The Effects of Wage Indexing on Social Security Disability Benefits

by L. Scott Muller
Social Security Bulletin, Vol. 68, No. 3, 2008

Appendix A

Chart A-1.
Fifth percentile hypothetical replacement rates for disability-insured workers based on lifetime earnings (AIME), by age group, 1979–2004 (see Chart 8)
Line chart with tabular version below.
Show as table
Table equivalent for Chart A-1. Fifth percentile hypothetical replacement rates for disability-insured workers based on lifetime earnings (AIME), by age group, 1979–2004
Year Under 30 30–39 40–44 45–49 50–54 55–59 60–61
1979 0.37 0.36 0.38 0.38 0.39 0.39 0.39
1980 0.37 0.36 0.37 0.38 0.38 0.38 0.39
1981 0.37 0.35 0.36 0.37 0.38 0.38 0.38
1982 0.37 0.34 0.36 0.37 0.38 0.38 0.38
1983 0.38 0.34 0.35 0.36 0.37 0.38 0.38
1984 0.38 0.34 0.35 0.36 0.37 0.37 0.37
1985 0.38 0.33 0.34 0.35 0.36 0.37 0.37
1986 0.38 0.33 0.33 0.34 0.36 0.37 0.37
1987 0.38 0.33 0.33 0.34 0.35 0.36 0.36
1988 0.38 0.33 0.32 0.33 0.34 0.36 0.36
1989 0.39 0.33 0.32 0.33 0.34 0.35 0.36
1990 0.39 0.32 0.32 0.33 0.34 0.35 0.36
1991 0.40 0.32 0.32 0.32 0.33 0.34 0.35
1992 0.40 0.32 0.31 0.32 0.33 0.34 0.35
1993 0.41 0.32 0.31 0.32 0.32 0.34 0.35
1994 0.42 0.33 0.31 0.31 0.32 0.33 0.34
1995 0.42 0.33 0.31 0.31 0.32 0.33 0.34
1996 0.42 0.33 0.31 0.31 0.31 0.33 0.33
1997 0.42 0.33 0.31 0.31 0.31 0.32 0.33
1998 0.42 0.33 0.31 0.31 0.31 0.32 0.33
1999 0.42 0.33 0.31 0.31 0.31 0.32 0.33
2000 0.42 0.33 0.31 0.30 0.31 0.31 0.32
2001 0.42 0.33 0.31 0.30 0.31 0.31 0.32
2002 0.42 0.33 0.31 0.30 0.31 0.31 0.32
2003 0.42 0.33 0.31 0.30 0.31 0.31 0.32
2004 0.42 0.33 0.31 0.30 0.30 0.31 0.31
 
SOURCE: Author's calculations using Continuous Work History Sample data.
NOTE: AIME = average indexed monthly earnings.
Chart A-2.
Tenth percentile hypothetical replacement rates for disability-insured workers based on lifetime earnings (AIME), by age group, 1979–2004 (see Chart 8)
Line chart with tabular version below.
Show as table
Table equivalent for Chart A-2. Tenth percentile hypothetical replacement rates for disability-insured workers based on lifetime earnings (AIME), by age group, 1979–2004
Year Under 30 30–39 40–44 45–49 50–54 55–59 60–61
1979 0.41 0.37 0.39 0.40 0.40 0.40 0.40
1980 0.41 0.37 0.38 0.39 0.39 0.39 0.40
1981 0.41 0.36 0.37 0.38 0.39 0.39 0.39
1982 0.41 0.36 0.36 0.37 0.39 0.39 0.39
1983 0.42 0.36 0.36 0.37 0.38 0.38 0.38
1984 0.42 0.35 0.35 0.36 0.37 0.38 0.38
1985 0.42 0.35 0.35 0.36 0.37 0.38 0.38
1986 0.42 0.35 0.34 0.35 0.36 0.37 0.37
1987 0.42 0.35 0.34 0.35 0.36 0.37 0.37
1988 0.42 0.35 0.33 0.34 0.35 0.37 0.37
1989 0.42 0.35 0.33 0.34 0.35 0.36 0.37
1990 0.43 0.35 0.33 0.33 0.34 0.36 0.37
1991 0.43 0.35 0.33 0.33 0.34 0.35 0.36
1992 0.43 0.35 0.33 0.33 0.34 0.35 0.36
1993 0.43 0.35 0.33 0.33 0.33 0.34 0.36
1994 0.44 0.35 0.33 0.33 0.33 0.34 0.35
1995 0.44 0.36 0.33 0.32 0.33 0.34 0.35
1996 0.44 0.36 0.33 0.32 0.32 0.34 0.34
1997 0.44 0.36 0.33 0.32 0.32 0.33 0.34
1998 0.44 0.36 0.33 0.32 0.32 0.33 0.34
1999 0.44 0.36 0.33 0.32 0.32 0.33 0.34
2000 0.44 0.36 0.33 0.32 0.32 0.33 0.33
2001 0.44 0.37 0.33 0.32 0.32 0.32 0.33
2002 0.44 0.37 0.33 0.32 0.32 0.32 0.33
2003 0.45 0.37 0.34 0.32 0.32 0.32 0.33
2004 0.45 0.37 0.34 0.32 0.32 0.32 0.33
 
SOURCE: Author's calculations using Continuous Work History Sample data.
NOTE: AIME = average indexed monthly earnings.
Chart A-3.
Twenty-fifth percentile hypothetical replacement rates for disability-insured workers based on lifetime earnings (AIME), by age group, 1979–2004 (see Chart 8)
Line chart with tabular version below.
Show as table
Table equivalent for Chart A-3. Twenty-fifth percentile hypothetical replacement rates for disability-insured workers based on lifetime earnings (AIME), by age group, 1979–2004
Year Under 30 30–39 40–44 45–49 50–54 55–59 60–61
1979 0.45 0.40 0.40 0.41 0.41 0.41 0.41
1980 0.45 0.40 0.39 0.40 0.41 0.41 0.41
1981 0.45 0.40 0.39 0.40 0.41 0.41 0.41
1982 0.45 0.40 0.38 0.39 0.40 0.41 0.41
1983 0.46 0.41 0.38 0.39 0.40 0.41 0.41
1984 0.46 0.41 0.38 0.39 0.40 0.40 0.41
1985 0.46 0.41 0.38 0.38 0.40 0.40 0.41
1986 0.46 0.41 0.38 0.38 0.39 0.40 0.40
1987 0.46 0.41 0.38 0.38 0.39 0.40 0.40
1988 0.46 0.41 0.38 0.38 0.39 0.40 0.40
1989 0.47 0.41 0.38 0.37 0.38 0.40 0.40
1990 0.47 0.42 0.38 0.37 0.38 0.39 0.40
1991 0.47 0.42 0.38 0.37 0.38 0.39 0.40
1992 0.48 0.42 0.38 0.37 0.37 0.39 0.40
1993 0.48 0.42 0.39 0.37 0.37 0.39 0.39
1994 0.49 0.42 0.39 0.37 0.37 0.38 0.39
1995 0.49 0.42 0.39 0.37 0.37 0.38 0.39
1996 0.49 0.42 0.39 0.38 0.37 0.38 0.39
1997 0.49 0.42 0.39 0.38 0.37 0.37 0.39
1998 0.49 0.42 0.39 0.38 0.37 0.37 0.38
1999 0.49 0.43 0.39 0.38 0.37 0.37 0.38
2000 0.49 0.43 0.40 0.38 0.37 0.37 0.38
2001 0.49 0.43 0.40 0.38 0.37 0.37 0.38
2002 0.50 0.43 0.40 0.39 0.38 0.37 0.37
2003 0.50 0.43 0.41 0.39 0.38 0.37 0.37
2004 0.50 0.43 0.41 0.39 0.38 0.37 0.37
 
SOURCE: Author's calculations using Continuous Work History Sample data.
NOTE: AIME = average indexed monthly earnings.
Chart A-4.
Fiftieth percentile hypothetical replacement rates for disability-insured workers based on lifetime earnings (AIME), by age group, 1979–2004 (see Chart 8)
Line chart with tabular version below.
Show as table
Table equivalent for Chart A-4. Fiftieth percentile hypothetical replacement rates for disability-insured workers based on lifetime earnings (AIME), by age group, 1979–2004
Year Under 30 30–39 40–44 45–49 50–54 55–59 60–61
1979 0.51 0.44 0.43 0.44 0.44 0.44 0.44
1980 0.52 0.45 0.43 0.44 0.44 0.44 0.44
1981 0.52 0.45 0.43 0.44 0.44 0.44 0.44
1982 0.52 0.45 0.44 0.44 0.44 0.44 0.44
1983 0.53 0.45 0.44 0.44 0.44 0.44 0.44
1984 0.53 0.45 0.44 0.44 0.44 0.44 0.44
1985 0.53 0.45 0.44 0.44 0.44 0.45 0.44
1986 0.54 0.46 0.44 0.44 0.44 0.45 0.44
1987 0.54 0.46 0.44 0.44 0.44 0.45 0.45
1988 0.54 0.46 0.44 0.44 0.44 0.45 0.45
1989 0.54 0.46 0.44 0.44 0.44 0.45 0.45
1990 0.55 0.46 0.44 0.44 0.44 0.45 0.45
1991 0.56 0.46 0.44 0.44 0.44 0.45 0.45
1992 0.56 0.46 0.44 0.44 0.44 0.45 0.45
1993 0.57 0.46 0.45 0.44 0.44 0.45 0.45
1994 0.57 0.47 0.45 0.44 0.44 0.45 0.45
1995 0.57 0.47 0.45 0.44 0.44 0.45 0.45
1996 0.57 0.47 0.45 0.44 0.44 0.44 0.45
1997 0.57 0.47 0.45 0.44 0.44 0.44 0.45
1998 0.58 0.47 0.45 0.44 0.44 0.44 0.45
1999 0.58 0.47 0.45 0.44 0.44 0.44 0.45
2000 0.58 0.48 0.45 0.45 0.44 0.44 0.45
2001 0.59 0.48 0.45 0.45 0.44 0.44 0.45
2002 0.60 0.48 0.46 0.45 0.44 0.44 0.44
2003 0.60 0.48 0.46 0.45 0.44 0.44 0.44
2004 0.60 0.48 0.46 0.45 0.45 0.44 0.44
 
SOURCE: Author's calculations using Continuous Work History Sample data.
NOTE: AIME = average indexed monthly earnings.
Chart A-5.
Seventy-fifth percentile hypothetical replacement rates for disability-insured workers based on lifetime earnings (AIME), by age group, 1979–2004 (see Chart 8)
Line chart with tabular version below.
Show as table
Table equivalent for Chart A-5. Seventy-fifth percentile hypothetical replacement rates for disability-insured workers based on lifetime earnings (AIME), by age group, 1979–2004
Year Under 30 30–39 40–44 45–49 50–54 55–59 60–61
1979 0.65 0.51 0.50 0.52 0.54 0.53 0.53
1980 0.66 0.51 0.50 0.52 0.54 0.54 0.53
1981 0.67 0.51 0.50 0.52 0.55 0.54 0.54
1982 0.68 0.52 0.51 0.52 0.55 0.54 0.54
1983 0.70 0.52 0.51 0.52 0.55 0.55 0.55
1984 0.69 0.52 0.51 0.53 0.55 0.56 0.55
1985 0.69 0.52 0.51 0.53 0.54 0.56 0.55
1986 0.70 0.53 0.51 0.53 0.54 0.56 0.55
1987 0.70 0.53 0.51 0.53 0.54 0.56 0.56
1988 0.70 0.53 0.51 0.52 0.54 0.56 0.57
1989 0.71 0.53 0.51 0.52 0.54 0.56 0.57
1990 0.73 0.53 0.51 0.52 0.54 0.55 0.57
1991 0.74 0.53 0.51 0.52 0.54 0.55 0.57
1992 0.76 0.53 0.51 0.52 0.53 0.55 0.56
1993 0.76 0.54 0.52 0.52 0.53 0.55 0.56
1994 0.76 0.54 0.52 0.52 0.53 0.55 0.56
1995 0.76 0.55 0.52 0.52 0.53 0.55 0.55
1996 0.76 0.55 0.52 0.52 0.53 0.54 0.55
1997 0.76 0.55 0.52 0.52 0.53 0.54 0.55
1998 0.76 0.55 0.52 0.52 0.53 0.54 0.55
1999 0.77 0.55 0.53 0.52 0.52 0.54 0.55
2000 0.77 0.56 0.53 0.52 0.53 0.53 0.55
2001 0.79 0.56 0.53 0.52 0.53 0.53 0.55
2002 0.81 0.56 0.53 0.53 0.53 0.53 0.54
2003 0.82 0.56 0.53 0.53 0.53 0.53 0.54
2004 0.81 0.57 0.54 0.53 0.53 0.53 0.54
 
SOURCE: Author's calculations using Continuous Work History Sample data.
NOTE: AIME = average indexed monthly earnings.
Chart A-6.
Ninetieth percentile hypothetical replacement rates for disability-insured workers based on lifetime earnings (AIME), by age group, 1979–2004 (see Chart 8)
Line chart with tabular version below.
Show as table
Table equivalent for Chart A-6. Ninetieth percentile hypothetical replacement rates for disability-insured workers based on lifetime earnings (AIME), by age group, 1979–2004
Year Under 30 30–39 40–44 45–49 50–54 55–59 60–61
1979 0.90 0.60 0.61 0.67 0.73 0.71 0.72
1980 0.90 0.61 0.61 0.66 0.73 0.72 0.71
1981 0.90 0.61 0.62 0.66 0.73 0.73 0.72
1982 0.90 0.62 0.62 0.66 0.73 0.74 0.74
1983 0.90 0.63 0.62 0.67 0.73 0.76 0.75
1984 0.90 0.63 0.63 0.67 0.72 0.77 0.76
1985 0.90 0.63 0.63 0.67 0.71 0.77 0.77
1986 0.90 0.64 0.63 0.67 0.71 0.77 0.77
1987 0.90 0.64 0.63 0.67 0.70 0.77 0.78
1988 0.90 0.64 0.63 0.67 0.70 0.76 0.80
1989 0.90 0.64 0.63 0.66 0.70 0.75 0.80
1990 0.90 0.65 0.63 0.66 0.70 0.75 0.79
1991 0.90 0.65 0.63 0.66 0.70 0.74 0.78
1992 0.90 0.65 0.63 0.65 0.70 0.74 0.78
1993 0.90 0.66 0.63 0.65 0.69 0.73 0.77
1994 0.90 0.67 0.64 0.65 0.69 0.73 0.76
1995 0.90 0.67 0.63 0.65 0.69 0.72 0.76
1996 0.90 0.68 0.64 0.65 0.68 0.73 0.75
1997 0.90 0.68 0.64 0.65 0.68 0.72 0.74
1998 0.90 0.68 0.64 0.65 0.68 0.71 0.74
1999 0.90 0.68 0.65 0.66 0.67 0.71 0.74
2000 0.90 0.69 0.65 0.66 0.67 0.71 0.74
2001 0.90 0.69 0.65 0.66 0.67 0.70 0.74
2002 0.90 0.70 0.66 0.66 0.68 0.70 0.72
2003 0.90 0.70 0.66 0.66 0.68 0.70 0.72
2004 0.90 0.70 0.66 0.67 0.68 0.70 0.72
 
SOURCE: Author's calculations using Continuous Work History Sample data.
NOTE: AIME = average indexed monthly earnings.
Chart A-7.
Ninety-fifth percentile hypothetical replacement rates for disability-insured workers based on lifetime earnings (AIME), by age group, 1979–2004 (see Chart 8)
Line chart with tabular version below.
Show as table
Table equivalent for Chart A-7. Ninety-fifth percentile hypothetical replacement rates for disability-insured workers based on lifetime earnings (AIME), by age group, 1979–2004
Year Under 30 30–39 40–44 45–49 50–54 55–59 60–61
1979 0.90 0.69 0.71 0.79 0.89 0.89 0.90
1980 0.90 0.69 0.71 0.78 0.89 0.90 0.90
1981 0.90 0.70 0.71 0.77 0.90 0.90 0.90
1982 0.90 0.71 0.72 0.77 0.89 0.90 0.90
1983 0.90 0.72 0.72 0.78 0.89 0.90 0.90
1984 0.90 0.73 0.73 0.79 0.87 0.90 0.90
1985 0.90 0.73 0.72 0.79 0.86 0.90 0.90
1986 0.90 0.74 0.73 0.79 0.85 0.90 0.90
1987 0.90 0.74 0.73 0.79 0.85 0.90 0.90
1988 0.90 0.75 0.73 0.79 0.85 0.90 0.90
1989 0.90 0.75 0.73 0.79 0.84 0.90 0.90
1990 0.90 0.75 0.73 0.78 0.85 0.90 0.90
1991 0.90 0.75 0.73 0.77 0.85 0.90 0.90
1992 0.90 0.76 0.73 0.77 0.84 0.90 0.90
1993 0.90 0.77 0.74 0.77 0.84 0.90 0.90
1994 0.90 0.78 0.74 0.77 0.84 0.90 0.90
1995 0.90 0.79 0.74 0.77 0.83 0.89 0.90
1996 0.90 0.79 0.74 0.77 0.82 0.90 0.90
1997 0.90 0.79 0.74 0.78 0.82 0.89 0.90
1998 0.90 0.80 0.75 0.78 0.82 0.88 0.90
1999 0.90 0.80 0.75 0.78 0.82 0.88 0.90
2000 0.90 0.80 0.76 0.78 0.82 0.87 0.90
2001 0.90 0.81 0.76 0.78 0.82 0.86 0.90
2002 0.90 0.82 0.77 0.79 0.82 0.86 0.90
2003 0.90 0.82 0.77 0.79 0.82 0.86 0.90
2004 0.90 0.83 0.78 0.79 0.82 0.86 0.90
 
SOURCE: Author's calculations using Continuous Work History Sample data.
NOTE: AIME = average indexed monthly earnings.
Chart A-8.
Fifth percentile hypothetical replacement rates for disability-insured workers based on last year of nonzero earnings (indexed to CPI), by age group, 1979–2004 (see Chart 9)
Line chart with tabular version below.
Show as table
Table equivalent for Chart A-8. Fifth percentile hypothetical replacement rates for disability-insured workers based on last year of nonzero earnings (indexed to CPI), by age group, 1979–2004
Year Under 30 30–39 40–44 45–49 50–54 55–59 60–61
1979 0.28 0.23 0.22 0.21 0.21 0.22 0.22
1980 0.28 0.23 0.22 0.21 0.20 0.21 0.22
1981 0.28 0.22 0.22 0.21 0.20 0.21 0.22
1982 0.29 0.23 0.22 0.22 0.21 0.21 0.22
1983 0.30 0.23 0.22 0.22 0.21 0.21 0.22
1984 0.29 0.23 0.22 0.22 0.21 0.21 0.22
1985 0.29 0.23 0.22 0.22 0.22 0.21 0.22
1986 0.29 0.23 0.23 0.22 0.22 0.21 0.22
1987 0.29 0.23 0.22 0.22 0.22 0.21 0.21
1988 0.29 0.23 0.22 0.22 0.21 0.21 0.21
1989 0.30 0.24 0.22 0.22 0.22 0.21 0.21
1990 0.30 0.24 0.22 0.22 0.22 0.21 0.21
1991 0.31 0.24 0.23 0.22 0.22 0.22 0.21
1992 0.31 0.24 0.23 0.22 0.22 0.22 0.22
1993 0.31 0.24 0.23 0.22 0.22 0.22 0.22
1994 0.31 0.24 0.23 0.23 0.22 0.22 0.22
1995 0.31 0.24 0.23 0.23 0.22 0.22 0.22
1996 0.30 0.24 0.23 0.23 0.22 0.22 0.22
1997 0.30 0.24 0.23 0.23 0.22 0.22 0.22
1998 0.29 0.23 0.23 0.23 0.22 0.22 0.22
1999 0.29 0.23 0.23 0.23 0.23 0.22 0.23
2000 0.29 0.23 0.23 0.23 0.23 0.22 0.23
2001 0.30 0.23 0.23 0.23 0.23 0.23 0.23
2002 0.32 0.24 0.24 0.24 0.23 0.23 0.23
2003 0.32 0.24 0.24 0.24 0.23 0.23 0.23
2004 0.31 0.24 0.23 0.23 0.23 0.23 0.23
 
SOURCE: Author's calculations using Continuous Work History Sample data.
NOTE: CPI = Consumer Price Index.
Chart A-9.
Tenth percentile hypothetical replacement rates for disability-insured workers based on last year of nonzero earnings (indexed to CPI), by age group, 1979–2004 (see Chart 9)
Line chart with tabular version below.
Show as table
Table equivalent for Chart A-9. Tenth percentile hypothetical replacement rates for disability-insured workers based on last year of nonzero earnings (indexed to CPI), by age group, 1979–2004
Year Under 30 30–39 40–44 45–49 50–54 55–59 60–61
1979 0.31 0.25 0.24 0.23 0.23 0.24 0.24
1980 0.31 0.24 0.23 0.23 0.23 0.23 0.23
1981 0.32 0.24 0.23 0.22 0.22 0.22 0.22
1982 0.32 0.24 0.23 0.23 0.22 0.22 0.22
1983 0.34 0.25 0.23 0.23 0.22 0.22 0.23
1984 0.33 0.25 0.24 0.23 0.23 0.22 0.23
1985 0.33 0.25 0.24 0.23 0.23 0.23 0.23
1986 0.33 0.25 0.24 0.24 0.23 0.23 0.23
1987 0.33 0.25 0.24 0.24 0.23 0.23 0.23
1988 0.33 0.25 0.24 0.24 0.23 0.23 0.23
1989 0.33 0.25 0.24 0.24 0.24 0.23 0.23
1990 0.34 0.25 0.24 0.24 0.24 0.23 0.23
1991 0.34 0.26 0.24 0.24 0.24 0.23 0.23
1992 0.35 0.26 0.25 0.24 0.24 0.24 0.23
1993 0.35 0.26 0.25 0.24 0.24 0.24 0.24
1994 0.35 0.27 0.25 0.25 0.24 0.24 0.24
1995 0.35 0.26 0.25 0.25 0.24 0.24 0.24
1996 0.34 0.26 0.25 0.25 0.24 0.24 0.24
1997 0.34 0.26 0.25 0.25 0.24 0.24 0.24
1998 0.33 0.26 0.25 0.25 0.24 0.24 0.24
1999 0.34 0.26 0.25 0.25 0.25 0.25 0.25
2000 0.34 0.25 0.25 0.25 0.25 0.25 0.25
2001 0.35 0.26 0.25 0.25 0.25 0.25 0.25
2002 0.36 0.26 0.26 0.26 0.25 0.25 0.25
2003 0.36 0.26 0.26 0.26 0.25 0.25 0.25
2004 0.36 0.26 0.25 0.25 0.25 0.25 0.25
 
SOURCE: Author's calculations using Continuous Work History Sample data.
NOTE: CPI = Consumer Price Index.
Chart A-10.
Twenty-fifth percentile hypothetical replacement rates for disability-insured workers based on last year of nonzero earnings (indexed to CPI), by age group, 1979–2004 (see Chart 9)
Line chart with tabular version below.
Show as table
Table equivalent for Chart A-10. Twenty-fifth percentile hypothetical replacement rates for disability-insured workers based on last year of nonzero earnings (indexed to CPI), by age group, 1979–2004
Year Under 30 30–39 40–44 45–49 50–54 55–59 60–61
1979 0.38 0.27 0.25 0.24 0.24 0.25 0.26
1980 0.38 0.27 0.24 0.24 0.24 0.24 0.26
1981 0.38 0.27 0.24 0.24 0.23 0.24 0.26
1982 0.40 0.28 0.25 0.24 0.24 0.25 0.26
1983 0.41 0.29 0.26 0.26 0.25 0.26 0.27
1984 0.40 0.29 0.26 0.25 0.25 0.25 0.27
1985 0.40 0.29 0.26 0.26 0.25 0.25 0.27
1986 0.40 0.30 0.26 0.26 0.26 0.26 0.27
1987 0.40 0.30 0.27 0.26 0.26 0.26 0.27
1988 0.40 0.30 0.26 0.26 0.25 0.25 0.26
1989 0.40 0.30 0.27 0.26 0.26 0.26 0.27
1990 0.41 0.31 0.27 0.26 0.26 0.27 0.27
1991 0.42 0.31 0.28 0.27 0.27 0.27 0.28
1992 0.42 0.31 0.28 0.27 0.27 0.27 0.28
1993 0.43 0.32 0.29 0.27 0.27 0.28 0.29
1994 0.43 0.32 0.29 0.28 0.28 0.28 0.30
1995 0.42 0.32 0.29 0.28 0.27 0.28 0.29
1996 0.42 0.31 0.29 0.28 0.27 0.28 0.29
1997 0.41 0.31 0.29 0.28 0.27 0.28 0.29
1998 0.41 0.31 0.29 0.28 0.27 0.28 0.30
1999 0.41 0.31 0.29 0.29 0.28 0.28 0.30
2000 0.41 0.31 0.29 0.29 0.28 0.29 0.31
2001 0.43 0.32 0.30 0.29 0.29 0.29 0.31
2002 0.44 0.33 0.31 0.30 0.30 0.30 0.32
2003 0.45 0.33 0.31 0.30 0.30 0.30 0.32
2004 0.44 0.32 0.30 0.30 0.29 0.29 0.31
 
SOURCE: Author's calculations using Continuous Work History Sample data.
NOTE: CPI = Consumer Price Index.
Chart A-11.
Fiftieth percentile hypothetical replacement rates for disability-insured workers based on last year of nonzero earnings (indexed to CPI), by age group, 1979–2004 (see Chart 9)
Line chart with tabular version below.
Show as table
Table equivalent for Chart A-11. Fiftieth percentile hypothetical replacement rates for disability-insured workers based on last year of nonzero earnings (indexed to CPI), by age group, 1979–2004
Year Under 30 30–39 40–44 45–49 50–54 55–59 60–61
1979 0.47 0.34 0.31 0.30 0.30 0.32 0.34
1980 0.49 0.34 0.31 0.31 0.30 0.32 0.34
1981 0.49 0.35 0.31 0.31 0.30 0.32 0.34
1982 0.52 0.36 0.33 0.32 0.32 0.33 0.35
1983 0.53 0.38 0.34 0.34 0.33 0.35 0.37
1984 0.51 0.37 0.34 0.34 0.33 0.34 0.37
1985 0.51 0.37 0.34 0.34 0.34 0.34 0.37
1986 0.51 0.38 0.34 0.34 0.34 0.35 0.37
1987 0.51 0.38 0.34 0.34 0.34 0.35 0.37
1988 0.51 0.38 0.34 0.34 0.34 0.34 0.37
1989 0.52 0.39 0.35 0.34 0.35 0.36 0.37
1990 0.53 0.39 0.36 0.35 0.35 0.37 0.38
1991 0.55 0.40 0.36 0.35 0.36 0.37 0.39
1992 0.55 0.40 0.37 0.36 0.36 0.38 0.40
1993 0.55 0.41 0.37 0.36 0.37 0.38 0.41
1994 0.55 0.41 0.38 0.37 0.37 0.39 0.43
1995 0.54 0.40 0.37 0.36 0.36 0.38 0.41
1996 0.54 0.40 0.37 0.36 0.36 0.38 0.41
1997 0.53 0.40 0.37 0.36 0.36 0.38 0.41
1998 0.53 0.39 0.37 0.36 0.36 0.38 0.42
1999 0.54 0.40 0.38 0.37 0.37 0.39 0.43
2000 0.54 0.40 0.38 0.38 0.37 0.39 0.43
2001 0.56 0.41 0.39 0.39 0.38 0.40 0.44
2002 0.59 0.42 0.41 0.40 0.40 0.42 0.46
2003 0.60 0.42 0.41 0.40 0.40 0.42 0.46
2004 0.59 0.41 0.40 0.39 0.39 0.41 0.44
 
SOURCE: Author's calculations using Continuous Work History Sample data.
NOTE: CPI = Consumer Price Index.
Chart A-12.
Seventy-fifth percentile hypothetical replacement rates for disability-insured workers based on last year of nonzero earnings (indexed to CPI), by age group, 1979–2004 (see Chart 9)
Line chart with tabular version below.
Show as table
Table equivalent for Chart A-12. Seventy-fifth percentile hypothetical replacement rates for disability-insured workers based on last year of nonzero earnings (indexed to CPI), by age group, 1979–2004
Year Under 30 30–39 40–44 45–49 50–54 55–59 60–61
1979 0.76 0.47 0.42 0.41 0.42 0.44 0.48
1980 0.82 0.49 0.43 0.43 0.42 0.45 0.50
1981 0.84 0.51 0.44 0.44 0.43 0.46 0.51
1982 0.93 0.56 0.48 0.48 0.46 0.49 0.54
1983 0.94 0.59 0.50 0.50 0.49 0.52 0.59
1984 0.86 0.57 0.49 0.49 0.49 0.51 0.59
1985 0.84 0.57 0.49 0.50 0.50 0.52 0.60
1986 0.85 0.58 0.50 0.51 0.51 0.54 0.63
1987 0.83 0.58 0.50 0.50 0.51 0.54 0.63
1988 0.81 0.56 0.49 0.49 0.50 0.53 0.62
1989 0.83 0.57 0.50 0.50 0.51 0.55 0.62
1990 0.85 0.58 0.51 0.50 0.52 0.57 0.65
1991 0.90 0.60 0.53 0.52 0.54 0.60 0.68
1992 0.91 0.61 0.54 0.53 0.55 0.61 0.73
1993 0.89 0.61 0.54 0.53 0.55 0.62 0.74
1994 0.88 0.61 0.55 0.53 0.56 0.63 0.77
1995 0.86 0.59 0.53 0.52 0.54 0.62 0.74
1996 0.85 0.58 0.53 0.52 0.53 0.61 0.74
1997 0.83 0.57 0.52 0.51 0.53 0.60 0.72
1998 0.82 0.56 0.52 0.51 0.52 0.59 0.72
1999 0.83 0.57 0.53 0.52 0.53 0.60 0.74
2000 0.84 0.57 0.53 0.52 0.53 0.61 0.74
2001 0.90 0.59 0.55 0.54 0.55 0.63 0.78
2002 0.96 0.63 0.59 0.57 0.58 0.66 0.82
2003 0.98 0.64 0.59 0.58 0.59 0.66 0.82
2004 0.94 0.63 0.58 0.57 0.58 0.65 0.80
 
SOURCE: Author's calculations using Continuous Work History Sample data.
NOTE: CPI = Consumer Price Index.
Chart A-13.
Ninetieth percentile hypothetical replacement rates for disability-insured workers based on last year of nonzero earnings (indexed to CPI), by age group, 1979–2004 (see Chart 9)
Line chart with tabular version below.
Show as table
Table equivalent for Chart A-13. Ninetieth percentile hypothetical replacement rates for disability-insured workers based on last year of nonzero earnings (indexed to CPI), by age group, 1979–2004
Year Under 30 30–39 40–44 45–49 50–54 55–59 60–61
1979 1.70 1.03 0.77 0.75 0.74 0.82 1.00
1980 1.98 1.15 0.84 0.82 0.79 0.89 1.07
1981 2.09 1.24 0.90 0.89 0.85 0.94 1.17
1982 2.44 1.46 1.06 1.03 0.99 1.09 1.23
1983 2.49 1.58 1.14 1.12 1.08 1.19 1.44
1984 2.15 1.44 1.07 1.06 1.07 1.15 1.45
1985 2.04 1.39 1.04 1.05 1.09 1.19 1.48
1986 2.03 1.42 1.07 1.08 1.10 1.26 1.59
1987 1.94 1.40 1.06 1.04 1.11 1.26 1.62
1988 1.82 1.33 0.99 0.99 1.02 1.21 1.63
1989 1.86 1.33 1.00 1.00 1.04 1.24 1.60
1990 1.91 1.36 1.03 1.01 1.09 1.29 1.79
1991 2.11 1.45 1.12 1.09 1.17 1.43 1.96
1992 2.14 1.47 1.15 1.12 1.19 1.48 2.05
1993 2.06 1.46 1.14 1.09 1.21 1.56 2.09
1994 1.97 1.41 1.12 1.08 1.20 1.56 2.28
1995 1.88 1.35 1.07 1.04 1.13 1.50 2.29
1996 1.83 1.32 1.05 1.02 1.09 1.49 2.20
1997 1.74 1.25 1.03 0.99 1.06 1.43 2.06
1998 1.68 1.21 1.01 0.96 1.03 1.39 2.04
1999 1.69 1.21 1.02 0.96 1.03 1.41 2.15
2000 1.70 1.21 1.02 0.96 1.05 1.44 2.12
2001 1.96 1.31 1.10 1.03 1.09 1.51 2.22
2002 2.23 1.47 1.24 1.15 1.20 1.59 2.39
2003 2.33 1.54 1.30 1.18 1.24 1.66 2.46
2004 2.25 1.52 1.28 1.19 1.21 1.68 2.39
 
SOURCE: Author's calculations using Continuous Work History Sample data.
NOTE: CPI = Consumer Price Index.
Chart A-14.
Ninety-fifth percentile hypothetical replacement rates for disability-insured workers based on last year of nonzero earnings (indexed to CPI), by age group, 1979–2004 (see Chart 9)
Line chart with tabular version below.
Show as table
Table equivalent for Chart A-14. Ninety-fifth percentile hypothetical replacement rates for disability-insured workers based on last year of nonzero earnings (indexed to CPI), by age group, 1979–2004
Year Under 30 30–39 40–44 45–49 50–54 55–59 60–61
1979 3.72 2.23 1.45 1.41 1.42 1.58 1.93
1980 4.37 2.55 1.66 1.61 1.50 1.76 2.12
1981 4.67 2.77 1.81 1.81 1.67 1.95 2.28
1982 5.55 3.31 2.19 2.12 2.00 2.29 2.59
1983 5.70 3.55 2.41 2.35 2.30 2.45 3.21
1984 4.85 3.24 2.23 2.19 2.25 2.45 3.11
1985 4.54 3.13 2.12 2.19 2.25 2.49 3.21
1986 4.49 3.18 2.19 2.18 2.31 2.64 3.30
1987 4.25 3.13 2.18 2.10 2.30 2.61 3.48
1988 3.95 2.93 1.99 1.94 2.02 2.55 3.53
1989 4.06 2.96 1.97 1.94 2.00 2.64 3.51
1990 4.09 3.01 2.02 1.99 2.15 2.74 3.96
1991 4.63 3.23 2.26 2.17 2.36 3.11 4.74
1992 4.65 3.32 2.38 2.25 2.42 3.42 5.14
1993 4.52 3.27 2.28 2.21 2.47 3.54 5.75
1994 4.24 3.11 2.21 2.13 2.50 3.61 6.22
1995 3.97 2.96 2.15 2.02 2.29 3.43 6.08
1996 3.83 2.90 2.04 1.99 2.16 3.38 5.75
1997 3.62 2.68 2.01 1.90 2.10 3.21 5.54
1998 3.46 2.56 1.95 1.81 2.01 3.13 5.65
1999 3.43 2.57 1.98 1.81 2.00 3.21 5.73
2000 3.52 2.60 1.96 1.82 2.09 3.37 5.66
2001 4.12 2.83 2.16 1.96 2.19 3.44 5.91
2002 4.86 3.27 2.53 2.29 2.47 3.76 6.05
2003 5.10 3.47 2.73 2.38 2.52 3.83 6.48
2004 4.98 3.44 2.70 2.39 2.49 3.95 6.37
 
SOURCE: Author's calculations using Continuous Work History Sample data.
NOTE: CPI = Consumer Price Index.
Chart A-15.
Hypothetical replacement rates for disability-insured workers based on last year of nonzero earnings (indexed to CPI) for individuals under age 30, by replacement rate percentile, 1979–2004 (see Chart 9)
Line chart with tabular version below.
Show as table
Table equivalent for Chart A-15. Hypothetical replacement rates for disability-insured workers based on last year of nonzero earnings (indexed to CPI) for individuals under age 30, by replacement rate percentile, 1979–2004
Year 5th
percentile		 10th
percentile		 25th
percentile		 50th
percentile		 75th
percentile		 90th
percentile		 95th
percentile
1979 0.28 0.31 0.38 0.47 0.76 1.70 3.72
1980 0.28 0.31 0.38 0.49 0.82 1.98 4.37
1981 0.28 0.32 0.38 0.49 0.84 2.09 4.67
1982 0.29 0.32 0.40 0.52 0.93 2.44 5.55
1983 0.30 0.34 0.41 0.53 0.94 2.49 5.70
1984 0.29 0.33 0.40 0.51 0.86 2.15 4.85
1985 0.29 0.33 0.40 0.51 0.84 2.04 4.54
1986 0.29 0.33 0.40 0.51 0.85 2.03 4.49
1987 0.29 0.33 0.40 0.51 0.83 1.94 4.25
1988 0.29 0.33 0.40 0.51 0.81 1.82 3.95
1989 0.30 0.33 0.40 0.52 0.83 1.86 4.06
1990 0.30 0.34 0.41 0.53 0.85 1.91 4.09
1991 0.31 0.34 0.42 0.55 0.90 2.11 4.63
1992 0.31 0.35 0.42 0.55 0.91 2.14 4.65
1993 0.31 0.35 0.43 0.55 0.89 2.06 4.52
1994 0.31 0.35 0.43 0.55 0.88 1.97 4.24
1995 0.31 0.35 0.42 0.54 0.86 1.88 3.97
1996 0.30 0.34 0.42 0.54 0.85 1.83 3.83
1997 0.30 0.34 0.41 0.53 0.83 1.74 3.62
1998 0.29 0.33 0.41 0.53 0.82 1.68 3.46
1999 0.29 0.34 0.41 0.54 0.83 1.69 3.43
2000 0.29 0.34 0.41 0.54 0.84 1.70 3.52
2001 0.30 0.35 0.43 0.56 0.90 1.96 4.12
2002 0.32 0.36 0.44 0.59 0.96 2.23 4.86
2003 0.32 0.36 0.45 0.60 0.98 2.33 5.10
2004 0.31 0.36 0.44 0.59 0.94 2.25 4.98
 
SOURCE: Author's calculations using Continuous Work History Sample data.
NOTE: CPI = Consumer Price Index.
Chart A-16.
Hypothetical replacement rates for disability-insured workers based on last year of nonzero earnings (indexed to CPI) for individuals aged 30–39, by replacement rate percentile, 1979–2004 (see Chart 9)
Line chart with tabular version below.
Show as table
Table equivalent for Chart A-16. Hypothetical replacement rates for disability-insured workers based on last year of nonzero earnings (indexed to CPI) for individuals aged 30–39, by replacement rate percentile, 1979–2004
Year 5th
percentile		 10th
percentile		 25th
percentile		 50th
percentile		 75th
percentile		 90th
percentile		 95th
percentile
1979 0.23 0.25 0.27 0.34 0.47 1.03 2.23
1980 0.23 0.24 0.27 0.34 0.49 1.15 2.55
1981 0.22 0.24 0.27 0.35 0.51 1.24 2.77
1982 0.23 0.24 0.28 0.36 0.56 1.46 3.31
1983 0.23 0.25 0.29 0.38 0.59 1.58 3.55
1984 0.23 0.25 0.29 0.37 0.57 1.44 3.24
1985 0.23 0.25 0.29 0.37 0.57 1.39 3.13
1986 0.23 0.25 0.30 0.38 0.58 1.42 3.18
1987 0.23 0.25 0.30 0.38 0.58 1.40 3.13
1988 0.23 0.25 0.30 0.38 0.56 1.33 2.93
1989 0.24 0.25 0.30 0.39 0.57 1.33 2.96
1990 0.24 0.25 0.31 0.39 0.58 1.36 3.01
1991 0.24 0.26 0.31 0.40 0.60 1.45 3.23
1992 0.24 0.26 0.31 0.40 0.61 1.47 3.32
1993 0.24 0.26 0.32 0.41 0.61 1.46 3.27
1994 0.24 0.27 0.32 0.41 0.61 1.41 3.11
1995 0.24 0.26 0.32 0.40 0.59 1.35 2.96
1996 0.24 0.26 0.31 0.40 0.58 1.32 2.90
1997 0.24 0.26 0.31 0.40 0.57 1.25 2.68
1998 0.23 0.26 0.31 0.39 0.56 1.21 2.56
1999 0.23 0.26 0.31 0.40 0.57 1.21 2.57
2000 0.23 0.25 0.31 0.40 0.57 1.21 2.60
2001 0.23 0.26 0.32 0.41 0.59 1.31 2.83
2002 0.24 0.26 0.33 0.42 0.63 1.47 3.27
2003 0.24 0.26 0.33 0.42 0.64 1.54 3.47
2004 0.24 0.26 0.32 0.41 0.63 1.52 3.44
 
SOURCE: Author's calculations using Continuous Work History Sample data.
NOTE: CPI = Consumer Price Index.
Chart A-17.
Hypothetical replacement rates for disability-insured workers based on last year of nonzero earnings (indexed to CPI) for individuals aged 40–44, by replacement rate percentile, 1979–2004 (see Chart 9)
Line chart with tabular version below.
Show as table
Table equivalent for Chart A-17. Hypothetical replacement rates for disability-insured workers based on last year of nonzero earnings (indexed to CPI) for individuals aged 40–44, by replacement rate percentile, 1979–2004
Year 5th
percentile		 10th
percentile		 25th
percentile		 50th
percentile		 75th
percentile		 90th
percentile		 95th
percentile
1979 0.22 0.24 0.25 0.31 0.42 0.77 1.45
1980 0.22 0.23 0.24 0.31 0.43 0.84 1.66
1981 0.22 0.23 0.24 0.31 0.44 0.90 1.81
1982 0.22 0.23 0.25 0.33 0.48 1.06 2.19
1983 0.22 0.23 0.26 0.34 0.50 1.14 2.41
1984 0.22 0.24 0.26 0.34 0.49 1.07 2.23
1985 0.22 0.24 0.26 0.34 0.49 1.04 2.12
1986 0.23 0.24 0.26 0.34 0.50 1.07 2.19
1987 0.22 0.24 0.27 0.34 0.50 1.06 2.18
1988 0.22 0.24 0.26 0.34 0.49 0.99 1.99
1989 0.22 0.24 0.27 0.35 0.50 1.00 1.97
1990 0.22 0.24 0.27 0.36 0.51 1.03 2.02
1991 0.23 0.24 0.28 0.36 0.53 1.12 2.26
1992 0.23 0.25 0.28 0.37 0.54 1.15 2.38
1993 0.23 0.25 0.29 0.37 0.54 1.14 2.28
1994 0.23 0.25 0.29 0.38 0.55 1.12 2.21
1995 0.23 0.25 0.29 0.37 0.53 1.07 2.15
1996 0.23 0.25 0.29 0.37 0.53 1.05 2.04
1997 0.23 0.25 0.29 0.37 0.52 1.03 2.01
1998 0.23 0.25 0.29 0.37 0.52 1.01 1.95
1999 0.23 0.25 0.29 0.38 0.53 1.02 1.98
2000 0.23 0.25 0.29 0.38 0.53 1.02 1.96
2001 0.23 0.25 0.30 0.39 0.55 1.10 2.16
2002 0.24 0.26 0.31 0.41 0.59 1.24 2.53
2003 0.24 0.26 0.31 0.41 0.59 1.30 2.73
2004 0.23 0.25 0.30 0.40 0.58 1.28 2.70
 
SOURCE: Author's calculations using Continuous Work History Sample data.
NOTE: CPI = Consumer Price Index.
Chart A-18.
Hypothetical replacement rates for disability-insured workers based on last year of nonzero earnings (indexed to CPI) for individuals aged 45–49, by replacement rate percentile, 1979–2004 (see Chart 9)
Line chart with tabular version below.
Show as table
Table equivalent for Chart A-18. Hypothetical replacement rates for disability-insured workers based on last year of nonzero earnings (indexed to CPI) for individuals aged 45–49, by replacement rate percentile, 1979–2004
Year 5th
percentile		 10th
percentile		 25th
percentile		 50th
percentile		 75th
percentile		 90th
percentile		 95th
percentile
1979 0.21 0.23 0.24 0.30 0.41 0.75 1.41
1980 0.21 0.23 0.24 0.31 0.43 0.82 1.61
1981 0.21 0.22 0.24 0.31 0.44 0.89 1.81
1982 0.22 0.23 0.24 0.32 0.48 1.03 2.12
1983 0.22 0.23 0.26 0.34 0.50 1.12 2.35
1984 0.22 0.23 0.25 0.34 0.49 1.06 2.19
1985 0.22 0.23 0.26 0.34 0.50 1.05 2.19
1986 0.22 0.24 0.26 0.34 0.51 1.08 2.18
1987 0.22 0.24 0.26 0.34 0.50 1.04 2.10
1988 0.22 0.24 0.26 0.34 0.49 0.99 1.94
1989 0.22 0.24 0.26 0.34 0.50 1.00 1.94
1990 0.22 0.24 0.26 0.35 0.50 1.01 1.99
1991 0.22 0.24 0.27 0.35 0.52 1.09 2.17
1992 0.22 0.24 0.27 0.36 0.53 1.12 2.25
1993 0.22 0.24 0.27 0.36 0.53 1.09 2.21
1994 0.23 0.25 0.28 0.37 0.53 1.08 2.13
1995 0.23 0.25 0.28 0.36 0.52 1.04 2.02
1996 0.23 0.25 0.28 0.36 0.52 1.02 1.99
1997 0.23 0.25 0.28 0.36 0.51 0.99 1.90
1998 0.23 0.25 0.28 0.36 0.51 0.96 1.81
1999 0.23 0.25 0.29 0.37 0.52 0.96 1.81
2000 0.23 0.25 0.29 0.38 0.52 0.96 1.82
2001 0.23 0.25 0.29 0.39 0.54 1.03 1.96
2002 0.24 0.26 0.30 0.40 0.57 1.15 2.29
2003 0.24 0.26 0.30 0.40 0.58 1.18 2.38
2004 0.23 0.25 0.30 0.39 0.57 1.19 2.39
 
SOURCE: Author's calculations using Continuous Work History Sample data.
NOTE: CPI = Consumer Price Index.
Chart A-19.
Hypothetical replacement rates for disability-insured workers based on last year of nonzero earnings (indexed to CPI) for individuals aged 50–54, by replacement rate percentile, 1979–2004 (see Chart 9)
Line chart with tabular version below.
Show as table
Table equivalent for Chart A-19. Hypothetical replacement rates for disability-insured workers based on last year of nonzero earnings (indexed to CPI) for individuals aged 50–54, by replacement rate percentile, 1979–2004
Year 5th
percentile		 10th
percentile		 25th
percentile		 50th
percentile		 75th
percentile		 90th
percentile		 95th
percentile
1979 0.21 0.23 0.24 0.30 0.42 0.74 1.42
1980 0.20 0.23 0.24 0.30 0.42 0.79 1.50
1981 0.20 0.22 0.23 0.30 0.43 0.85 1.67
1982 0.21 0.22 0.24 0.32 0.46 0.99 2.00
1983 0.21 0.22 0.25 0.33 0.49 1.08 2.30
1984 0.21 0.23 0.25 0.33 0.49 1.07 2.25
1985 0.22 0.23 0.25 0.34 0.50 1.09 2.25
1986 0.22 0.23 0.26 0.34 0.51 1.10 2.31
1987 0.22 0.23 0.26 0.34 0.51 1.11 2.30
1988 0.21 0.23 0.25 0.34 0.50 1.02 2.02
1989 0.22 0.24 0.26 0.35 0.51 1.04 2.00
1990 0.22 0.24 0.26 0.35 0.52 1.09 2.15
1991 0.22 0.24 0.27 0.36 0.54 1.17 2.36
1992 0.22 0.24 0.27 0.36 0.55 1.19 2.42
1993 0.22 0.24 0.27 0.37 0.55 1.21 2.47
1994 0.22 0.24 0.28 0.37 0.56 1.20 2.50
1995 0.22 0.24 0.27 0.36 0.54 1.13 2.29
1996 0.22 0.24 0.27 0.36 0.53 1.09 2.16
1997 0.22 0.24 0.27 0.36 0.53 1.06 2.10
1998 0.22 0.24 0.27 0.36 0.52 1.03 2.01
1999 0.23 0.25 0.28 0.37 0.53 1.03 2.00
2000 0.23 0.25 0.28 0.37 0.53 1.05 2.09
2001 0.23 0.25 0.29 0.38 0.55 1.09 2.19
2002 0.23 0.25 0.30 0.40 0.58 1.20 2.47
2003 0.23 0.25 0.30 0.40 0.59 1.24 2.52
2004 0.23 0.25 0.29 0.39 0.58 1.21 2.49
 
SOURCE: Author's calculations using Continuous Work History Sample data.
NOTE: CPI = Consumer Price Index.
Chart A-20.
Hypothetical replacement rates for disability-insured workers based on last year of nonzero earnings (indexed to CPI) for individuals aged 55–59, by replacement rate percentile, 1979–2004 (see Chart 9)
Line chart with tabular version below.
Show as table
Table equivalent for Chart A-20. Hypothetical replacement rates for disability-insured workers based on last year of nonzero earnings (indexed to CPI) for individuals aged 55–59, by replacement rate percentile, 1979–2004
Year 5th
percentile		 10th
percentile		 25th
percentile		 50th
percentile		 75th
percentile		 90th
percentile		 95th
percentile
1979 0.22 0.24 0.25 0.32 0.44 0.82 1.58
1980 0.21 0.23 0.24 0.32 0.45 0.89 1.76
1981 0.21 0.22 0.24 0.32 0.46 0.94 1.95
1982 0.21 0.22 0.25 0.33 0.49 1.09 2.29
1983 0.21 0.22 0.26 0.35 0.52 1.19 2.45
1984 0.21 0.22 0.25 0.34 0.51 1.15 2.45
1985 0.21 0.23 0.25 0.34 0.52 1.19 2.49
1986 0.21 0.23 0.26 0.35 0.54 1.26 2.64
1987 0.21 0.23 0.26 0.35 0.54 1.26 2.61
1988 0.21 0.23 0.25 0.34 0.53 1.21 2.55
1989 0.21 0.23 0.26 0.36 0.55 1.24 2.64
1990 0.21 0.23 0.27 0.37 0.57 1.29 2.74
1991 0.22 0.23 0.27 0.37 0.60 1.43 3.11
1992 0.22 0.24 0.27 0.38 0.61 1.48 3.42
1993 0.22 0.24 0.28 0.38 0.62 1.56 3.54
1994 0.22 0.24 0.28 0.39 0.63 1.56 3.61
1995 0.22 0.24 0.28 0.38 0.62 1.50 3.43
1996 0.22 0.24 0.28 0.38 0.61 1.49 3.38
1997 0.22 0.24 0.28 0.38 0.60 1.43 3.21
1998 0.22 0.24 0.28 0.38 0.59 1.39 3.13
1999 0.22 0.25 0.28 0.39 0.60 1.41 3.21
2000 0.22 0.25 0.29 0.39 0.61 1.44 3.37
2001 0.23 0.25 0.29 0.40 0.63 1.51 3.44
2002 0.23 0.25 0.30 0.42 0.66 1.59 3.76
2003 0.23 0.25 0.30 0.42 0.66 1.66 3.83
2004 0.23 0.25 0.29 0.41 0.65 1.68 3.95
 
SOURCE: Author's calculations using Continuous Work History Sample data.
NOTE: CPI = Consumer Price Index.
Chart A-21.
Hypothetical replacement rates for disability-insured workers based on last year of nonzero earnings (indexed to CPI) for individuals aged 60–61, by replacement rate percentile, 1979–2004 (see Chart 9)
Line chart with tabular version below.
Show as table
Table equivalent for Chart A-21. Hypothetical replacement rates for disability-insured workers based on last year of nonzero earnings (indexed to CPI) for individuals aged 60–61, by replacement rate percentile, 1979–2004
Year 5th
percentile		 10th
percentile		 25th
percentile		 50th
percentile		 75th
percentile		 90th
percentile		 95th
percentile
1979 0.22 0.24 0.26 0.34 0.48 1.00 1.93
1980 0.22 0.23 0.26 0.34 0.50 1.07 2.12
1981 0.22 0.22 0.26 0.34 0.51 1.17 2.28
1982 0.22 0.22 0.26 0.35 0.54 1.23 2.59
1983 0.22 0.23 0.27 0.37 0.59 1.44 3.21
1984 0.22 0.23 0.27 0.37 0.59 1.45 3.11
1985 0.22 0.23 0.27 0.37 0.60 1.48 3.21
1986 0.22 0.23 0.27 0.37 0.63 1.59 3.30
1987 0.21 0.23 0.27 0.37 0.63 1.62 3.48
1988 0.21 0.23 0.26 0.37 0.62 1.63 3.53
1989 0.21 0.23 0.27 0.37 0.62 1.60 3.51
1990 0.21 0.23 0.27 0.38 0.65 1.79 3.96
1991 0.21 0.23 0.28 0.39 0.68 1.96 4.74
1992 0.22 0.23 0.28 0.40 0.73 2.05 5.14
1993 0.22 0.24 0.29 0.41 0.74 2.09 5.75
1994 0.22 0.24 0.30 0.43 0.77 2.28 6.22
1995 0.22 0.24 0.29 0.41 0.74 2.29 6.08
1996 0.22 0.24 0.29 0.41 0.74 2.20 5.75
1997 0.22 0.24 0.29 0.41 0.72 2.06 5.54
1998 0.22 0.24 0.30 0.42 0.72 2.04 5.65
1999 0.23 0.25 0.30 0.43 0.74 2.15 5.73
2000 0.23 0.25 0.31 0.43 0.74 2.12 5.66
2001 0.23 0.25 0.31 0.44 0.78 2.22 5.91
2002 0.23 0.25 0.32 0.46 0.82 2.39 6.05
2003 0.23 0.25 0.32 0.46 0.82 2.46 6.48
2004 0.23 0.25 0.31 0.44 0.80 2.39 6.37
 
SOURCE: Author's calculations using Continuous Work History Sample data.
NOTE: CPI = Consumer Price Index.
Chart A-22.
Fifth percentile hypothetical replacement rates for disability-insured workers based on last 3 years' average earnings (indexed to CPI), by age group, 1979–2004 (see Chart 10)
Line chart with tabular version below.
Show as table
Table equivalent for Chart A-22. Fifth percentile hypothetical replacement rates for disability-insured workers based on last 3 years' average earnings (indexed to CPI), by age group, 1979–2004
Year Under 30 30–39 40–44 45–49 50–54 55–59 60–61
1979 0.32 0.26 0.24 0.23 0.22 0.23 0.24
1980 0.31 0.24 0.23 0.22 0.21 0.22 0.23
1981 0.32 0.24 0.22 0.22 0.21 0.21 0.22
1982 0.33 0.24 0.23 0.22 0.21 0.22 0.22
1983 0.35 0.25 0.24 0.24 0.23 0.23 0.23
1984 0.35 0.25 0.24 0.23 0.23 0.22 0.23
1985 0.35 0.25 0.24 0.23 0.23 0.22 0.23
1986 0.35 0.26 0.24 0.24 0.23 0.22 0.23
1987 0.35 0.25 0.24 0.23 0.23 0.22 0.22
1988 0.34 0.25 0.23 0.23 0.22 0.22 0.22
1989 0.35 0.25 0.24 0.23 0.23 0.22 0.22
1990 0.35 0.25 0.23 0.23 0.22 0.22 0.22
1991 0.35 0.25 0.24 0.23 0.23 0.22 0.22
1992 0.36 0.26 0.24 0.23 0.23 0.23 0.22
1993 0.37 0.26 0.24 0.23 0.23 0.23 0.23
1994 0.37 0.26 0.24 0.24 0.23 0.23 0.23
1995 0.37 0.26 0.24 0.23 0.23 0.23 0.23
1996 0.36 0.26 0.24 0.23 0.23 0.23 0.23
1997 0.37 0.26 0.24 0.24 0.23 0.23 0.23
1998 0.37 0.26 0.25 0.24 0.24 0.23 0.24
1999 0.36 0.26 0.25 0.24 0.24 0.24 0.24
2000 0.36 0.25 0.24 0.24 0.24 0.23 0.24
2001 0.37 0.25 0.25 0.24 0.24 0.24 0.24
2002 0.38 0.26 0.25 0.25 0.24 0.24 0.24
2003 0.38 0.26 0.25 0.25 0.24 0.24 0.24
2004 0.38 0.25 0.24 0.24 0.24 0.23 0.24
 
SOURCE: Author's calculations using Continuous Work History Sample data.
NOTE: CPI = Consumer Price Index.
Chart A-23.
Tenth percentile hypothetical replacement rates for disability-insured workers based on last 3 years' average earnings (indexed to CPI), by age group, 1979–2004 (see Chart 10)
Line chart with tabular version below.
Show as table
Table equivalent for Chart A-23. Tenth percentile hypothetical replacement rates for disability-insured workers based on last 3 years' average earnings (indexed to CPI), by age group, 1979–2004
Year Under 30 30–39 40–44 45–49 50–54 55–59 60–61
1979 0.36 0.27 0.26 0.25 0.24 0.25 0.26
1980 0.35 0.26 0.24 0.24 0.23 0.24 0.24
1981 0.35 0.24 0.23 0.23 0.22 0.23 0.23
1982 0.37 0.25 0.24 0.23 0.23 0.23 0.23
1983 0.39 0.27 0.25 0.24 0.24 0.24 0.24
1984 0.39 0.27 0.25 0.24 0.24 0.23 0.24
1985 0.39 0.27 0.25 0.24 0.23 0.23 0.23
1986 0.40 0.27 0.25 0.25 0.24 0.24 0.24
1987 0.39 0.27 0.25 0.24 0.24 0.23 0.23
1988 0.38 0.26 0.25 0.24 0.24 0.23 0.23
1989 0.39 0.27 0.25 0.25 0.24 0.24 0.23
1990 0.39 0.27 0.25 0.25 0.24 0.24 0.23
1991 0.39 0.27 0.25 0.25 0.24 0.24 0.23
1992 0.40 0.27 0.26 0.25 0.24 0.24 0.24
1993 0.41 0.28 0.26 0.25 0.25 0.24 0.24
1994 0.41 0.28 0.26 0.26 0.25 0.25 0.24
1995 0.41 0.28 0.26 0.25 0.25 0.24 0.24
1996 0.40 0.28 0.26 0.25 0.25 0.24 0.24
1997 0.40 0.28 0.26 0.26 0.25 0.25 0.25
1998 0.41 0.28 0.27 0.26 0.26 0.25 0.25
1999 0.41 0.28 0.27 0.26 0.26 0.26 0.26
2000 0.40 0.27 0.26 0.26 0.26 0.26 0.26
2001 0.41 0.28 0.27 0.26 0.26 0.26 0.26
2002 0.42 0.28 0.27 0.27 0.27 0.26 0.26
2003 0.42 0.28 0.27 0.27 0.26 0.26 0.26
2004 0.42 0.27 0.26 0.26 0.26 0.25 0.26
 
SOURCE: Author's calculations using Continuous Work History Sample data.
NOTE: CPI = Consumer Price Index.
Chart A-24.
Twenty-fifth percentile hypothetical replacement rates for disability-insured workers based on last 3 years' average earnings (indexed to CPI), by age group, 1979–2004 (see Chart 10)
Line chart with tabular version below.
Show as table
Table equivalent for Chart A-24. Twenty-fifth percentile hypothetical replacement rates for disability-insured workers based on last 3 years' average earnings (indexed to CPI), by age group, 1979–2004
Year Under 30 30–39 40–44 45–49 50–54 55–59 60–61
1979 0.43 0.29 0.27 0.27 0.26 0.27 0.27
1980 0.43 0.28 0.26 0.25 0.25 0.25 0.26
1981 0.43 0.28 0.25 0.24 0.24 0.24 0.25
1982 0.45 0.30 0.26 0.25 0.25 0.25 0.27
1983 0.47 0.32 0.28 0.27 0.26 0.27 0.29
1984 0.48 0.32 0.28 0.27 0.27 0.27 0.28
1985 0.47 0.32 0.28 0.27 0.27 0.27 0.28
1986 0.48 0.33 0.28 0.28 0.27 0.27 0.29
1987 0.47 0.32 0.28 0.27 0.27 0.27 0.28
1988 0.46 0.32 0.28 0.27 0.26 0.26 0.27
1989 0.47 0.32 0.28 0.27 0.27 0.27 0.27
1990 0.46 0.32 0.28 0.27 0.27 0.27 0.27
1991 0.47 0.33 0.29 0.28 0.27 0.28 0.28
1992 0.48 0.33 0.29 0.28 0.28 0.28 0.29
1993 0.49 0.34 0.30 0.28 0.28 0.29 0.30
1994 0.50 0.35 0.31 0.29 0.29 0.29 0.31
1995 0.49 0.34 0.30 0.29 0.28 0.29 0.30
1996 0.49 0.34 0.30 0.29 0.28 0.29 0.30
1997 0.49 0.34 0.30 0.29 0.28 0.29 0.30
1998 0.49 0.34 0.31 0.30 0.29 0.29 0.31
1999 0.49 0.34 0.31 0.30 0.29 0.30 0.31
2000 0.49 0.34 0.31 0.30 0.29 0.30 0.31
2001 0.50 0.34 0.32 0.31 0.30 0.30 0.32
2002 0.51 0.35 0.33 0.32 0.31 0.31 0.33
2003 0.52 0.35 0.32 0.32 0.31 0.31 0.33
2004 0.52 0.34 0.32 0.31 0.30 0.30 0.32
 
SOURCE: Author's calculations using Continuous Work History Sample data.
NOTE: CPI = Consumer Price Index.
Chart A-25.
Fiftieth percentile hypothetical replacement rates for disability-insured workers based on last 3 years' average earnings (indexed to CPI), by age group, 1979–2004 (see Chart 10)
Line chart with tabular version below.
Show as table
Table equivalent for Chart A-25. Fiftieth percentile hypothetical replacement rates for disability-insured workers based on last 3 years' average earnings (indexed to CPI), by age group, 1979–2004
Year Under 30 30–39 40–44 45–49 50–54 55–59 60–61
1979 0.57 0.35 0.31 0.31 0.31 0.32 0.34
1980 0.57 0.35 0.31 0.30 0.30 0.31 0.33
1981 0.58 0.35 0.31 0.31 0.30 0.32 0.33
1982 0.62 0.38 0.33 0.33 0.32 0.33 0.35
1983 0.66 0.40 0.36 0.35 0.35 0.36 0.38
1984 0.66 0.41 0.36 0.36 0.35 0.36 0.38
1985 0.64 0.40 0.36 0.35 0.35 0.35 0.38
1986 0.65 0.41 0.37 0.36 0.36 0.36 0.38
1987 0.63 0.41 0.36 0.35 0.35 0.36 0.38
1988 0.62 0.40 0.35 0.35 0.35 0.35 0.37
1989 0.63 0.41 0.36 0.35 0.35 0.36 0.37
1990 0.63 0.41 0.36 0.35 0.35 0.36 0.38
1991 0.65 0.41 0.37 0.36 0.36 0.37 0.39
1992 0.67 0.42 0.38 0.37 0.37 0.38 0.41
1993 0.68 0.43 0.39 0.37 0.37 0.39 0.41
1994 0.69 0.43 0.39 0.38 0.38 0.40 0.43
1995 0.67 0.43 0.39 0.37 0.37 0.39 0.42
1996 0.67 0.42 0.39 0.37 0.37 0.39 0.41
1997 0.67 0.42 0.39 0.38 0.37 0.39 0.42
1998 0.67 0.42 0.39 0.38 0.38 0.39 0.43
1999 0.67 0.42 0.40 0.39 0.38 0.40 0.43
2000 0.67 0.42 0.40 0.39 0.38 0.40 0.43
2001 0.69 0.43 0.41 0.40 0.39 0.41 0.44
2002 0.71 0.44 0.42 0.41 0.40 0.42 0.46
2003 0.73 0.44 0.42 0.41 0.41 0.42 0.46
2004 0.73 0.43 0.41 0.41 0.40 0.41 0.45
 
SOURCE: Author's calculations using Continuous Work History Sample data.
NOTE: CPI = Consumer Price Index.
Chart A-26.
Seventy-fifth percentile hypothetical replacement rates for disability-insured workers based on last 3 years' average earnings (indexed to CPI), by age group, 1979–2004 (see Chart 10)
Line chart with tabular version below.
Show as table
Table equivalent for Chart A-26. Seventy-fifth percentile hypothetical replacement rates for disability-insured workers based on last 3 years' average earnings (indexed to CPI), by age group, 1979–2004
Year Under 30 30–39 40–44 45–49 50–54 55–59 60–61
1979 0.86 0.49 0.42 0.41 0.41 0.44 0.47
1980 0.86 0.48 0.42 0.41 0.41 0.43 0.46
1981 0.89 0.50 0.43 0.42 0.42 0.44 0.48
1982 0.97 0.56 0.47 0.46 0.45 0.47 0.51
1983 1.05 0.62 0.52 0.51 0.50 0.53 0.57
1984 1.04 0.64 0.54 0.53 0.52 0.54 0.60
1985 1.00 0.62 0.53 0.52 0.52 0.53 0.60
1986 0.99 0.63 0.53 0.53 0.53 0.55 0.61
1987 0.97 0.61 0.52 0.52 0.53 0.55 0.62
1988 0.95 0.60 0.51 0.51 0.52 0.54 0.60
1989 0.96 0.60 0.51 0.51 0.52 0.55 0.60
1990 0.96 0.59 0.51 0.51 0.52 0.55 0.60
1991 0.98 0.60 0.53 0.51 0.53 0.57 0.63
1992 1.01 0.62 0.55 0.53 0.55 0.59 0.67
1993 1.03 0.64 0.56 0.54 0.56 0.61 0.70
1994 1.02 0.64 0.57 0.55 0.57 0.63 0.73
1995 1.00 0.62 0.55 0.54 0.55 0.61 0.71
1996 0.99 0.61 0.55 0.53 0.54 0.60 0.69
1997 0.99 0.60 0.55 0.53 0.54 0.60 0.70
1998 0.99 0.60 0.55 0.54 0.54 0.61 0.71
1999 0.99 0.60 0.55 0.54 0.54 0.60 0.71
2000 0.98 0.59 0.55 0.53 0.54 0.60 0.70
2001 1.00 0.60 0.56 0.54 0.55 0.61 0.72
2002 1.04 0.63 0.58 0.57 0.57 0.63 0.76
2003 1.07 0.65 0.60 0.58 0.58 0.65 0.77
2004 1.06 0.65 0.60 0.58 0.59 0.64 0.77
 
SOURCE: Author's calculations using Continuous Work History Sample data.
NOTE: CPI = Consumer Price Index.
Chart A-27.
Ninetieth percentile hypothetical replacement rates for disability-insured workers based on last 3 years' average earnings (indexed to CPI), by age group, 1979–2004 (see Chart 10)
Line chart with tabular version below.
Show as table
Table equivalent for Chart A-27. Ninetieth percentile hypothetical replacement rates for disability-insured workers based on last 3 years' average earnings (indexed to CPI), by age group, 1979–2004
Year Under 30 30–39 40–44 45–49 50–54 55–59 60–61
1979 1.34 0.96 0.72 0.71 0.71 0.78 0.90
1980 1.30 0.94 0.72 0.70 0.70 0.75 0.89
1981 1.42 1.01 0.76 0.75 0.73 0.79 0.91
1982 1.69 1.19 0.88 0.88 0.84 0.91 1.04
1983 1.93 1.38 1.02 1.01 0.98 1.05 1.23
1984 1.92 1.43 1.07 1.06 1.06 1.12 1.33
1985 1.76 1.38 1.05 1.05 1.06 1.15 1.37
1986 1.65 1.35 1.04 1.05 1.07 1.15 1.38
1987 1.55 1.31 1.02 1.03 1.06 1.15 1.42
1988 1.48 1.25 0.98 0.98 1.02 1.15 1.40
1989 1.44 1.24 0.97 0.95 1.00 1.14 1.40
1990 1.42 1.21 0.96 0.94 0.98 1.13 1.42
1991 1.50 1.25 0.99 0.95 1.02 1.18 1.51
1992 1.61 1.29 1.05 1.02 1.06 1.25 1.61
1993 1.67 1.34 1.08 1.04 1.10 1.29 1.65
1994 1.63 1.34 1.09 1.06 1.12 1.35 1.77
1995 1.53 1.27 1.05 1.01 1.08 1.32 1.77
1996 1.45 1.23 1.02 0.98 1.04 1.29 1.76
1997 1.42 1.20 1.01 0.97 1.02 1.29 1.72
1998 1.39 1.17 1.00 0.97 1.01 1.27 1.79
1999 1.36 1.14 1.00 0.96 1.00 1.25 1.78
2000 1.34 1.11 0.98 0.93 0.98 1.23 1.70
2001 1.40 1.14 1.01 0.96 1.01 1.26 1.74
2002 1.53 1.23 1.09 1.02 1.06 1.30 1.91
2003 1.66 1.30 1.15 1.08 1.10 1.34 1.92
2004 1.71 1.36 1.18 1.12 1.13 1.40 1.96
 
SOURCE: Author's calculations using Continuous Work History Sample data.
NOTE: CPI = Consumer Price Index.
Chart A-28.
Ninety-fifth percentile hypothetical replacement rates for disability-insured workers based on last 3 years' average earnings (indexed to CPI), by age group, 1979–2004 (see Chart 10)
Line chart with tabular version below.
Show as table
Table equivalent for Chart A-28. Ninety-fifth percentile hypothetical replacement rates for disability-insured workers based on last 3 years' average earnings (indexed to CPI), by age group, 1979–2004
Year Under 30 30–39 40–44 45–49 50–54 55–59 60–61
1979 2.34 1.84 1.22 1.23 1.23 1.38 1.62
1980 2.20 1.80 1.20 1.19 1.19 1.33 1.58
1981 2.42 1.93 1.31 1.29 1.26 1.46 1.71
1982 3.03 2.36 1.55 1.60 1.53 1.69 2.04
1983 3.63 2.82 1.88 1.90 1.88 2.02 2.55
1984 3.66 2.95 2.01 1.99 2.06 2.20 2.73
1985 3.25 2.79 1.97 2.00 2.05 2.28 2.78
1986 2.99 2.67 1.96 1.98 2.05 2.29 2.91
1987 2.73 2.63 1.89 1.88 2.04 2.25 2.85
1988 2.56 2.50 1.78 1.82 1.89 2.25 2.90
1989 2.47 2.44 1.74 1.72 1.84 2.22 2.93
1990 2.40 2.37 1.70 1.65 1.81 2.13 3.03
1991 2.51 2.45 1.78 1.71 1.85 2.29 3.41
1992 2.73 2.56 1.89 1.86 1.93 2.43 3.50
1993 2.89 2.65 1.98 1.89 2.04 2.55 3.70
1994 2.82 2.64 1.97 1.91 2.09 2.77 4.10
1995 2.59 2.51 1.89 1.80 2.00 2.69 4.28
1996 2.42 2.38 1.80 1.76 1.89 2.66 4.18
1997 2.29 2.31 1.78 1.73 1.86 2.60 4.06
1998 2.20 2.23 1.78 1.69 1.82 2.55 4.18
1999 2.13 2.17 1.75 1.67 1.78 2.44 4.02
2000 2.06 2.12 1.73 1.63 1.73 2.44 4.00
2001 2.18 2.17 1.78 1.68 1.82 2.50 3.99
2002 2.44 2.33 1.96 1.81 1.91 2.60 4.41
2003 2.75 2.55 2.13 1.92 1.97 2.68 4.33
2004 2.89 2.69 2.24 2.02 2.10 2.87 4.64
 
SOURCE: Author's calculations using Continuous Work History Sample data.
NOTE: CPI = Consumer Price Index.