Annual Statistical Supplement, 2003

Other Social Insurance and Veterans' Benefits

Workers' Compensation

Table 9.B1 Coverage, benefits, and costs, selected years 1940-2001
Year Estimated number
of workers covered
per month (millions)		 Benefits paid during year (millions of dollars) Cost of program as
a percentage of
covered payroll a		 Benefits as a
percentage of
covered payroll b
Total Type of insurance Type of benefits
Private
carriers c		 State and
federal funds d		 Employers'
self-insurance d		 Medical and
hospitalization		 Compensation
payments
1940 24.6 256 135 73 48 95 161 1.19 0.72
1946 32.7 434 270 96 68 140 294 0.91 0.54
1948 36.0 534 335 121 78 175 359 0.96 0.51
1949 35.3 566 353 132 81 185 381 0.98 0.55
1950 36.9 615 381 149 85 200 415 0.89 0.54
1951 38.7 709 444 170 94 233 476 0.90 0.54
1952 39.4 785 491 193 101 260 525 0.94 0.55
1953 40.7 841 524 210 107 280 561 0.97 0.55
1954 39.8 876 540 225 110 308 568 0.98 0.57
1955 41.4 916 563 238 115 325 591 0.91 0.55
1956 43.0 1,002 618 259 125 350 652 0.92 0.55
1957 43.3 1,062 661 271 130 360 702 0.91 0.56
1958 42.5 1,112 694 285 132 375 737 0.91 0.58
1959 44.0 1,210 753 316 141 410 800 0.89 0.58
1960 44.9 1,295 810 325 160 435 860 0.93 0.59
1961 45.0 1,374 851 347 176 460 914 0.95 0.61
1962 46.2 1,489 924 371 194 495 994 0.96 0.62
1963 47.3 1,582 988 388 207 525 1,057 0.99 0.62
1964 48.8 1,707 1,070 412 226 565 1,142 1.00 0.63
1965 50.8 1,814 1,124 445 244 600 1,214 1.00 0.61
1966 53.7 2,000 1,239 486 275 680 1,320 1.02 0.61
1967 55.0 2,189 1,363 524 303 750 1,439 1.07 0.63
1968 56.8 2,376 1,482 556 338 830 1,546 1.07 0.62
1969 59.0 2,634 1,641 607 386 920 1,714 1.08 0.62
1970 59.2 3,031 1,843 755 432 1,050 1,981 1.11 0.66
1971 59.4 3,563 2,005 1,098 460 1,130 2,433 1.11 0.67
1972 62.3 4,061 2,179 1,379 504 1,250 2,811 1.14 0.68
1973 66.3 5,103 2,514 1,998 592 1,480 3,623 1.17 0.70
1974 68.0 5,781 2,971 2,086 724 1,760 4,021 1.24 0.75
1975 67.2 6,598 3,422 2,324 852 2,030 4,568 1.32 0.83
1976 69.6 7,584 3,976 2,570 1,039 2,380 5,204 1.49 0.87
1977 72.1 8,630 4,629 2,750 1,250 2,680 5,950 1.71 0.92
1978 75.6 9,796 5,256 3,043 1,497 2,980 6,816 1.86 0.94
1979 78.6 12,027 6,157 4,022 1,848 3,520 8,507 1.95 1.01
1980 78.8 13,618 7,029 4,330 2,259 3,947 9,671 1.96 1.07
1981 78.3 15,054 7,876 4,595 2,583 4,431 10,623 1.85 1.08
1982 77.0 16,407 8,647 4,768 2,993 5,058 11,349 1.75 1.16
1983 78.0 17,575 9,265 5,061 3,249 5,681 11,894 1.67 1.17
1984 81.9 19,685 10,610 5,405 3,671 6,424 13,261 1.66 1.21
1985 84.3 22,217 12,341 5,744 4,132 7,498 14,719 1.82 1.30
1986 86.0 24,613 13,827 6,248 4,538 8,642 15,971 1.99 1.37
1987 88.4 27,318 15,453 6,782 5,082 9,912 17,406 2.07 1.43
1988 91.3 30,733 17,512 7,477 5,744 11,518 19,215 2.16 1.49
1989 93.7 34,316 19,918 7,965 6,433 13,424 20,892 2.04 1.46
1990 95.1 38,238 22,222 8,658 7,358 15,187 23,051 2.13 1.57
1991 93.6 42,169 24,515 9,711 7,944 16,832 25,337 2.16 1.65
1992 94.6 44,660 24,030 10,987 9,643 18,252 26,408 2.13 1.69
1993 96.1 42,925 21,773 11,294 9,857 17,521 25,403 2.17 1.62
1994 109.6 44,586 22,306 10,753 11,527 17,194 27,392 2.05 1.51
1995 112.4 43,373 21,145 10,996 11,232 16,733 26,640 1.82 1.38
1996 114.8 41,837 20,392 10,669 10,775 16,555 25,282 1.66 1.26
1997 118.1 42,313 21,645 10,046 10,623 17,306 25,007 1.48 1.18
1998 121.5 43,355 23,069 10,109 10,177 18,122 25,233 1.35 1.12
1999 124.3 45,197 24,635 10,126 10,436 19,164 26,033 1.33 1.09
2000 124.1 47,684 26,618 10,402 10,664 20,647 27,037 1.32 1.06
2001 127.0 49,354 27,060 11,004 11,290 21,956 27,398 1.39 1.07
a. Total costs to employers who purchase insurance from private carriers and state funds consist of premiums written in the calendar year plus the payments made under deductible provisions. For self-insured employers, the costs include benefit payments and administrative costs.
b. Cash and medical benefits paid by self-insurers.
c. Net cash and medical benefits paid during calendar year by private insurance companies under standard workers' compensation policies.
d. Net cash and medical benefits paid by competitive and exclusive state funds and federal benefits including: those paid under the Federal Employees' Compensation Act for civilian employees; the portion of the Black Lung benefit program that is financed by employers; and a portion of benefits under the Longshore and Harbor Workers' Compensation Act that are not reflected in state data, namely, benefits paid by self-insured employers and by special funds under the LHWCA.
SOURCES: National Academy of Social Insurance estimates based on data received from state agencies, the Department of Labor, A.M. Best Company, and the National Council on Compensation Insurance.
NOTE: Beginning in 1959, includes Alaska and Hawaii.
CONTACT: Virginia Reno (202) 452-8097.
Table 9.B2 Benefits, by state and federal program, 1997–2001 (in thousands of dollars)
Program 1997 1998 1999 2000 2001
Total, state and federal 42,420,642 43,463,251 45,315,531 47,806,003 49,354,474
State programs
Subtotal 39,532,961 40,487,217 42,335,025 44,726,705 46,285,207
Alabama 530,230 602,088 551,398 529,189 562,773
Alaska 128,043 127,368 130,334 145,917 171,248
Arizona 449,791 432,965 465,554 515,241 392,861
Arkansas 170,465 170,891 173,054 194,470 201,136
California 7,073,544 7,365,820 7,851,641 8,967,630 9,604,446
Colorado 820,169 810,985 738,527 835,054 581,266
Connecticut 731,830 714,822 736,857 667,056 661,471
Delaware 143,424 147,070 133,023 146,090 144,588
District of Columbia 88,449 90,386 90,232 88,661 92,463
Florida 2,442,989 2,538,353 2,768,045 2,544,777 2,639,132
Georgia 861,394 889,131 895,690 995,775 1,067,327
Hawaii 254,915 233,225 222,056 231,359 252,041
Idaho 153,209 164,327 168,642 179,370 197,151
Illinois 1,764,455 1,838,191 1,952,698 2,049,223 2,115,569
Indiana 445,840 481,073 510,992 545,863 528,005
Iowa 286,029 303,873 309,458 352,188 395,981
Kansas 313,511 318,976 326,196 341,547 340,343
Kentucky 451,246 421,386 477,867 479,338 524,566
Louisiana 439,594 442,025 464,883 493,653 501,662
Maine 282,152 253,946 265,862 266,997 263,852
Maryland 717,093 691,285 714,356 729,656 787,442
Massachusetts 746,851 728,771 733,191 828,159 763,795
Michigan 1,332,222 1,366,988 1,392,806 1,474,058 1,477,986
Minnesota 738,600 737,100 744,500 797,800 908,100
Mississippi 231,413 234,873 253,664 269,342 271,163
Missouri 979,857 979,596 1,021,046 1,084,687 1,108,464
Montana 142,957 136,975 145,996 169,763 172,725
Nebraska 216,949 164,382 198,276 211,285 237,045
Nevada 324,204 331,419 384,283 360,915 380,756
New Hampshire 173,562 169,663 190,073 181,900 214,755
New Jersey 1,079,724 1,096,758 1,152,102 1,198,172 1,198,095
New Mexico 135,684 128,290 135,903 146,374 162,022
New York 2,619,771 2,600,961 2,795,769 2,909,115 2,978,224
North Carolina 687,291 810,188 813,823 853,318 867,965
North Dakota 68,312 68,929 69,912 74,406 79,633
Ohio 2,035,906 2,076,545 2,038,742 2,098,528 2,249,200
Oklahoma 578,371 536,420 496,500 484,911 497,008
Oregon 417,222 430,521 384,110 412,471 455,625
Pennsylvania 2,492,347 2,418,072 2,467,114 2,402,614 2,440,407
Rhode Island 113,382 109,471 110,952 109,433 114,599
South Carolina 459,377 467,277 511,735 596,526 532,374
South Dakota 69,649 67,088 72,509 66,991 74,950
Tennessee 473,498 550,819 586,363 642,201 682,927
Texas 1,476,585 1,591,818 1,874,975 2,004,504 2,043,451
Utah 170,321 188,543 195,774 187,729 209,192
Vermont 86,097 91,436 106,389 112,349 105,017
Virginia 562,402 658,466 629,348 680,911 664,632
Washington 1,217,522 1,286,680 1,395,246 1,527,657 1,637,714
West Virginia a 614,061 644,294 687,002 690,377 712,495
Wisconsin 670,070 703,610 724,360 768,282 921,857
Wyoming 70,382 73,080 75,196 82,875 97,706
Federal programs
Subtotal b 2,887,681 2,976,034 2,980,506 3,079,298 3,069,267
Civilian employee 1,900,779 2,009,862 1,999,915 2,118,859 2,223,088
a. Preliminary estimates under review by the state.
b. Federal benefits include those paid under the Federal Employees' Compensation Act for civilian employees; the portion of the Black Lung benefit program that is financed by employers; and a portion of benefits under the Longshore and Harbor Workers' Compensation Act that are not reflected in state data, namely, benefits paid by self-insured employers and special funds under the LHWCA.
SOURCES: National Academy of Social Insurance estimates based on data received from state agencies, the Department of Labor, A.M. Best Company, and the National Council on Compensation Insurance.
CONTACT: Virginia Reno (202) 452-8097.
Table 9.B3 Benefits paid by type of insurer and medical benefits paid, by state and federal program, 2001 (in thousands of dollars)
Program Benefits paid by type of insurer Medical benefits paid
Total Private
carriers a		 State
funds		 Self-
insurance b		 Total As a percentage
of total benefits
Total, state and federal 49,354,474 . . . . . . . . . 21,955,890 44.5
State programs
Subtotal 46,285,207 27,060,245 7,934,591 11,290,374 21,175,714 45.8
Alabama 562,773 304,347 . . . 258,425 329,138 58.5
Alaska 171,248 133,209 . . . 38,038 95,602 55.8
Arizona 392,861 171,438 141,660 79,762 241,217 61.4 c
Arkansas 201,136 138,650 . . . 62,485 123,095 61.2 c
California 9,604,446 5,309,044 1,471,260 2,824,142 4,467,765 46.5
Colorado 581,266 303,608 116,312 161,346 260,999 44.9
Connecticut 661,471 473,669 . . . 187,803 276,495 41.8 c
Delaware 144,588 97,935 . . . 46,654 67,470 46.7 d
District of Columbia 92,463 75,842 . . . 16,622 33,076 35.8
Florida 2,639,132 1,887,602 . . . 751,530 1,496,388 56.7 c
Georgia 1,067,327 753,118 . . . 314,209 515,519 48.3 c
Hawaii 252,041 164,739 12,688 74,614 103,304 41.0
Idaho 197,151 90,255 96,256 10,640 110,799 56.2 c
Illinois 2,115,569 1,617,229 . . . 498,340 949,890 44.9 c
Indiana 528,005 446,371 . . . 81,634 343,830 65.1 c
Iowa 395,981 324,016 . . . 71,965 182,943 46.2 c
Kansas 340,343 240,567 . . . 99,776 194,336 57.1 c
Kentucky 524,566 338,591 34,799 151,176 288,952 55.1
Louisiana 501,662 248,848 108,171 144,643 265,379 52.9 c
Maine 263,852 108,726 68,126 87,000 115,433 43.7
Maryland 787,442 391,391 211,926 184,125 311,194 39.5
Massachusetts 763,795 650,701 . . . 113,095 269,793 35.3
Michigan 1,477,986 809,463 . . . 668,523 482,602 32.7
Minnesota 908,100 613,300 91,600 203,200 432,300 47.6
Mississippi 271,163 169,687 . . . 101,477 148,208 54.7
Missouri 1,108,464 859,909 72,305 176,251 452,771 40.8
Montana 172,725 71,065 70,858 30,802 90,882 52.6
Nebraska 237,045 173,097 . . . 63,948 120,251 50.7
Nevada 380,756 235,531 . . . 145,226 148,169 38.9
New Hampshire 214,755 167,420 . . . 47,335 121,981 56.8 c
New Jersey 1,198,095 1,082,604 . . . 115,492 577,487 48.2 d
New Mexico 162,022 96,854 16,660 48,508 91,688 56.6
New York 2,978,224 1,440,904 797,109 740,211 913,244 30.7
North Carolina 867,965 678,689 . . . 189,276 388,848 44.8 c
North Dakota 79,633 404 79,229 . . . 44,125 55.4
Ohio 2,249,200 34,210 1,762,619 452,371 999,803 44.5
Oklahoma 497,008 286,686 118,987 91,334 237,073 47.7 c
Oregon 455,625 223,980 191,825 39,820 216,747 47.6
Pennsylvania 2,440,407 1,724,421 146,715 569,271 953,435 39.1
Rhode Island 114,599 47,644 50,457 16,498 26,737 23.3
South Carolina 532,374 367,262 39,444 125,668 140,893 26.5
South Dakota 74,950 69,399 . . . 5,551 41,635 55.6
Tennessee 682,927 525,158 . . . 157,769 353,073 51.7 c
Texas 2,043,451 1,611,537 245,144 186,770 1,232,201 60.3 c
Utah 209,192 78,161 92,935 38,095 139,322 66.6 c
Vermont 105,017 87,606 . . . 17,412 47,363 45.1 c
Virginia 664,632 517,285 . . . 147,347 374,852 56.4 c
Washington 1,637,714 27,538 1,187,235 422,941 563,451 34.4
West Virginia 712,495 . . . 615,581 96,916 192,387 27.0
Wisconsin 921,857 787,518 . . . 134,339 535,599 58.1 c
Wyoming 97,706 3,017 94,689 . . . 65,967 67.5
Federal programs
Subtotal e 3,069,267 . . . . . . . . . 780,176 25.4
Civilian employee 2,223,088 . . . . . . . . . 623,057 28.0
a. States with exclusive funds (Nevada, North Dakota, Ohio, Washington, West Virginia, and Wyoming) also have small amounts of benefits paid by private carriers. This results from two sources: companies with group policies that overlap states and the fact that some companies include excess workers' compensation coverage in their reports of workers' compensation benefits to A.M. Best Company.
b. Self-insurance includes individual self-insurers and group self-insurance.
c. Medical percentages based on data provided by the National Council on Compensation Insurance.
d. Medical percentage based on the weighted average of states where medical data were available.
e. Federal benefits include those paid under the Federal Employees' Compensation Act for civilian employees; the portion of the Black Lung benefit program that is financed by employers; and a portion of benefits under the Longshore and Harbor Workers' Compensation Act that are not reflected in state data, namely, benefits paid by self-insured employers and special funds under the LHWCA.
SOURCES: National Academy of Social Insurance estimates based on data received from state agencies, the Department of Labor, A.M. Best Company, and the National Council on Compensation Insurance.
NOTE: . . . = not applicable.
CONTACT: Virginia Reno (202) 452-8097.