Income of the Population 55 or Older, 2004

Income Sources

Aged Units

Units 65 or Older

Aged Persons

Nonmarried Persons 65 or Older

Income Sources of Aged Units Table 1.1 Percentage with income from specified source, by marital status, sex of nonmarried persons, and age, 2004
Source of income Aged 55–61 Aged 62–64 Aged 65 or older
Total 65–69 70–74 75–79 80 or older
All units
Earnings 81 65 24 44 28 16 7
Wages and salaries 76 60 21 40 24 14 5
Self-employment 12 11 5 8 6 3 2
Retirement benefits 26 58 92 87 92 93 94
Social Security a 13 46 89 84 90 91 92
Benefits other than Social Security 16 29 41 39 42 43 41
Other public pensions 7 12 14 15 15 15 13
Railroad Retirement 0 1 1 1 1 1 1
Government employee pensions 7 11 14 14 14 14 12
Military 1 2 2 2 2 1 1
Federal 1 3 4 4 4 4 5
State or local 4 6 8 8 9 9 7
Private pensions or annuities 10 19 29 27 30 30 30
Income from assets 58 59 55 57 57 54 53
Interest 55 55 52 53 53 50 50
Other income from assets 30 31 25 27 28 25 23
Dividends 25 26 20 22 22 20 18
Rent or royalties 9 11 9 9 10 8 8
Estates or trusts 0 0 0 0 0 0 1
Veterans' benefits 4 2 4 3 4 4 5
Unemployment compensation 5 3 1 2 1 0 0
Workers' compensation 2 1 0 1 1 0 0
Public assistance 5 5 4 5 5 4 4
Supplemental Security Income 4 5 4 5 4 3 4
Other public assistance 1 0 0 0 0 0 0
Personal contributions 2 1 1 1 1 1 1
Number (thousands) 15,772 4,990 26,865 7,078 5,999 5,827 7,960
Married couples
Earnings 92 77 37 57 39 24 13
Wages and salaries 87 72 32 52 33 20 11
Self-employment 17 14 8 12 10 5 4
Retirement benefits 26 59 93 89 95 95 96
Social Security a 12 45 90 86 92 93 93
Benefits other than Social Security 18 36 51 47 52 53 54
Other public pensions 8 14 18 17 19 19 19
Railroad Retirement 0 1 1 1 1 1 1
Government employee pensions 8 13 18 17 18 18 18
Military 2 3 2 3 2 2 2
Federal 2 3 6 5 6 6 7
State or local 5 8 11 10 11 12 11
Private pensions or annuities 11 24 36 33 37 38 39
Income from assets 69 68 67 68 68 65 68
Interest 66 64 64 64 64 61 65
Other income from assets 38 39 35 35 36 32 35
Dividends 32 33 29 29 30 26 29
Rent or royalties 12 13 12 12 13 10 12
Estates or trusts 0 0 0 0 0 0 0
Veterans' benefits 4 3 5 4 5 5 9
Unemployment compensation 6 4 1 3 1 1 0
Workers' compensation 2 1 1 1 1 0 0
Public assistance 3 3 2 3 3 2 2
Supplemental Security Income 3 3 2 3 2 2 2
Other public assistance 0 0 0 0 1 0 0
Personal contributions 1 0 0 1 0 0 1
Number (thousands) 8,681 2,745 10,930 3,710 2,731 2,342 2,146
Nonmarried persons
Earnings 69 49 14 30 19 11 4
Wages and salaries 63 45 13 27 17 10 3
Self-employment 7 7 2 4 3 2 1
Retirement benefits 24 57 91 85 90 92 94
Social Security a 14 48 88 82 88 90 91
Benefits other than Social Security 13 22 34 30 34 37 36
Other public pensions 6 8 11 12 11 12 11
Railroad Retirement 0 0 1 0 1 1 1
Government employee pensions 5 8 11 11 10 11 10
Military 1 1 1 2 1 1 1
Federal 1 2 3 3 3 4 4
State or local 4 5 6 7 6 7 6
Private pensions or annuities 8 14 24 19 25 25 26
Income from assets 44 47 47 45 47 46 48
Interest 42 44 43 41 44 43 44
Other income from assets 20 22 19 17 20 20 18
Dividends 16 17 14 13 16 15 14
Rent or royalties 6 8 6 6 7 7 6
Estates or trusts 0 0 1 0 1 0 1
Veterans' benefits 3 2 3 2 4 3 4
Unemployment compensation 4 2 0 1 0 0 0
Workers' compensation 1 1 0 1 0 0 0
Public assistance 7 8 6 8 6 5 5
Supplemental Security Income 7 7 6 8 6 5 5
Other public assistance 1 1 0 0 0 0 0
Personal contributions 4 2 1 2 1 1 1
Number (thousands) 7,091 2,245 15,935 3,368 3,268 3,485 5,814
Men
Earnings 68 47 18 29 21 17 7
Wages and salaries 60 42 14 24 18 12 5
Self-employment 10 8 4 6 4 5 2
Retirement benefits 25 57 91 85 91 92 94
Social Security a 12 48 87 82 89 89 90
Benefits other than Social Security 15 20 41 36 37 44 46
Other public pensions 6 7 13 14 9 14 13
Railroad Retirement 0 1 1 0 0 1 2
Government employee pensions 6 6 12 14 9 13 12
Military 1 1 2 4 2 2 2
Federal 1 2 4 4 2 4 5
State or local 3 3 6 7 6 7 5
Private pensions or annuities 9 14 29 23 29 30 34
Income from assets 43 46 48 44 48 48 51
Interest 41 43 44 40 44 44 48
Other income from assets 19 22 20 17 20 21 20
Dividends 16 18 15 13 15 18 16
Rent or royalties 6 9 7 7 8 7 8
Estates or trusts 1 0 0 0 0 0 0
Veterans' benefits 6 3 6 4 7 5 9
Unemployment compensation 4 1 1 1 0 1 0
Workers' compensation 1 1 0 0 1 0 0
Public assistance 7 6 5 7 5 3 3
Supplemental Security Income 6 6 5 7 5 3 3
Other public assistance 1 0 0 0 0 0 0
Personal contributions 1 0 1 1 1 0 1
Number (thousands) 2,773 819 4,292 1,141 936 892 1,323
Women
Earnings 69 51 13 31 18 10 3
Wages and salaries 65 46 12 29 17 9 3
Self-employment 5 6 1 2 2 1 1
Retirement benefits 24 57 91 85 90 92 94
Social Security a 15 48 89 82 88 90 92
Benefits other than Social Security 13 23 32 28 33 34 33
Other public pensions 5 10 11 10 11 11 10
Railroad Retirement 0 0 1 1 1 1 1
Government employee pensions 5 10 10 10 11 11 10
Military 0 1 1 1 1 1 1
Federal 1 3 3 2 3 3 4
State or local 4 6 7 7 7 7 6
Private pensions or annuities 8 14 22 18 23 24 24
Income from assets 45 48 46 45 47 46 47
Interest 42 45 43 42 45 42 43
Other income from assets 20 22 18 17 20 19 18
Dividends 16 16 14 13 16 14 13
Rent or royalties 6 8 6 5 6 7 6
Estates or trusts 0 0 1 1 1 0 1
Veterans' benefits 1 1 2 2 2 3 2
Unemployment compensation 4 3 0 1 0 0 0
Workers' compensation 1 1 0 1 0 0 0
Public assistance 8 8 6 8 7 5 5
Supplemental Security Income 7 8 6 8 6 5 5
Other public assistance 1 1 0 0 0 0 0
Personal contributions 5 3 1 2 1 1 1
Number (thousands) 4,317 1,427 11,643 2,227 2,332 2,592 4,492
a. Includes retired-worker benefits, dependents' or survivors' benefits, disability benefits, transitionally insured benefits, and special age-72 benefits.
Income Sources of Aged Units Table 1.2 Percentage with income from specified source, by Social Security beneficiary status, marital status, sex of nonmarried persons, and age, 2004
Source of income All units Married couples Nonmarried persons
Total Men Women
55–61 62–64 65 or older 55–61 62–64 65 or older 55–61 62–64 65 or older 55–61 62–64 65 or older 55–61 62–64 65 or older
Beneficiary
Earnings 43 46 22 70 62 35 15 28 13 12 24 16 17 30 12
Wages and salaries 40 41 19 64 56 30 14 24 11 12 21 12 15 26 11
Self-employment 6 8 5 11 11 8 2 5 2 0 3 4 2 6 1
Retirement benefits 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100
Social Security a 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100
Benefits other than Social Security 26 39 43 32 49 53 20 27 36 19 24 43 20 29 34
Other public pensions 8 12 14 9 16 18 7 8 11 6 4 12 8 10 11
Railroad Retirement 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0
Government employee pensions 8 12 14 9 16 18 7 7 11 6 4 12 8 10 10
Military 1 2 2 2 3 2 0 1 1 1 1 3 0 1 1
Federal 1 2 4 1 2 6 1 2 3 1 2 3 2 3 3
State or local 5 8 9 5 12 11 5 5 7 4 1 6 6 6 7
Private pensions or annuities 20 29 32 25 36 39 14 21 26 15 21 32 13 20 24
Income from assets 38 55 57 49 63 69 27 44 49 22 46 50 30 44 48
Interest 35 51 53 46 58 65 24 42 45 21 44 46 25 41 45
Other income from assets 16 26 26 21 33 36 12 18 20 8 21 20 13 16 19
Dividends 12 21 21 15 28 30 9 14 15 8 19 16 9 12 15
Rent or royalties 7 8 9 9 10 12 5 6 7 2 6 8 6 6 6
Estates or trusts 0 0 0 0 0 0 0 0 1 0 0 0 0 0 1
Veterans' benefits 9 3 4 12 4 6 6 3 3 13 4 7 3 2 2
Unemployment compensation 3 3 1 4 4 1 0 2 0 0 1 1 1 2 0
Workers' compensation 2 2 0 3 2 1 2 1 0 1 0 0 3 1 0
Public assistance 11 5 3 7 3 1 15 7 4 12 7 4 17 7 5
Supplemental Security Income 10 5 3 7 3 1 14 6 4 12 6 4 15 7 4
Other public assistance 1 0 0 1 0 0 2 1 0 0 1 0 3 1 0
Personal contributions 2 1 1 1 0 0 3 2 1 2 0 1 4 2 1
Number (thousands) 2,016 2,316 23,936 1,037 1,242 9,848 979 1,075 14,088 344 393 3,749 635 681 10,339
Nonbeneficiary
Earnings 87 81 37 95 90 55 77 69 26 76 68 33 78 70 23
Wages and salaries 82 76 34 90 85 52 71 64 24 67 62 29 74 65 22
Self-employment 13 13 5 17 16 9 8 9 3 11 13 4 6 6 2
Retirement benefits 15 21 24 16 25 30 12 17 20 14 16 25 11 17 19
Social Security a . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Benefits other than Social Security 15 21 24 16 25 30 12 17 20 14 16 25 11 17 19
Other public pensions 7 11 16 8 12 19 5 9 14 6 9 17 5 9 13
Railroad Retirement 0 1 4 0 1 6 0 1 3 0 1 3 0 0 3
Government employee pensions 7 10 12 8 11 13 5 9 11 6 8 14 5 9 10
Military 1 2 1 2 3 1 1 1 1 1 1 1 0 1 0
Federal 2 4 6 2 5 7 1 3 6 1 2 6 1 3 6
State or local 4 5 5 5 4 5 4 5 5 3 5 6 4 5 4
Private pensions or annuities 8 11 9 9 14 12 8 8 8 8 8 9 7 7 7
Income from assets 61 62 39 72 72 50 47 50 33 46 46 35 48 52 32
Interest 58 59 36 68 70 48 45 46 30 44 42 31 45 49 29
Other income from assets 32 35 17 40 43 24 21 26 12 21 23 14 21 27 11
Dividends 27 30 13 35 38 20 18 19 8 17 17 11 18 21 7
Rent or royalties 10 13 6 12 15 8 6 10 5 7 11 4 6 9 5
Estates or trusts 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0
Veterans' benefits 3 1 2 3 2 2 2 1 2 5 2 5 1 0 1
Unemployment compensation 5 4 1 6 5 2 5 3 1 5 2 1 4 4 0
Workers' compensation 2 1 1 2 1 1 1 2 1 1 3 1 1 1 0
Public assistance 4 5 14 2 2 11 6 8 16 6 6 13 6 9 18
Supplemental Security Income 4 4 14 2 2 10 5 8 16 6 6 13 5 8 17
Other public assistance 1 0 0 0 0 0 1 1 0 1 0 0 1 1 0
Personal contributions 2 2 2 1 1 1 4 3 2 1 0 1 6 4 3
Number (thousands) 13,756 2,674 2,929 7,644 1,503 1,082 6,112 1,171 1,847 2,430 425 543 3,682 745 1,303
NOTE: . . . = not applicable.
a. Includes retired-worker benefits, dependents' or survivors' benefits, disability benefits, transitionally insured benefits, and special age-72 benefits.
Income Sources of Aged Units Table 1.3 Percentage with income from specified source, by race, Hispanic origin, marital status, sex of nonmarried persons, and age, 2004
Source of income All units Married couples Nonmarried persons
Total Men Women
55–61 62–64 65 or older 55–61 62–64 65 or older 55–61 62–64 65 or older 55–61 62–64 65 or older 55–61 62–64 65 or older
White alone
Earnings 83 66 24 92 77 37 71 52 14 70 49 18 72 53 13
Wages and salaries 78 61 21 87 71 32 65 47 12 62 44 15 68 48 12
Self-employment 14 11 5 17 14 9 8 8 2 11 9 4 6 7 2
Retirement benefits 26 58 93 27 60 94 25 57 93 25 57 92 25 57 93
Social Security a 12 46 91 11 46 91 14 47 90 13 48 89 15 47 91
Benefits other than Social Security 17 31 43 19 37 52 14 23 37 15 22 44 13 24 34
Other public pensions 7 12 15 9 14 19 6 9 12 6 7 13 6 10 11
Railroad Retirement 0 1 1 0 1 1 0 0 1 0 1 1 0 0 1
Government employee pensions 7 11 14 8 13 18 6 9 11 6 6 12 6 10 11
Military 1 2 2 2 3 2 1 1 1 1 1 3 0 1 1
Federal 2 3 4 2 3 6 1 3 3 1 2 4 1 3 3
State or local 5 6 9 5 7 11 4 5 7 4 4 7 4 6 7
Private pensions or annuities 10 21 31 11 25 38 9 15 26 10 16 32 8 14 24
Income from assets 62 63 59 72 71 70 49 52 51 47 49 52 50 54 51
Interest 59 59 55 68 67 66 46 49 47 45 45 48 47 51 47
Other income from assets 32 34 28 40 41 36 22 25 21 21 24 22 23 26 21
Dividends 28 29 22 35 36 30 19 19 16 18 19 17 19 20 16
Rent or royalties 10 12 9 12 14 12 6 10 7 7 10 8 6 9 7
Estates or trusts 0 0 0 0 0 0 0 0 1 1 0 0 0 0 1
Veterans' benefits 4 2 4 4 3 5 3 2 3 6 4 7 1 1 2
Unemployment compensation 5 3 1 6 4 1 4 3 0 4 1 1 4 3 0
Workers' compensation 2 1 0 2 1 1 1 1 0 1 2 0 1 1 0
Public assistance 4 4 3 3 2 2 6 7 4 5 6 3 7 8 5
Supplemental Security Income 4 4 3 3 2 2 6 7 4 5 5 3 6 8 5
Other public assistance 0 0 0 0 0 0 1 1 0 0 0 0 1 1 0
Personal contributions 2 1 1 1 0 0 4 2 1 1 0 1 6 4 1
Number (thousands) 13,052 4,181 23,121 7,540 2,405 9,818 5,512 1,776 13,303 2,220 661 3,554 3,292 1,115 9,748
Black alone
Earnings 70 53 21 86 75 42 60 40 14 60 35 14 61 43 15
Wages and salaries 67 51 20 84 73 41 58 38 14 56 32 13 59 41 14
Self-employment 5 5 1 9 7 3 3 4 1 4 4 1 2 4 1
Retirement benefits 27 59 87 31 65 91 24 56 85 22 54 86 25 57 85
Social Security a 17 51 83 21 55 85 14 50 82 12 49 82 15 50 83
Benefits other than Social Security 13 23 28 16 35 40 11 17 24 12 13 27 11 19 23
Other public pensions 5 10 10 5 16 15 5 7 9 6 5 11 5 8 8
Railroad Retirement 0 0 0 0 1 0 0 0 1 0 0 1 0 0 1
Government employee pensions 5 10 10 5 16 15 5 7 9 6 5 10 5 8 8
Military 1 1 1 1 1 2 1 1 0 3 2 1 0 0 0
Federal 1 3 4 1 5 6 1 2 3 2 0 5 1 3 3
State or local 3 7 6 3 11 8 3 4 5 1 3 4 4 5 5
Private pensions or annuities 8 14 18 11 20 27 6 10 16 5 8 17 7 11 15
Income from assets 34 30 26 47 37 37 26 25 23 26 28 25 26 24 22
Interest 31 27 24 44 35 34 24 23 21 25 27 24 24 22 20
Other income from assets 13 8 8 17 13 17 10 6 6 11 7 6 10 5 5
Dividends 9 6 6 12 12 12 8 4 3 9 6 4 7 2 3
Rent or royalties 5 3 4 7 3 7 4 3 3 3 2 3 4 3 3
Estates or trusts 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Veterans' benefits 3 3 4 6 4 5 1 2 3 3 3 5 0 2 2
Unemployment compensation 4 3 1 5 6 3 3 1 0 3 2 0 3 1 0
Workers' compensation 2 2 0 2 1 0 1 2 0 1 1 1 1 3 0
Public assistance 10 10 10 4 11 6 13 10 11 15 11 11 12 9 12
Supplemental Security Income 8 10 10 4 11 5 10 10 11 12 11 11 9 9 11
Other public assistance 2 1 0 1 0 1 3 1 0 3 0 0 3 1 1
Personal contributions 2 1 1 1 0 0 2 2 1 0 1 1 3 2 1
Number (thousands) 1,816 549 2,565 663 194 618 1,153 355 1,947 407 114 542 746 241 1,406
Hispanic origin b
Earnings 76 59 21 89 73 36 64 48 12 70 55 17 59 45 10
Wages and salaries 72 55 19 86 69 33 60 45 11 66 51 15 56 41 10
Self-employment 7 5 3 10 8 5 4 4 2 5 4 2 3 4 1
Retirement benefits 20 46 78 21 53 83 19 41 76 12 35 79 24 44 75
Social Security a 11 35 76 10 40 81 12 31 73 7 27 73 15 34 73
Benefits other than Social Security 11 20 20 13 25 26 9 15 17 7 14 23 10 16 14
Other public pensions 5 9 5 5 12 7 4 6 5 2 5 5 6 7 4
Railroad Retirement 0 0 0 0 0 0 0 0 1 0 0 1 0 0 0
Government employee pensions 4 9 5 5 11 7 4 6 4 2 5 5 6 7 4
Military 1 1 0 1 1 1 0 1 0 0 1 0 1 0 0
Federal 1 4 2 1 7 2 1 1 2 1 0 2 1 2 2
State or local 3 4 3 2 4 4 3 4 2 2 4 3 4 5 2
Private pensions or annuities 6 12 15 8 15 21 5 9 12 6 9 18 4 9 10
Income from assets 34 27 23 43 34 30 25 21 18 22 22 19 27 20 18
Interest 31 25 21 40 31 28 23 19 17 20 19 18 24 19 16
Other income from assets 13 9 7 18 12 12 8 7 4 7 10 5 9 5 4
Dividends 9 5 4 12 6 8 6 4 2 4 5 3 8 3 2
Rent or royalties 6 5 4 9 8 6 3 4 2 4 7 2 3 2 2
Estates or trusts 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Veterans' benefits 2 2 2 3 3 3 2 1 1 3 4 2 1 0 1
Unemployment compensation 5 2 1 6 2 1 3 2 1 5 0 2 3 2 0
Workers' compensation 2 1 0 3 1 0 1 1 0 2 1 0 1 2 0
Public assistance 8 13 13 6 8 8 10 17 16 8 12 10 11 20 19
Supplemental Security Income 7 11 13 5 8 8 8 14 16 7 12 9 10 16 19
Other public assistance 1 2 0 1 0 0 2 3 0 2 0 0 1 4 0
Personal contributions 2 0 0 1 0 0 4 1 1 0 2 0 6 0 1
Number (thousands) 1,345 394 1,741 655 175 619 690 219 1,121 275 78 325 415 140 797
a. Includes retired-worker benefits, dependents' or survivors' benefits, disability benefits, transitionally insured benefits, and special age-72 benefits.
b. Persons of Hispanic origin may be of any race.
Income Sources of Aged Units Table 1.4 Percentage with income from specified source, by race, Hispanic origin, Social Security beneficiary status, and age, 2004
Source of income Beneficiary Nonbeneficiary
55–61 62–64 65 or older 55–61 62–64 65 or older
White alone
Earnings 45 48 22 89 82 39
Retirement benefits 100 100 100 15 22 26
Social Security a 100 100 100 . . . . . . . . .
Benefits other than Social Security 27 41 45 15 22 26
Other public pensions 8 13 14 7 11 18
Railroad Retirement 0 0 0 0 1 5
Government employee pensions b 8 13 14 7 10 13
Private pensions or annuities 21 31 33 9 12 9
Income from assets 41 59 61 65 67 45
Veterans' benefits 9 4 4 3 1 3
Public assistance 11 4 3 3 4 12
Number (thousands) 1,622 1,940 20,959 11,429 2,242 2,162
Black alone
Earnings 36 36 18 77 70 35
Retirement benefits 100 100 100 12 16 23
Social Security a 100 100 100 . . . . . . . . .
Benefits other than Social Security 19 30 29 12 16 23
Other public pensions 6 11 10 5 9 13
Railroad Retirement 0 0 0 0 0 1
Government employee pensions b 6 11 10 5 9 12
Private pensions or annuities 13 19 20 7 7 11
Income from assets 25 27 26 36 32 25
Veterans' benefits 10 4 4 2 2 1
Public assistance 11 11 9 9 10 16
Number (thousands) 305 282 2,132 1,511 266 434
Hispanic origin c
Earnings 29 39 18 82 71 30
Retirement benefits 100 100 100 10 17 10
Social Security a 100 100 100 . . . . . . . . .
Benefits other than Social Security 19 25 23 10 17 10
Other public pensions 8 7 6 4 9 4
Railroad Retirement 0 0 0 0 0 1
Government employee pensions b 8 7 6 4 9 3
Private pensions or annuities 11 20 18 6 7 6
Income from assets 23 28 25 35 26 16
Veterans' benefits 4 3 2 2 1 0
Public assistance 16 11 11 7 14 21
Number (thousands) 152 139 1,322 1,193 255 418
NOTE: . . . = not applicable.
a. Includes retired-worker benefits, dependents' or survivors' benefits, disability benefits, transitionally insured benefits, and special age-72 benefits.
b. Includes federal, state, local, and military pensions.
c. Persons of Hispanic origin may be of any race.
Income Sources of Aged Units Table 1.5 Percentage distribution of those receiving retirement benefits, by marital status, sex of nonmarried persons, age, and receipt of income from earnings and assets, 2004
Retirement benefits Aged 55–61 Aged 62–64 Aged 65 or older
Total Earnings Income from assets Total Earnings Income from assets Total Earnings Income from assets
Yes No Yes No Yes No Yes No Yes No Yes No
All units
Total percent 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100
No benefit 74 82 43 75 73 42 55 18 43 41 8 15 6 5 13
One benefit type 22 16 47 20 24 40 31 56 34 48 53 52 53 46 62
Social Security only a 9 5 30 5 16 29 19 45 21 40 51 49 51 43 60
Private pension or annuity only 7 6 10 9 4 6 6 4 7 4 1 1 1 1 1
Government employee pension only b 5 5 7 7 3 5 5 6 6 3 1 1 1 2 1
Railroad Retirement only 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0
Two benefit types 4 2 9 4 3 17 13 24 21 11 36 31 38 46 25
Social Security and federal pension only a 0 0 0 0 0 1 1 1 1 1 3 3 3 4 2
Social Security and Railroad Retirement, state, local, or military pension only a 1 0 2 1 1 4 3 5 5 2 7 7 7 9 4
Social Security and private pension only a 2 1 6 2 2 12 9 17 15 9 26 20 28 32 19
Other combination 0 0 1 1 0 0 1 0 1 0 1 1 1 1 0
Three or more benefit types 0 0 1 0 0 1 1 2 2 1 2 3 2 3 1
Number (thousands) 15,772 12,822 2,951 9,143 6,629 4,990 3,220 1,770 2,930 2,060 26,865 6,324 20,541 14,801 12,064
Married couples
Total percent 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100
No benefit 74 77 31 75 71 41 50 11 42 39 7 12 4 5 12
One benefit type 22 19 55 21 24 37 33 49 33 45 45 50 42 41 54
Social Security only a 8 6 30 5 15 23 19 37 17 36 42 47 40 38 51
Private pension or annuity only 7 7 14 9 5 7 8 5 8 5 1 1 1 1 1
Government employee pension only b 6 6 10 8 4 6 5 6 7 3 1 2 1 1 1
Railroad Retirement only 0 0 0 0 0 1 0 2 1 1 1 0 1 0 1
Two benefit types 4 3 13 4 5 21 16 35 23 15 44 35 49 50 32
Social Security and federal pension only a 0 0 0 0 0 1 1 0 1 0 4 3 4 4 2
Social Security and Railroad Retirement, state, local, or military pension only a 1 1 2 1 1 5 4 8 6 3 8 8 8 10 5
Social Security and private pension only a 3 2 10 2 3 15 11 26 16 12 31 23 36 35 24
Other combination 1 0 1 0 1 1 1 0 1 0 1 1 1 1 0
Three or more benefit types 0 0 1 0 0 2 1 4 2 1 4 4 5 5 2
Number (thousands) 8,681 7,957 725 5,991 2,690 2,745 2,116 629 1,866 878 10,930 4,031 6,898 7,361 3,568
Nonmarried persons
Total percent 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100
No benefit 76 89 47 77 75 43 66 21 45 42 9 19 8 5 13
One benefit type 21 10 45 19 23 43 26 60 36 50 59 55 59 51 65
Social Security only a 11 2 30 5 16 35 20 50 26 43 56 54 57 48 63
Private pension or annuity only 6 5 9 9 4 4 4 4 5 3 1 1 1 1 1
Government employee pension only b 4 3 6 5 3 4 3 6 5 4 1 1 1 2 0
Railroad Retirement only 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Two benefit types 3 1 8 4 2 13 7 18 18 8 31 25 32 42 22
Social Security and federal pension only a 0 0 0 0 0 1 0 1 1 1 2 2 2 3 1
Social Security and Railroad Retirement, state, local, or military pension only a 1 0 2 1 1 2 1 3 3 1 6 6 6 9 4
Social Security and private pension only a 2 0 5 2 1 9 6 13 13 6 22 15 24 29 16
Other combination 0 0 1 1 0 0 0 0 0 0 0 0 0 1 0
Three or more benefit types 0 0 0 0 0 0 0 1 1 0 1 1 1 2 0
Number (thousands) 7,091 4,865 2,226 3,151 3,939 2,245 1,104 1,141 1,064 1,182 15,935 2,292 13,643 7,439 8,496
Men
Total percent 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100
No benefit 75 90 46 76 75 43 71 19 44 43 9 21 7 5 13
One benefit type 22 10 46 21 22 45 24 63 38 50 53 53 53 43 62
Social Security only a 10 2 27 4 15 37 20 51 31 42 50 50 49 39 59
Private pension or annuity only 7 5 11 10 4 4 2 6 4 3 1 2 1 1 1
Government employee pension only b 5 3 8 7 3 4 2 5 4 4 2 1 2 3 1
Railroad Retirement only 0 0 1 0 0 1 0 1 0 1 0 0 0 1 0
Two benefit types 3 0 8 3 3 11 5 17 16 7 37 26 40 51 25
Social Security and federal pension only a 0 0 0 0 0 1 0 1 0 1 2 2 3 4 1
Social Security and Railroad Retirement, state, local, or military pension only a 0 0 2 1 0 1 0 1 1 0 7 7 7 9 5
Social Security and private pension only a 2 0 5 1 2 10 4 14 15 5 27 16 30 37 18
Other combination 0 0 1 1 0 0 0 0 0 0 0 0 0 1 0
Three or more benefit types 0 0 0 0 0 0 0 1 1 0 1 1 1 1 0
Number (thousands) 2,773 1,879 895 1,189 1,584 819 382 437 375 443 4,292 767 3,526 2,051 2,241
Women
Total percent 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100
No benefit 76 88 48 77 74 43 63 23 46 41 9 19 8 5 13
One benefit type 21 11 44 18 24 43 28 58 35 50 61 56 61 55 66
Social Security only a 12 3 32 5 17 34 19 49 24 43 59 56 59 52 65
Private pension or annuity only 6 5 7 8 4 4 5 3 5 3 1 0 1 1 1
Government employee pension only b 4 3 5 5 3 5 3 6 6 4 1 1 1 2 0
Railroad Retirement only 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Two benefit types 3 1 8 5 2 13 8 19 19 9 29 24 30 39 21
Social Security and federal pension only a 0 0 0 0 0 1 1 2 2 1 2 3 2 3 1
Social Security and Railroad Retirement, state, local, or military pension only a 1 0 2 1 1 3 1 5 5 2 6 6 6 9 4
Social Security and private pension only a 2 0 5 3 1 9 7 12 12 6 21 15 21 27 15
Other combination 0 0 0 1 0 0 0 0 0 0 0 1 0 0 0
Three or more benefit types 0 0 0 0 0 1 0 1 1 0 1 1 1 2 0
Number (thousands) 4,317 2,986 1,331 1,962 2,355 1,427 723 704 688 738 11,643 1,526 10,117 5,388 6,255
a. Social Security includes retired-worker benefits, dependents' or survivors' benefits, disability benefits, transitionally insured benefits, and special age-72 benefits.
b. Includes federal, state, local, and military pensions.
Income Sources of Units 65 or Older Table 1.6 Percentage with income from specified source, by marital status and quintiles of total money income, 2004
Source of income Total First Second Third Fourth Fifth
All units
Earnings 24 4 6 17 33 58
Retirement benefits 92 76 98 97 96 92
Social Security a 89 74 96 95 92 88
Benefits other than Social Security 41 7 23 47 65 62
Other public pensions 14 1 5 13 22 30
Railroad Retirement 1 0 1 1 1 1
Government employee pensions b 14 1 4 12 21 29
Private pensions or annuities 29 6 19 36 46 39
Income from assets 55 22 41 58 71 83
Veterans' benefits 4 2 2 5 5 6
Public assistance 4 13 4 3 1 1
Number (thousands) 26,865 5,270 5,475 5,372 5,374 5,374
Married couples
Earnings 37 10 20 35 50 69
Retirement benefits 93 84 98 96 96 90
Social Security a 90 81 96 94 93 87
Benefits other than Social Security 51 15 46 63 70 60
Other public pensions 18 3 11 19 31 29
Railroad Retirement 1 0 1 1 2 0
Government employee pensions b 18 3 10 17 29 29
Private pensions or annuities 36 12 38 48 48 37
Income from assets 67 37 62 72 79 87
Veterans' benefits 5 4 5 6 6 5
Public assistance 2 8 2 1 1 1
Number (thousands) 10,930 2,185 2,185 2,187 2,184 2,189
Nonmarried persons
Earnings 14 3 3 7 19 40
Retirement benefits 91 70 97 99 97 92
Social Security a 88 68 95 97 94 87
Benefits other than Social Security 34 5 13 31 59 64
Other public pensions 11 1 3 6 18 29
Railroad Retirement 1 0 0 0 1 1
Government employee pensions b 11 1 2 6 17 28
Private pensions or annuities 24 3 11 25 43 39
Income from assets 47 18 29 47 62 76
Veterans' benefits 3 2 3 2 4 5
Public assistance 6 16 8 3 2 1
Number (thousands) 15,935 3,182 3,173 3,205 3,182 3,193
NOTE: Quintile limits are $10,399, $16,363, $25,587, and $44,129 for all units; $20,258, $29,437, $42,129, and $68,299 for married couples; and $8,364, $12,000, $16,471, and $26,064 for nonmarried persons.
a. Includes retired-worker benefits, dependents' or survivors' benefits, disability benefits, transitionally insured benefits, and special age-72 benefits.
b. Includes federal, state, local, and military pensions.
Income Sources of Aged Persons Table 1.7 Percentage with income from specified source, by sex, marital status, and age, 2004
Source of income Total Married persons Nonmarried persons
55–61 62–64 65 or older 55–61 62–64 65 or older 55–61 62–64 65 or older
All persons
Earnings 72 51 18 73 52 21 69 49 14
Retirement benefits 19 54 91 17 52 91 24 57 91
Social Security a 9 44 88 7 42 88 14 48 88
Benefits other than Social Security 12 23 35 12 24 35 13 22 34
Other public pensions 5 9 12 5 10 12 6 8 11
Railroad Retirement 0 1 1 0 1 1 0 0 1
Government employee pensions b 5 9 11 5 9 11 5 8 11
Private pensions or annuities 7 15 24 7 15 23 8 14 24
Income from assets 57 59 56 63 64 63 44 47 47
Veterans' benefits 2 2 3 2 1 3 3 2 3
Public assistance 4 3 3 2 1 2 7 8 6
Number (thousands) 22,214 7,317 35,213 15,124 5,072 19,278 7,091 2,245 15,935
Men
Earnings 78 59 23 82 63 25 68 47 18
Retirement benefits 22 53 92 21 52 92 25 57 91
Social Security a 9 40 88 8 38 88 12 48 87
Benefits other than Social Security 16 28 44 16 31 46 15 20 41
Other public pensions 7 10 14 7 11 14 6 7 13
Railroad Retirement 0 1 1 0 1 1 0 1 1
Government employee pensions b 6 9 13 7 10 14 6 6 12
Private pensions or annuities 9 19 32 9 20 32 9 14 29
Income from assets 59 60 59 65 64 64 43 46 48
Veterans' benefits 5 3 6 4 3 5 6 3 6
Public assistance 3 3 2 2 2 2 7 6 5
Number (thousands) 10,563 3,484 15,151 7,790 2,665 10,858 2,773 819 4,292
Women
Earnings 66 44 14 63 41 16 69 51 13
Retirement benefits 17 54 91 13 53 90 24 57 91
Social Security a 9 47 88 6 47 88 15 48 89
Benefits other than Social Security 9 19 27 8 17 20 13 23 32
Other public pensions 4 8 10 4 8 9 5 10 11
Railroad Retirement 0 0 1 0 0 1 0 0 1
Government employee pensions b 4 8 9 4 7 8 5 10 10
Private pensions or annuities 5 11 18 4 10 12 8 14 22
Income from assets 55 58 53 61 63 62 45 48 46
Veterans' benefits 0 0 1 0 0 0 1 1 2
Public assistance 4 4 4 2 1 2 8 8 6
Number (thousands) 11,651 3,834 20,063 7,333 2,407 8,420 4,317 1,427 11,643
a. Includes retired-worker benefits, dependents' or survivors' benefits, disability benefits, transitionally insured benefits, and special age-72 benefits.
b. Includes federal, state, local, and military pensions.
Income Sources of Aged Persons Table 1.8 Percentage with income from specified source, by sex, race, Hispanic origin, and age, 2004
Source of income White alone Black alone Hispanic origin a
55–61 62–64 65 or older 55–61 62–64 65 or older 55–61 62–64 65 or older
All persons
Earnings 73 52 18 62 43 16 65 49 15
Retirement benefits 20 54 92 22 55 86 16 45 79
Social Security b 9 44 90 13 48 82 8 37 77
Benefits other than Social Security 13 24 36 11 19 25 9 15 18
Other public pensions 6 9 12 5 8 9 4 6 5
Railroad Retirement 0 1 1 0 0 0 0 0 0
Government employee pensions c 5 9 11 5 8 9 3 6 5
Private pensions or annuities 8 16 25 7 11 17 5 9 13
Income from assets 61 63 59 33 27 26 32 27 23
Veterans' benefits 3 2 3 2 2 3 2 1 1
Public assistance 3 3 3 8 7 9 6 10 11
Number (thousands) 18,737 6,254 30,710 2,223 686 2,958 1,776 540 2,194
Men
Earnings 79 60 24 65 45 20 76 62 20
Retirement benefits 23 54 93 22 54 86 15 44 81
Social Security b 9 40 89 12 47 82 7 32 78
Benefits other than Social Security 16 30 46 12 18 30 10 18 24
Other public pensions 7 10 14 5 9 10 4 8 6
Railroad Retirement 0 1 1 0 0 0 0 0 0
Government employee pensions c 7 10 13 5 8 10 4 8 5
Private pensions or annuities 10 20 33 7 9 20 7 10 19
Income from assets 62 63 63 34 31 29 33 29 26
Veterans' benefits 5 3 6 5 3 5 3 3 3
Public assistance 3 2 2 7 7 7 5 7 7
Number (thousands) 9,007 3,000 13,314 973 299 1,154 852 250 930
Women
Earnings 67 45 14 59 41 14 55 38 12
Retirement benefits 17 55 92 23 56 85 16 47 78
Social Security b 9 48 90 14 48 82 10 41 76
Benefits other than Social Security 9 19 28 11 20 23 7 13 13
Other public pensions 4 8 10 4 8 8 3 4 4
Railroad Retirement 0 0 1 0 0 0 0 0 0
Government employee pensions c 4 8 10 4 8 8 3 4 4
Private pensions or annuities 5 11 19 7 12 15 4 9 8
Income from assets 59 63 57 31 25 24 31 24 22
Veterans' benefits 0 0 1 0 1 2 0 0 0
Public assistance 3 4 3 9 7 10 7 13 15
Number (thousands) 9,729 3,254 17,396 1,250 387 1,804 924 290 1,264
a. Persons of Hispanic origin may be of any race.
b. Includes retired-worker benefits, dependents' or survivors' benefits, disability benefits, transitionally insured benefits, and special age-72 benefits.
c. Includes federal, state, local, and military pensions.
Income Sources of Nonmarried Persons 65 or Older Table 1.9 Percentage with income from specified source, by sex and marital status, 2004
Source of income Nonmarried men Nonmarried women
Total a Widowed Never married Divorced Total a Widowed Never married Divorced
Earnings 18 13 19 26 13 10 20 27
Wages and salaries 14 11 15 20 12 9 18 25
Self-employment 4 2 5 7 1 1 2 3
Retirement benefits 91 93 87 89 91 93 80 90
Social Security b 87 89 83 87 89 91 75 89
Benefits other than Social Security 41 45 34 38 32 32 39 32
Other public pensions 13 15 10 11 11 11 13 12
Railroad Retirement 1 1 1 0 1 1 0 0
Government employee pensions 12 13 9 11 10 10 13 12
Military 2 2 3 2 1 1 0 1
Federal 4 5 2 2 3 3 3 3
State or local 6 7 5 6 7 6 9 9
Private pensions or annuities 29 32 25 27 22 23 26 20
Income from assets 48 50 49 48 46 47 46 46
Interest 44 46 45 44 43 43 43 43
Other income from assets 20 21 19 20 18 19 21 17
Dividends 15 17 15 14 14 14 17 13
Rent or royalties 7 7 10 8 6 6 5 5
Estates or trusts 0 0 0 0 1 1 0 0
Veterans' benefits 6 6 7 6 2 3 0 1
Unemployment compensation 1 0 1 1 0 0 0 1
Workers' compensation 0 0 1 0 0 0 0 0
Public assistance 5 3 10 4 6 5 9 8
Supplemental Security Income 5 3 10 4 6 5 9 8
Other public assistance 0 0 0 0 0 0 0 0
Personal contributions 1 1 0 0 1 1 1 4
Number (thousands) 4,292 2,069 670 1,070 11,643 8,613 790 1,707
a. Includes persons who are separated or are married but living apart from their spouse.
b. Includes retired-worker benefits, dependents' or survivors' benefits, disability benefits, transitionally insured benefits, and special age-72 benefits.