34,134   60,429
2031   65:0   9,873   12,919   21,305   28,223   34,559   61,193
2032   65:0   9,997   13,085   21,569   28,574   34,997   61,965
2033   65:0   10,124   13,250   21,845   28,944   35,452   62,745
2034   65:0   10,260   13,421   22,123   29,314   35,908   63,521
2035   65:0   10,384   13,589   22,403   29,677   36,360   64,288
2036   65:0   10,515   13,762   22,683   30,059   36,826   65,061
2037   65:0   10,648   13,931   22,969   30,432   37,279   65,840
2038   65:0   10,781   14,110   23,254   30,814   37,726   66,627
2039   65:0   10,920   14,285   23,549   31,197   38,193   67,422
2040   65:0   11,051   14,454   23,827   31,573   38,657   68,226
2041   65:0   11,182   14,631   24,114   31,954   39,125   69,044
2042   65:0   11,318   14,808   24,408   32,339   39,599   69,877
2043   65:0   11,450   14,980   24,696   32,725   40,078   70,727
2044   65:0   11,588   15,162   24,988   33,113   40,560   71,594
2045   65:0   11,727   15,347   25,290   33,511   41,048   72,471
2046   65:0   11,869   15,525   25,594   33,912   41,513   73,359
2047   65:0   12,012   15,717   25,904   34,325   41,989   74,261
2048   65:0   12,162   15,909   26,219   34,739   42,498   75,176
2049   65:0   12,306   16,103   26,542   35,165   43,021   76,103
2050   65:0   12,461   16,302   26,867   35,598   43,550   77,033
2051   65:0   12,609   16,500   27,193   36,034   44,084   77,975
2052   65:0   12,766   16,706   27,528   36,475   44,624   78,920
2053   65:0   12,925   16,909   27,866   36,924   45,128   79,873
2054   65:0   13,082   17,118   28,210   37,378   45,654   80,833
2055   65:0   13,240   17,324   28,554   37,837   46,200   81,797
2056   65:0   13,403   17,539   28,905   38,297   46,757   82,771
2057   65:0   13,566   17,752   29,253   38,764   47,299   83,754
2058   65:0   13,733   17,964   29,610   39,231   47,852   84,748
2059   65:0   13,895   18,181   29,966   39,706   48,418   85,752
2060   65:0   14,062   18,399   30,321   40,177   48,999   86,764
2061   65:0   14,228   18,617   30,682   40,656   49,583   87,778
2062   65:0   14,398   18,838   31,047   41,141   50,173   88,799
2063   65:0   14,572   19,065   31,417   41,628   50,770   89,824
2064   65:0   14,742   19,289   31,787   42,121   51,373   90,854
2065   65:0   14,917   19,517   32,162   42,616   51,979   91,888
2066   65:0   15,091   19,744   32,540   43,116   52,590   92,925
2067   65:0   15,266   19,973   32,918   43,618   53,202   93,969
2068   65:0   15,445   20,206   33,297   44,121   53,816   95,024
2069   65:0   15,620   20,436   33,679   44,625   54,435   96,091
2070   65:0   15,798   20,668   34,062   45,133   55,054   97,169
2071   65:0   15,976   20,902   34,445   45,642   55,678   98,259
2072   65:0   16,156   21,137   34,832   46,156   56,305   99,359
2073   65:0   16,338   21,373   35,225   46,673   56,940   100,469
2074   65:0   16,520   21,614   35,619   47,196   57,582   101,589
2075   65:0   16,706   21,856   36,020   47,727   58,230   102,716
2076   65:0   16,895   22,102   36,422   48,264   58,884   103,855
2077   65:0   17,084   22,350   36,833   48,804   59,546   105,008
2078   65:0   17,274   22,597   37,241   49,348   60,212   106,174
2079   65:0   17,465   22,851   37,658   49,899   60,885   107,353
2080   65:0   17,661   23,105   38,076   50,452   61,564   108,546
2081   65:0   17,856   23,359   38,498   51,011   62,246   109,751
2082   65:0   18,054   23,621   38,925   51,578   62,940   110,968
2083   65:0   18,255   23,882   39,357   52,150   63,641   112,198
2084   65:0   18,458   24,146   39,795   52,730   64,350   113,446
2085   65:0   18,662   24,417   40,236   53,316   65,065   114,712
2086   65:0   18,870   24,688   40,684   53,907   65,789   115,997
2087   65:0   19,079   24,960   41,135   54,506   66,520   117,300
2088   65:0   19,291   25,237   41,591   55,110   67,260   118,618
2089   65:0   19,506   25,517   42,052   55,722   68,010   119,949
2090   65:0   19,723   25,803   42,522   56,343   68,770   121,296

a Annual amounts are the total for the 12-month period starting with the month of retirement, adjusted to be in 2016 dollars by using the CPI indexing series from table VI.G6.
b Attains age 65 on January 1 of the year.
c Career-average earnings at about 25 percent of the AWI.
d Career-average earnings at about 45 percent of the AWI.
e Career-average earnings at about 100 percent of the AWI. Such a worker would have career-average earnings at approximately the 56th percentile of all new retired worker beneficiaries.
f Career-average earnings at about 160 percent of the AWI.
g Earnings for each year at or above the contribution and benefit base.
h Average Wage Index from table VI.G6, adjusted to be in 2016 dollars by using the CPI indexing series from table VI.G6.
Note: Benefits shown at age 65 reflect adjustments for early retirement. For early retirement as early as age 62, the benefit amount is reduced 5/9 of one percent for each month before normal retirement age, up to 36 months. If the number of months exceeds 36, then the benefit is further reduced 5/12 of one percent per month. For example, if the number of reduction months is 60 (the maximum number for retirement at 62 when normal retirement age is 67), then the benefit is reduced by 30 percent. Delayed retirement credit is generally given for retirement after the normal retirement age. The delayed retirement credit is 2/3 of one percent per month for persons born in 1943 and later. No credit is given for delaying benefits after attaining age 70. See Table V.C3 for additional details, including adjustments applying to other birth years.