Income of the Population 55 or Older, 2002

Income Sources

Aged Units

Units 65 or Older

Aged Persons

Nonmarried Persons 65 or Older

Table 1.1 Percentage with income from specified source, by marital status, sex of nonmarried persons, and age
Source of income Aged 55–61 Aged 62–64 Aged 65 or older
Total 65–69 70–74 75–79 80 or older
All units
Earnings 82 63 22 45 25 13 6
Wages and salaries 77 58 20 41 22 11 5
Self-employment 13 10 4 8 4 2 1
Retirement benefits 25 59 92 88 93 94 94
Social Security a 12 50 90 84 91 92 92
Benefits other than Social Security 16 31 41 38 43 43 39
Other public pensions 7 11 14 14 15 14 14
Railroad Retirement 0 0 1 1 0 1 1
Government employee pensions 7 11 14 13 15 14 13
Military 1 1 2 2 2 2 2
Federal 1 3 4 4 5 5 4
State or local 4 7 8 8 9 8 8
Private pensions or annuities 9 21 29 27 31 31 27
Income from assets 60 56 55 56 56 56 54
Interest 57 53 53 53 53 54 51
Other income from assets 29 26 24 24 26 25 21
Dividends b 23 20 18 19 19 20 16
Rent or royalties 10 10 9 9 10 9 7
Estates or trusts 0 0 0 0 0 0 0
Veterans' benefits 3 3 4 4 4 5 5
Unemployment compensation 7 4 1 2 1 1 0
Workers' compensation 2 2 0 1 1 0 0
Public assistance 5 5 5 5 5 5 4
Supplemental Security Income 5 5 4 4 4 5 4
Other public assistance 1 0 0 0 0 0 0
Personal contributions 2 2 1 1 1 1 1
Number (thousands) 14,430 4,722 26,219 6,550 6,359 5,758 7,553
Married couples
Earnings 92 76 35 58 35 22 11
Wages and salaries 87 71 31 53 31 19 8
Self-employment 18 14 7 11 6 4 3
Retirement benefits 25 59 94 90 96 96 96
Social Security a 10 47 91 86 94 94 93
Benefits other than Social Security 18 36 51 47 54 54 53
Other public pensions 7 13 18 16 20 18 18
Railroad Retirement 0 0 1 1 0 1 1
Government employee pensions 7 12 17 16 19 17 18
Military 2 2 3 3 3 2 3
Federal 2 2 6 5 7 7 6
State or local 4 9 10 9 11 10 10
Private pensions or annuities 11 25 37 33 38 40 39
Income from assets 70 65 67 66 69 68 66
Interest 66 62 64 63 65 65 63
Other income from assets 36 33 32 32 34 32 31
Dividends b 29 27 25 25 26 26 25
Rent or royalties 13 13 12 12 13 10 10
Estates or trusts 0 0 0 0 0 0 0
Veterans' benefits 4 3 5 4 4 6 8
Unemployment compensation 8 5 1 3 1 1 0
Workers' compensation 2 2 1 1 1 0 0
Public assistance 3 2 2 3 2 2 2
Supplemental Security Income 2 2 2 3 2 2 2
Other public assistance 0 0 0 0 0 0 0
Personal contributions 1 1 0 1 0 0 0
Number (thousands) 8,160 2,542 10,412 3,311 2,884 2,187 2,030
Nonmarried persons
Earnings 68 47 14 33 17 8 4
Wages and salaries 63 43 12 30 15 7 4
Self-employment 7 5 2 4 2 1 1
Retirement benefits 24 60 91 86 90 93 94
Social Security a 13 52 89 82 88 90 92
Benefits other than Social Security 13 26 34 30 35 36 34
Other public pensions 6 10 12 11 12 12 12
Railroad Retirement 0 0 1 1 0 0 1
Government employee pensions 6 10 11 10 11 11 11
Military 1 1 1 1 1 1 1
Federal 1 3 3 3 3 4 3
State or local 3 6 7 7 7 7 7
Private pensions or annuities 7 17 23 20 24 25 23
Income from assets 48 44 48 45 46 49 49
Interest 45 42 45 43 44 47 47
Other income from assets 20 16 18 17 19 20 17
Dividends b 15 12 14 12 14 16 13
Rent or royalties 6 6 7 7 7 8 6
Estates or trusts 0 0 0 0 0 0 0
Veterans' benefits 3 2 4 3 3 4 4
Unemployment compensation 4 3 1 1 1 0 0
Workers' compensation 1 1 0 1 0 0 0
Public assistance 8 8 6 6 7 6 5
Supplemental Security Income 7 8 6 6 7 6 5
Other public assistance 1 1 0 0 1 0 0
Personal contributions 4 2 1 1 1 1 1
Number (thousands) 6,270 2,180 15,806 3,239 3,474 3,571 5,523
Men
Earnings 67 42 18 32 21 12 7
Wages and salaries 61 37 15 28 17 11 6
Self-employment 9 7 3 6 4 2 1
Retirement benefits 24 64 90 87 90 92 92
Social Security a 12 54 87 82 88 88 89
Benefits other than Social Security 14 30 39 36 35 43 43
Other public pensions 6 12 12 14 9 12 13
Railroad Retirement 0 0 1 1 1 1 2
Government employee pensions 6 12 11 12 8 11 12
Military 1 2 2 3 2 2 2
Federal 1 5 3 3 2 4 3
State or local 3 5 6 7 5 6 7
Private pensions or annuities 7 18 28 23 27 31 31
Income from assets 46 40 47 44 43 49 51
Interest 42 37 44 42 41 46 48
Other income from assets 20 16 18 17 18 18 19
Dividends b 16 11 13 12 13 14 15
Rent or royalties 6 6 7 8 7 7 5
Estates or trusts 0 0 0 0 0 0 0
Veterans' benefits 6 3 7 7 4 7 9
Unemployment compensation 5 5 1 1 1 1 1
Workers' compensation 2 1 0 0 1 0 0
Public assistance 8 6 5 4 6 6 5
Supplemental Security Income 7 6 5 4 6 6 5
Other public assistance 1 0 0 0 0 0 0
Personal contributions 2 0 1 1 1 0 1
Number (thousands) 2,414 783 4,187 1,046 1,087 830 1,223
Women
Earnings 69 50 12 33 15 7 3
Wages and salaries 65 47 11 31 14 6 3
Self-employment 5 5 1 3 2 1 1
Retirement benefits 24 58 91 85 90 93 94
Social Security a 14 51 89 82 88 91 92
Benefits other than Social Security 12 24 32 27 35 34 31
Other public pensions 5 9 12 9 13 12 12
Railroad Retirement 0 0 1 0 0 0 1
Government employee pensions 5 8 11 9 13 11 11
Military 1 1 1 1 1 1 1
Federal 1 2 3 2 4 4 3
State or local 4 6 7 7 8 7 7
Private pensions or annuities 7 16 21 19 23 24 20
Income from assets 49 47 48 46 48 49 49
Interest 46 45 46 43 45 47 47
Other income from assets 20 17 18 17 19 21 16
Dividends b 15 12 14 13 14 17 12
Rent or royalties 6 7 7 6 7 8 6
Estates or trusts 0 0 0 0 0 0 0
Veterans' benefits 1 1 2 1 3 3 3
Unemployment compensation 3 3 0 1 0 0 0
Workers' compensation 1 1 0 1 0 0 0
Public assistance 9 10 6 8 8 6 5
Supplemental Security Income 8 9 6 7 7 6 5
Other public assistance 2 1 0 0 1 0 0
Personal contributions 5 4 1 1 2 1 1
Number (thousands) 3,856 1,397 11,620 2,192 2,387 2,741 4,300
a. Includes retired-worker benefits, dependents' or survivors' benefits, disability benefits, transitionally insured benefits, or special age-72 benefits.
b. The measure of receipt of dividend income is being changed to correct an error. The previous measured included all units owning stocks or mutual funds, which may or may not have issued dividends. The new measure includes only those receiving income from dividends. For example, 18 percent of units aged 65 or older received dividend income in 2002 under the new methodology compared with 23 percent under the old methodology. This change has only a small effect on the percentage of units aged 65 or older receiving income from assets—55 percent under the new methodology compared with 56 percent under the old methodology.
Table 1.2 Percentage with income from specified source, by Social Security beneficiary status, marital status, sex of nonmarried persons, and age
Source of income All units Married couples Nonmarried persons
Total Men Women
55–61 62–64 65 or
older		 55–61 62–64 65 or
older		 55–61 62–64 65 or
older		 55–61 62–64 65 or
older		 55–61 62–64 65 or
older
Beneficiary
Earnings 44 45 20 72 60 33 15 28 12 12 19 15 17 33 11
Wages and salaries 40 41 18 64 56 29 14 25 10 11 16 13 16 31 9
Self-employment 6 8 4 10 12 7 1 3 2 1 3 3 1 4 1
Retirement benefits 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100
Social Security a 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100
Benefits other than Social Security 23 43 43 30 52 53 16 34 35 18 36 41 14 33 33
Other public pensions 7 13 14 10 16 18 4 11 11 4 10 11 4 11 11
Railroad Retirement 0 0 0 0 1 0 0 0 0 0 0 1 0 0 0
Government employee pensions 7 13 14 9 15 18 4 11 11 4 10 11 4 11 11
Military 1 2 2 2 2 3 1 2 1 2 3 2 0 1 1
Federal 1 2 4 2 2 6 1 1 3 1 1 2 1 1 3
State or local 4 9 8 6 11 11 3 7 7 2 6 6 3 8 7
Private pensions or annuities 17 32 31 22 39 39 12 25 25 14 27 31 11 24 23
Income from assets 39 55 58 51 65 68 27 45 50 29 37 50 26 50 51
Interest 35 52 55 45 62 65 26 42 48 28 34 47 24 47 48
Other income from assets 17 24 25 26 32 33 7 15 19 3 13 19 9 16 19
Dividends b 13 18 19 20 26 26 5 10 14 2 8 14 6 11 15
Rent or royalties 6 9 9 10 12 12 3 7 7 1 6 7 4 7 7
Estates or trusts 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Veterans' benefits 7 3 5 9 4 6 4 3 4 10 5 7 1 1 3
Unemployment compensation 5 4 1 7 5 1 2 3 1 1 4 1 2 3 0
Workers' compensation 3 2 0 5 2 1 2 2 0 1 2 0 2 2 0
Public assistance 14 5 3 7 3 1 20 6 5 16 4 4 23 8 5
Supplemental Security Income 13 4 3 7 3 1 18 6 4 13 4 3 21 7 5
Other public assistance 1 0 0 0 0 0 2 1 0 3 0 0 2 1 0
Personal contributions 2 1 1 2 1 0 3 1 1 4 0 1 3 2 1
Number (thousands) 1,691 2,341 23,487 856 1,207 9,486 835 1,134 14,001 296 422 3,649 539 712 10,352
Nonbeneficiary
Earnings 87 81 37 95 90 53 76 68 29 75 69 37 77 68 26
Wages and salaries 82 75 34 90 85 49 71 63 27 68 61 33 73 64 24
Self-employment 14 13 5 19 17 10 8 8 3 10 12 4 6 5 2
Retirement benefits 15 19 25 16 21 32 13 17 21 13 22 25 12 14 19
Social Security a . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Benefits other than Social Security 15 19 25 16 21 32 13 17 21 13 22 25 12 14 19
Other public pensions 7 10 16 7 10 18 6 9 14 7 15 17 6 6 13
Railroad Retirement 0 0 3 0 0 4 0 0 3 0 0 4 0 1 3
Government employee pensions 7 9 12 7 10 14 6 9 11 6 15 13 5 5 11
Military 2 1 1 2 1 1 1 1 0 1 1 0 1 0 0
Federal 1 3 7 2 2 9 1 5 6 2 9 7 1 2 5
State or local 4 6 5 4 7 5 4 4 5 3 4 5 4 4 6
Private pensions or annuities 8 10 10 9 12 15 7 8 7 7 8 9 7 8 7
Income from assets 63 56 37 72 65 53 51 44 28 48 44 28 53 44 28
Interest 60 53 35 68 61 50 48 42 27 44 41 27 50 43 27
Other income from assets 31 28 14 37 35 21 22 18 10 22 19 12 21 17 9
Dividends b 24 22 11 30 28 16 17 14 8 18 14 10 17 14 7
Rent or royalties 11 10 5 14 13 8 7 6 3 7 6 3 7 6 3
Estates or trusts 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0
Veterans' benefits 3 2 2 3 2 2 3 1 2 5 2 4 1 0 2
Unemployment compensation 7 5 1 9 6 1 4 4 1 6 6 2 4 2 1
Workers' compensation 1 1 1 2 2 1 1 1 0 2 1 0 1 1 1
Public assistance 4 5 16 2 1 11 6 11 18 6 9 15 6 12 19
Supplemental Security Income 3 5 15 2 1 11 6 10 17 6 8 15 5 12 18
Other public assistance 1 0 1 0 0 1 1 0 1 1 0 0 1 1 1
Personal contributions 2 2 1 1 1 1 4 4 1 1 0 1 5 6 1
Number (thousands) 12,739 2,381 2,732 7,304 1,335 926 5,435 1,045 1,806 2,118 360 538 3,317 685 1,268
NOTE: . . . = not applicable.
a. Includes retired-worker benefits, dependents' or survivors' benefits, disability benefits, transitionally insured benefits, or special age-72 benefits.
b. The measure of receipt of dividend income is being changed to correct an error. The previous measured included all units owning stocks or mutual funds, which may or may not have issued dividends. The new measure includes only those receiving income from dividends. For example, 18 percent of units aged 65 or older received dividend income in 2002 under the new methodology compared with 23 percent under the old methodology. This change has only a small effect on the percentage of units aged 65 or older receiving income from assets—55 percent under the new methodology compared with 56 percent under the old methodology.
Table 1.3 Percentage with income from specified source, by race, Hispanic origin, marital status, sex of nonmarried persons, and age
Source of income All units Married couples Nonmarried persons
Total Men Women
55–61 62–64 65 or
older		 55–61 62–64 65 or
older		 55–61 62–64 65 or
older		 55–61 62–64 65 or
older		 55–61 62–64 65 or
older
White alone a
Earnings 83 64 23 92 76 35 70 48 14 69 42 19 71 52 13
Wages and salaries 78 59 20 87 71 30 65 44 12 62 37 16 66 48 11
Self-employment 14 11 4 19 15 7 8 6 2 10 6 3 6 5 2
Retirement benefits 24 60 94 25 58 95 24 62 93 24 67 92 24 59 93
Social Security b 11 50 91 10 47 92 13 54 91 12 57 89 13 52 91
Benefits other than Social Security 16 33 42 18 37 52 13 27 35 14 31 42 12 25 33
Other public pensions 7 11 14 8 13 18 6 10 12 7 11 13 5 9 12
Railroad Retirement 0 0 1 0 0 1 0 0 1 0 0 1 0 0 1
Government employee pensions 7 11 14 7 12 17 6 9 11 6 11 11 5 8 11
Military 2 1 2 2 2 3 1 1 1 2 1 2 1 1 1
Federal 1 2 4 2 2 6 1 3 3 1 4 3 1 2 3
State or local 4 8 9 4 9 10 4 6 7 3 5 7 4 6 8
Private pensions or annuities 10 23 30 11 26 39 7 19 25 7 21 30 7 17 23
Income from assets 64 60 59 72 68 69 53 50 52 50 44 51 55 53 53
Interest 60 57 57 68 65 66 49 48 50 46 41 48 51 51 50
Other income from assets 31 28 26 38 35 33 22 19 20 22 17 20 23 20 20
Dividends c 25 22 20 30 28 27 18 13 15 18 11 15 18 15 15
Rent or royalties 11 10 9 14 13 12 7 7 7 7 6 8 7 8 7
Estates or trusts 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0
Veterans' benefits 3 2 4 3 3 5 3 2 4 6 3 7 1 1 3
Unemployment compensation 6 4 1 8 5 1 4 3 1 5 4 1 3 2 0
Workers' compensation 2 2 0 2 2 1 1 1 0 2 2 0 1 1 0
Public assistance 4 4 3 2 2 2 7 7 5 7 6 4 8 8 5
Supplemental Security Income 4 4 3 2 2 2 7 7 4 6 6 4 7 8 5
Other public assistance 1 0 0 0 0 0 1 0 0 1 0 0 1 1 0
Personal contributions 2 2 1 1 1 0 4 3 1 2 0 1 5 4 1
Number (thousands) 12,135 3,921 22,700 7,210 2,232 9,356 4,925 1,689 13,344 1,961 623 3,498 2,964 1,066 9,847
Black alone a
Earnings 70 54 18 91 73 37 59 44 12 53 37 16 62 47 10
Wages and salaries 68 52 18 89 71 35 57 42 11 50 32 16 61 46 10
Self-employment 5 4 1 9 3 4 3 4 1 4 8 1 2 2 0
Retirement benefits 30 62 86 32 73 90 29 57 85 28 57 85 29 56 85
Social Security b 18 50 83 18 57 87 18 47 82 18 43 82 18 49 81
Benefits other than Social Security 15 27 30 18 34 44 13 24 25 13 25 28 13 23 23
Other public pensions 6 13 13 8 18 22 5 10 10 4 15 11 6 8 10
Railroad Retirement 0 0 1 0 0 1 0 0 1 0 0 1 0 0 1
Government employee pensions 6 13 13 8 18 22 5 10 10 4 15 10 6 8 10
Military 1 1 1 2 2 2 1 0 1 1 0 3 0 1 0
Federal 2 5 6 2 6 13 2 5 4 1 11 5 2 2 4
State or local 3 7 6 4 12 10 3 5 5 2 3 3 3 6 6
Private pensions or annuities 9 14 17 11 16 25 9 14 15 9 10 17 8 15 14
Income from assets 34 31 26 48 42 40 27 25 21 23 24 24 28 25 20
Interest 31 28 24 43 38 37 25 24 19 22 21 22 26 25 18
Other income from assets 12 12 8 22 22 15 7 7 6 8 12 5 6 5 6
Dividends c 9 9 4 16 16 8 5 6 3 6 10 3 4 4 3
Rent or royalties 5 5 4 8 12 8 3 2 3 3 3 2 2 1 3
Estates or trusts 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Veterans' benefits 4 3 4 7 5 6 2 2 4 6 5 8 1 1 2
Unemployment compensation 5 3 1 7 5 1 5 2 1 5 2 1 4 2 0
Workers' compensation 1 2 0 2 2 1 1 2 0 1 0 0 1 3 0
Public assistance 10 11 11 5 5 3 13 13 13 12 7 9 13 16 15
Supplemental Security Income 9 9 10 5 4 3 11 12 13 11 7 9 11 14 14
Other public assistance 2 1 1 0 1 0 2 2 1 1 0 0 3 2 1
Personal contributions 2 1 0 1 1 0 3 1 0 2 1 0 3 2 0
Number (thousands) 1,592 562 2,418 561 189 635 1,031 373 1,783 338 111 483 693 261 1,301
Hispanic origin d
Earnings 74 56 20 88 70 33 58 41 12 67 e 18 51 44 10
Wages and salaries 70 54 18 82 68 29 56 38 11 66 e 16 49 40 9
Self-employment 9 5 3 14 6 5 3 5 1 2 e 2 3 4 1
Retirement benefits 18 47 79 18 47 86 18 47 74 16 e 76 19 43 74
Social Security b 12 40 77 10 39 83 14 41 73 13 e 75 15 39 72
Benefits other than Social Security 7 16 19 9 20 30 5 11 13 4 e 13 6 8 13
Other public pensions 3 3 7 3 3 12 3 3 4 2 e 3 4 2 4
Railroad Retirement 0 0 0 0 0 0 0 0 0 0 e 0 0 0 0
Government employee pensions 3 3 7 3 3 12 3 3 3 2 e 3 4 2 3
Military 1 1 1 0 0 2 1 1 1 0 e 1 1 1 1
Federal 1 1 3 1 0 6 2 1 1 1 e 1 2 0 1
State or local 1 2 3 2 2 6 1 1 1 1 e 1 1 1 1
Private pensions or annuities 4 13 13 6 18 19 2 8 9 2 e 10 2 6 9
Income from assets 33 27 26 41 34 36 23 20 20 20 e 20 24 17 20
Interest 29 26 23 36 31 31 21 20 18 19 e 18 22 17 18
Other income from assets 13 11 10 20 14 14 5 8 7 4 e 8 6 5 6
Dividends c 6 7 5 10 8 7 2 6 4 4 e 4 1 3 3
Rent or royalties 8 4 5 13 7 8 4 1 3 2 e 4 5 2 3
Estates or trusts 0 0 0 0 0 0 0 0 0 0 e 0 0 0 0
Veterans' benefits 1 1 2 1 2 2 1 1 3 0 e 4 1 1 2
Unemployment compensation 6 6 1 8 10 1 4 2 1 4 e 3 3 2 0
Workers' compensation 2 2 0 3 3 1 1 2 0 1 e 0 0 3 0
Public assistance 9 11 14 5 4 10 14 19 16 13 e 10 14 21 19
Supplemental Security Income 8 11 13 5 4 9 12 19 16 13 e 10 12 21 18
Other public assistance 1 0 1 1 1 1 2 0 1 0 e 0 3 0 1
Personal contributions 2 2 1 1 1 1 3 3 1 1 e 1 4 4 2
Number (thousands) 1,168 371 1,604 632 190 632 536 180 972 224 44 282 313 136 689
a. Beginning with data for 2002, respondents may identify themselves in more than one racial group. The categories White alone and Black alone reflect respondents who reported only one race. Less than 1 percent of persons aged 55 or older reported more than one race.
b. Includes retired-worker benefits, dependents' or survivors' benefits, disability benefits, transitionally insured benefits, or special age-72 benefits.
c. The measure of receipt of dividend income is being changed to correct an error. The previous measured included all units owning stocks or mutual funds, which may or may not have issued dividends. The new measure includes only those receiving income from dividends. For example, 18 percent of units aged 65 or older received dividend income in 2002 under the new methodology compared with 23 percent under the old methodology. This change has only a small effect on the percentage of units aged 65 or older receiving income from assets—55 percent under the new methodology compared with 56 percent under the old methodology.
d. Persons of Hispanic origin may be of any race.
e. Fewer than 75,000 weighted cases.
Table 1.4 Percentage with income from specified source, by race, Hispanic origin, Social Security beneficiary status, and age
Source of income Beneficiary Nonbeneficiary
55–61 62–64 65 or older 55–61 62–64 65 or older
White alone a
Earnings 46 45 21 88 83 40
Retirement benefits 100 100 100 15 20 28
Social Security b 100 100 100 . . . . . . . . .
Benefits other than Social Security 25 46 44 15 20 28
Other public pensions 7 14 14 7 9 18
Railroad Retirement 0 0 0 0 0 4
Government employee pensions c 7 13 14 7 9 14
Private pensions or annuities 18 35 32 9 11 11
Income from assets d 43 60 61 67 60 42
Veterans' benefits 7 3 4 3 2 3
Public assistance 13 4 3 3 4 13
Number (thousands) 1,347 1,964 20,732 10,789 1,957 1,968
Black alone a
Earnings 35 41 15 78 67 33
Retirement benefits 100 100 100 14 24 21
Social Security b 100 100 100 . . . . . . . . .
Benefits other than Social Security 18 31 31 14 24 21
Other public pensions 5 10 14 6 16 13
Railroad Retirement 0 0 0 0 0 3
Government employee pensions c 5 10 13 6 16 10
Private pensions or annuities 14 21 19 8 8 9
Income from assets d 21 29 26 37 32 21
Veterans' benefits 7 4 5 3 2 2
Public assistance 13 7 9 9 14 19
Number (thousands) 289 283 2,005 1,303 278 414
Hispanic origin e
Earnings 28 38 18 80 69 30
Retirement benefits 100 100 100 7 11 9
Social Security b 100 100 100 . . . . . . . . .
Benefits other than Social Security 9 22 22 7 11 9
Other public pensions 4 4 7 3 2 7
Railroad Retirement 0 0 0 0 0 2
Government employee pensions c 4 4 7 3 2 6
Private pensions or annuities 7 19 16 4 10 4
Income from assets d 16 32 30 35 24 13
Veterans' benefits 4 3 2 1 0 2
Public assistance 24 16 11 7 8 24
Number (thousands) 139 149 1,235 1,030 221 369
NOTE: . . . = not applicable.
a. Beginning with data for 2002, respondents may identify themselves in more than one racial group. The categories White alone and Black alone reflect respondents who reported only one race. Less than 1 percent of persons aged 55 or older reported more than one race.
b. Includes retired-worker benefits, dependents' or survivors' benefits, disability benefits, transitionally insured benefits, or special age-72 benefits.
c. Includes federal, state, local, and military pensions.
d. The measure of receipt of dividend income (included in asset income) is being changed to correct an error. The previous measured included all units owning stocks or mutual funds, which may or may not have issued dividends. The new measure includes only those receiving income from dividends. For example, 18 percent of units aged 65 or older received dividend income in 2002 under the new methodology compared with 23 percent under the old methodology. This change has only a small effect on the percentage of units aged 65 or older receiving income from assets—55 percent under the new methodology compared with 56 percent under the old methodology.
e. Persons of Hispanic origin may be of any race.
Table 1.5 Percentage distribution of those receiving retirement benefits, by age and receipt of earnings and income from assets
Retirement benefits Aged 55–61 Aged 62–64 Aged 65 or older
Total Earnings Income from assets a Total Earnings Income from assets a Total Earnings Income from assets a
Yes No Yes No Yes No Yes No Yes No Yes No
All units
Total percent 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100
No benefit 75 82 45 76 74 41 54 17 39 42 8 14 6 4 13
One benefit type 22 16 47 21 23 38 31 50 32 45 54 52 55 47 62
Social Security only b 9 5 29 5 15 28 20 41 21 37 52 49 52 44 60
Private pension or annuity only 7 6 11 9 4 5 5 5 6 4 1 1 1 1 1
Government employee pension only c 5 5 7 7 3 5 5 3 5 3 1 1 1 1 1
Railroad Retirement only 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0
Two benefit types 3 2 8 3 3 21 14 31 27 12 36 31 37 46 24
Social Security and federal pension only b 0 0 0 0 0 1 0 1 1 1 3 3 3 3 2
Social Security and Railroad Retirement, state, local, or military pension only b 1 0 2 1 1 5 4 6 6 3 7 7 7 9 4
Social Security and private pension only b 2 1 5 2 2 15 10 24 20 9 26 21 27 32 18
Other combination 0 0 1 0 0 0 0 0 0 0 1 1 1 1 0
Three or more benefit types 0 0 0 0 0 1 1 2 2 1 2 2 2 3 1
Number (thousands) 14,430 11,787 2,644 8,684 5,746 4,722 2,968 1,754 2,627 2,095 26,219 5,803 20,416 14,541 11,678
Married couples
Total percent 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100
No benefit 75 79 31 76 74 41 52 8 41 42 6 10 4 4 11
One benefit type 21 18 55 21 22 34 31 43 29 43 45 50 43 40 55
Social Security only b 7 6 26 5 13 23 20 31 18 33 43 47 40 37 53
Private pension or annuity only 8 7 21 9 5 6 5 8 6 6 1 2 1 1 1
Government employee pension only c 6 6 7 7 4 5 5 4 5 5 1 1 1 1 1
Railroad Retirement only 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Two benefit types 3 3 13 3 4 24 17 45 29 14 45 36 49 51 32
Social Security and federal pension only b 0 0 1 0 0 1 0 1 1 0 4 4 4 4 3
Social Security and Railroad Retirement, state, local, or military pension only b 1 1 2 1 1 5 5 7 6 3 8 8 8 9 6
Social Security and private pension only b 2 2 8 2 3 17 11 36 21 10 32 24 36 37 23
Other combination 0 0 2 1 0 0 0 1 1 0 1 0 1 1 0
Three or more benefit types 0 0 1 0 0 1 1 3 2 1 4 3 4 5 2
Number (thousands) 8,160 7,525 635 5,684 2,476 2,542 1,937 605 1,659 883 10,412 3,624 6,788 6,983 3,430
Nonmarried persons
Total percent 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100
No benefit 76 89 49 77 75 40 59 22 36 43 9 21 7 4 13
One benefit type 22 11 45 21 23 42 30 53 37 47 60 54 60 54 65
Social Security only b 11 3 30 6 16 34 20 47 26 41 57 52 58 51 63
Private pension or annuity only 6 4 8 7 4 4 4 3 5 3 1 1 1 1 1
Government employee pension only c 5 4 7 7 3 4 5 3 6 2 1 2 1 2 1
Railroad Retirement only 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0
Two benefit types 2 0 6 2 2 17 10 24 25 11 30 23 31 41 21
Social Security and federal pension only b 0 0 0 0 0 1 0 1 0 1 2 1 2 3 1
Social Security and Railroad Retirement, state, local, or military pension only b 0 0 1 0 1 4 2 6 7 2 7 6 7 10 4
Social Security and private pension only b 2 0 4 2 2 12 7 17 18 8 21 15 22 28 15
Other combination 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0
Three or more benefit types 0 0 0 0 0 1 1 1 1 0 1 1 1 2 1
Number (thousands) 6,270 4,262 2,009 3,000 3,270 2,180 1,030 1,149 968 1,211 15,806 2,178 13,628 7,559 8,248
Men
Total percent 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100
No benefit 76 90 49 75 77 36 61 18 35 36 10 24 7 5 14
One benefit type 21 10 45 22 21 45 30 56 34 52 54 52 55 47 60
Social Security only b 10 2 26 5 14 34 15 49 19 45 51 49 52 45 57
Private pension or annuity only 6 4 10 7 4 4 4 3 4 3 1 1 1 1 2
Government employee pension only c 5 4 7 9 2 7 11 4 11 4 2 2 2 2 2
Railroad Retirement only 0 0 1 1 0 0 0 0 0 0 0 0 0 1 0
Two benefit types 2 0 6 3 2 19 9 26 29 12 35 24 38 47 26
Social Security and federal pension only b 0 0 0 0 0 1 0 1 0 1 2 1 2 3 1
Social Security and Railroad Retirement, state, local, or military pension only b 0 0 1 1 0 4 1 6 7 2 7 5 7 10 4
Social Security and private pension only b 2 0 5 2 1 14 8 18 22 9 26 17 28 33 20
Other combination 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Three or more benefit types 0 0 0 0 0 1 1 1 2 0 1 0 1 1 0
Number (thousands) 2,414 1,613 801 1,099 1,315 783 327 456 314 469 4,187 756 3,431 1,963 2,223
Women
Total percent 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100
No benefit 76 88 49 79 73 42 59 25 37 47 9 20 7 4 13
One benefit type 22 12 45 20 25 41 30 52 38 43 62 56 62 56 67
Social Security only b 12 3 32 6 18 34 23 45 29 38 60 53 61 53 65
Private pension or annuity only 6 5 7 8 4 4 4 4 5 3 1 1 1 1 1
Government employee pension only c 4 4 6 5 3 3 3 2 4 1 1 1 1 2 1
Railroad Retirement only 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0
Two benefit types 2 1 6 2 3 16 10 22 23 9 28 23 29 39 19
Social Security and federal pension only b 0 0 0 0 0 1 0 1 0 1 2 1 2 3 1
Social Security and Railroad Retirement, state, local, or military pension only b 0 0 1 0 1 4 3 5 7 2 7 6 7 9 4
Social Security and private pension only b 1 0 4 1 2 11 7 16 17 7 19 14 20 26 14
Other combination 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0
Three or more benefit types 0 0 0 0 0 1 1 1 1 1 1 2 1 2 1
Number (thousands) 3,856 2,649 1,208 1,902 1,955 1,397 703 694 655 742 11,620 1,422 10,197 5,595 6,024
a. The measure of receipt of dividend income (included in asset income) is being changed to correct an error. The previous measured included all units owning stocks or mutual funds, which may or may not have issued dividends. The new measure includes only those receiving income from dividends. For example, 18 percent of units aged 65 or older received dividend income in 2002 under the new methodology compared with 23 percent under the old methodology. This change has only a small effect on the percentage of units aged 65 or older receiving income from assets—55 percent under the new methodology compared with 56 percent under the old methodology.
b. Social Security includes retired-worker benefits, dependents' or survivors' benefits, disability benefits, transitionally insured benefits, or special age-72 benefits.
c. Includes federal, state, local, and military pensions.
Table 1.6 Percentage with income from specified source, by marital status and quintiles of total money income
Source of income Total First Second Third Fourth Fifth
All units
Earnings 22 4 7 15 30 55
Retirement benefits 92 78 98 96 96 93
Social Security a 90 75 97 94 92 90
Benefits other than Social Security 41 7 24 45 66 62
Other public pensions 14 1 5 12 24 28
Railroad Retirement 1 0 1 1 1 1
Government employee pensions b 14 1 5 11 23 28
Private pensions or annuities 29 6 18 34 46 40
Income from assets c 55 23 41 59 72 83
Veterans' benefits 4 2 3 5 6 6
Public assistance 5 15 4 3 1 1
Number (thousands) 26,219 5,244 5,244 5,241 5,245 5,244
Married couples
Earnings 35 10 18 31 48 66
Retirement benefits 94 86 98 97 96 93
Social Security a 91 82 95 95 94 88
Benefits other than Social Security 51 13 47 69 68 60
Other public pensions 18 2 11 22 26 29
Railroad Retirement 1 0 1 1 1 0
Government employee pensions b 17 2 11 21 25 28
Private pensions or annuities 37 11 37 51 49 38
Income from assets c 67 37 57 74 79 88
Veterans' benefits 5 4 4 7 8 4
Public assistance 2 8 1 1 1 0
Number (thousands) 10,412 2,074 2,091 2,082 2,082 2,084
Nonmarried persons
Earnings 14 3 4 7 17 38
Retirement benefits 91 72 96 99 96 92
Social Security a 89 69 95 98 93 87
Benefits other than Social Security 34 5 13 32 56 61
Other public pensions 12 1 3 8 17 29
Railroad Retirement 1 0 1 1 1 1
Government employee pensions b 11 1 2 7 16 28
Private pensions or annuities 23 4 10 25 40 35
Income from assets c 48 18 31 47 65 77
Veterans' benefits 4 1 3 3 5 6
Public assistance 6 18 8 2 2 1
Number (thousands) 15,806 3,159 3,115 3,210 3,157 3,166
NOTE: Quintile limits are $9,721, $15,181, $23,880, and $40,982 for all units; $18,648, $27,744, $39,000, and $63,108 for married couples; and $7,892, $11,448, $15,638, and $24,855 for nonmarried persons.
a. Includes retired-worker benefits, dependents' or survivors' benefits, disability benefits, transitionally insured benefits, or special age-72 benefits.
b. Includes federal, state, local, and military pensions.
c. The measure of receipt of dividend income (included in asset income) is being changed to correct an error. The previous measured included all units owning stocks or mutual funds, which may or may not have issued dividends. The new measure includes only those receiving income from dividends. In 2002, 18 percent of units aged 65 or older received dividend income under the new methodology compared with 23 percent under the old methodology. This change has only a small effect on the percentage of units aged 65 or older receiving income from assets—55 percent under the new methodology compared with 56 percent under the old methodology.
Table 1.7 Percentage with income from specified source, by sex, marital status, and age
Source of income Total Married persons Nonmarried persons
55–61 62–64 65 or
older		 55–61 62–64 65 or
older		 55–61 62–64 65 or
older
All persons
Earnings 72 51 17 74 52 19 68 47 14
Retirement benefits 19 54 91 16 52 92 24 60 91
Social Security a 8 47 89 6 44 89 13 52 89
Benefits other than Social Security 12 24 34 12 23 34 13 26 34
Other public pensions 5 8 11 5 8 11 6 10 12
Railroad Retirement 0 0 1 0 0 0 0 0 1
Government employee pensions b 5 8 11 5 7 11 6 10 11
Private pensions or annuities 7 16 23 7 16 24 7 17 23
Income from assets c 59 56 56 64 61 63 48 44 48
Veterans' benefits 2 2 3 2 2 3 3 2 4
Public assistance 4 4 4 1 1 2 8 8 6
Number (thousands) 20,563 6,836 34,234 14,293 4,657 18,427 6,270 2,180 15,806
Men
Earnings 79 57 22 83 62 23 67 42 18
Retirement benefits 21 54 92 20 51 93 24 64 90
Social Security a 8 44 89 6 40 89 12 54 87
Benefits other than Social Security 15 30 44 16 29 46 14 30 39
Other public pensions 6 10 13 6 9 14 6 12 12
Railroad Retirement 0 0 1 0 0 1 0 0 1
Government employee pensions b 6 10 13 6 9 13 6 12 11
Private pensions or annuities 9 20 31 10 21 33 7 18 28
Income from assets c 61 56 59 65 61 64 46 40 47
Veterans' benefits 4 3 6 3 3 5 6 3 7
Public assistance 3 2 3 2 1 2 8 6 5
Number (thousands) 9,886 3,280 14,528 7,472 2,497 10,341 2,414 783 4,187
Women
Earnings 66 44 13 64 41 13 69 50 12
Retirement benefits 17 55 91 12 53 91 24 58 91
Social Security a 9 49 89 6 49 89 14 51 89
Benefits other than Social Security 9 18 27 7 14 19 12 24 32
Other public pensions 4 7 10 3 6 7 5 9 12
Railroad Retirement 0 0 0 0 0 0 0 0 1
Government employee pensions b 4 6 9 3 5 7 5 8 11
Private pensions or annuities 5 12 18 4 9 12 7 16 21
Income from assets c 57 56 54 62 62 62 49 47 48
Veterans' benefits 0 0 2 0 0 0 1 1 2
Public assistance 4 5 4 1 2 2 9 10 6
Number (thousands) 10,677 3,556 19,706 6,821 2,159 8,086 3,856 1,397 11,620
a. Includes retired-worker benefits, dependents' or survivors' benefits, disability benefits, transitionally insured benefits, or special age-72 benefits.
b. Includes federal, state, local, and military pensions.
c. The measure of receipt of dividend income (included in asset income) is being changed to correct an error. The previous measured included all persons owning stocks or mutual funds, which may or may not have issued dividends. The new measure includes only those receiving income from dividends. For example, 18 percent of units aged 65 or older received dividend income in 2002 under the new methodology compared with 23 percent under the old methodology. This change has only a small effect on the percentage of units aged 65 or older receiving income from assets—55 percent under the new methodology compared with 56 percent under the old methodology.
Table 1.8 Percentage with income from specified source, by sex, race, Hispanic origin, and age
Source of income White alone a Black alone a Hispanic origin b
55–61 62–64 65 or
older		 55–61 62–64 65 or
older		 55–61 62–64 65 or
older
All persons
Earnings 73 52 17 64 43 14 64 44 14
Retirement benefits 18 55 93 26 59 86 14 46 79
Social Security c 8 47 90 15 48 82 9 41 77
Benefits other than Social Security 12 24 35 13 23 27 5 13 16
Other public pensions 5 8 12 6 10 12 2 2 6
Railroad Retirement 0 0 1 0 0 1 0 0 0
Government employee pensions d 5 8 11 6 10 11 2 2 5
Private pensions or annuities 7 17 24 8 13 16 3 11 10
Income from assets e 62 60 59 33 30 26 32 28 25
Veterans' benefits 2 2 3 3 3 4 1 1 2
Public assistance 3 3 3 8 9 9 7 9 12
Number (thousands) 17,583 5,782 29,980 1,945 687 2,856 1,591 511 2,053
Men
Earnings 80 59 22 64 42 17 77 55 20
Retirement benefits 21 54 93 26 61 86 15 44 82
Social Security c 7 44 90 14 48 83 9 36 79
Benefits other than Social Security 16 31 45 14 24 33 6 18 22
Other public pensions 6 10 14 6 13 14 3 3 7
Railroad Retirement 0 0 1 0 0 1 0 0 0
Government employee pensions d 6 9 13 6 13 14 2 3 7
Private pensions or annuities 10 22 33 9 12 19 4 15 15
Income from assets e 64 60 62 36 33 30 32 33 28
Veterans' benefits 4 3 6 6 5 6 1 1 2
Public assistance 3 2 2 6 4 5 6 4 8
Number (thousands) 8,558 2,813 12,792 849 299 1,112 788 229 906
Women
Earnings 66 45 13 64 43 11 50 35 9
Retirement benefits 16 55 93 25 57 86 12 49 77
Social Security c 8 50 91 16 49 82 10 46 75
Benefits other than Social Security 9 18 27 12 22 23 3 9 11
Other public pensions 4 7 10 6 8 10 2 2 4
Railroad Retirement 0 0 0 0 0 1 0 0 0
Government employee pensions d 4 6 10 6 8 10 1 2 4
Private pensions or annuities 5 12 18 7 14 13 2 7 7
Income from assets e 61 60 58 30 28 23 32 23 23
Veterans' benefits 0 0 1 0 1 2 0 1 1
Public assistance 3 4 3 9 12 12 7 12 14
Number (thousands) 9,025 2,969 17,188 1,096 389 1,744 802 281 1,147
a. Beginning with data for 2002, respondents may identify themselves in more than one racial group. The categories White alone and Black alone reflect respondents who reported only one race. Less than 1 percent of persons aged 55 or older reported more than one race.
b. Persons of Hispanic origin may be of any race.
c. Includes retired-worker benefits, dependents' or survivors' benefits, disability benefits, transitionally insured benefits, or special age-72 benefits.
d. Includes federal, state, local, and military pensions.
e. The measure of receipt of dividend income (included in asset income) is being changed to correct an error. The previous measured included all persons owning stocks or mutual funds, which may or may not have issued dividends. The new measure includes only those receiving income from dividends. For example, 18 percent of units aged 65 or older received dividend income in 2002 under the new methodology compared with 23 percent under the old methodology. This change has only a small effect on the percentage of units aged 65 or older receiving income from assets—55 percent under the new methodology compared with 56 percent under the old methodology.
Table 1.9 Percentage with income from specified source, by sex and marital status
Source of income Nonmarried men Nonmarried women
Total a Widowed Never
married		 Divorced Total a Widowed Never
married		 Divorced
Earnings 18 11 25 26 12 9 17 25
Wages and salaries 15 10 22 21 11 8 17 23
Self-employment 3 2 3 6 1 1 0 3
Retirement benefits 90 95 80 90 91 93 82 89
Social Security b 87 92 75 86 89 91 80 85
Benefits other than Social Security 39 47 27 35 32 32 36 29
Other public pensions 12 13 11 11 12 11 11 14
Railroad Retirement 1 1 1 0 1 1 0 1
Government employee pensions 11 11 11 11 11 11 11 13
Military 2 2 1 3 1 1 0 0
Federal 3 3 1 4 3 3 2 5
State or local 6 6 9 4 7 7 9 8
Private pensions or annuities 28 35 17 25 21 22 26 16
Income from assets 47 51 45 42 48 49 47 46
Interest 44 48 43 40 46 47 46 43
Other income from assets 18 18 18 17 18 19 19 17
Dividends c 13 14 15 13 14 14 17 13
Rent or royalties 7 7 6 7 7 7 3 6
Estates or trusts 0 0 0 0 0 0 0 0
Veterans' benefits 7 7 6 7 2 3 0 1
Unemployment compensation 1 1 1 1 0 0 2 1
Workers' compensation 0 0 0 1 0 0 0 1
Public assistance 5 4 11 3 6 5 9 9
Supplemental Security Income 5 4 11 3 6 5 8 9
Other public assistance 0 0 0 0 0 0 1 0
Personal contributions 1 1 0 1 1 1 0 3
Number (thousands) 4,187 2,074 621 1,022 11,620 8,737 724 1,705
a. Includes persons who are separated or married but living apart from their spouse.
b. Includes retired-worker benefits, dependents' or survivors' benefits, disability benefits, transitionally insured benefits, or special age-72 benefits.
c. The measure of receipt of dividend income (included in asset income) is being changed to correct an error. The previous measured included all persons owning stocks or mutual funds, which may or may not have issued dividends. The new measure includes only those receiving income from dividends. For example, 18 percent of units aged 65 or older received dividend income in 2002 under the new methodology compared with 23 percent under the old methodology. This change has only a small effect on the percentage of units aged 65 or older receiving income from assets—55 percent under the new methodology compared with 56 percent under the old methodology.