Annual Statistical Supplement, 2005

Other Social Insurance, Veterans' Benefits, and Public Assistance

Other Social Insurance and Veterans' Benefits

Workers' Compensation

Table 9.B1 Coverage, benefits, and costs, selected years 1940–2003
Year Estimated
number of
workers
covered
per month
(millions)		 Benefits paid during year (millions of dollars) Cost of
program
as a
percentage
of covered
payroll a		 Benefits
as a
percentage
of covered
payroll b
Total Type of insurance Type of benefits
Private
carriers c		 State and
federal funds d		 Employers'
self-insurance d		 Medical and
hospitalization		 Compensation
payments
1940 24.6 256 135 73 48 95 161 1.19 0.72
1946 32.7 434 270 96 68 140 294 0.91 0.54
1948 36.0 534 335 121 78 175 359 0.96 0.51
1949 35.3 566 353 132 81 185 381 0.98 0.55
1950 36.9 615 381 149 85 200 415 0.89 0.54
1951 38.7 709 444 170 94 233 476 0.90 0.54
1952 39.4 785 491 193 101 260 525 0.94 0.55
1953 40.7 841 524 210 107 280 561 0.97 0.55
1954 39.8 876 540 225 110 308 568 0.98 0.57
1955 41.4 916 563 238 115 325 591 0.91 0.55
1956 43.0 1,002 618 259 125 350 652 0.92 0.55
1957 43.3 1,062 661 271 130 360 702 0.91 0.56
1958 42.5 1,112 694 285 132 375 737 0.91 0.58
1959 44.0 1,210 753 316 141 410 800 0.89 0.58
1960 44.9 1,295 810 325 160 435 860 0.93 0.59
1961 45.0 1,374 851 347 176 460 914 0.95 0.61
1962 46.2 1,489 924 371 194 495 994 0.96 0.62
1963 47.3 1,582 988 388 207 525 1,057 0.99 0.62
1964 48.8 1,707 1,070 412 226 565 1,142 1.00 0.63
1965 50.8 1,814 1,124 445 244 600 1,214 1.00 0.61
1966 53.7 2,000 1,239 486 275 680 1,320 1.02 0.61
1967 55.0 2,189 1,363 524 303 750 1,439 1.07 0.63
1968 56.8 2,376 1,482 556 338 830 1,546 1.07 0.62
1969 59.0 2,634 1,641 607 386 920 1,714 1.08 0.62
1970 59.2 3,031 1,843 755 432 1,050 1,981 1.11 0.66
1971 59.4 3,563 2,005 1,098 460 1,130 2,433 1.11 0.67
1972 62.3 4,061 2,179 1,379 504 1,250 2,811 1.14 0.68
1973 66.3 5,103 2,514 1,998 592 1,480 3,623 1.17 0.70
1974 68.0 5,781 2,971 2,086 724 1,760 4,021 1.24 0.75
1975 67.2 6,598 3,422 2,324 852 2,030 4,568 1.32 0.83
1976 69.6 7,584 3,976 2,570 1,039 2,380 5,204 1.49 0.87
1977 72.1 8,630 4,629 2,750 1,250 2,680 5,950 1.71 0.92
1978 75.6 9,796 5,256 3,043 1,497 2,980 6,816 1.86 0.94
1979 78.6 12,027 6,157 4,022 1,848 3,520 8,507 1.95 1.01
1980 78.8 13,618 7,029 4,330 2,259 3,947 9,671 1.96 1.07
1981 78.3 15,054 7,876 4,595 2,583 4,431 10,623 1.85 1.08
1982 77.0 16,407 8,647 4,768 2,993 5,058 11,349 1.75 1.16
1983 78.0 17,575 9,265 5,061 3,249 5,681 11,894 1.67 1.17
1984 81.9 19,685 10,610 5,405 3,671 6,424 13,261 1.66 1.21
1985 84.3 22,217 12,341 5,744 4,132 7,498 14,719 1.82 1.30
1986 86.0 24,613 13,827 6,248 4,538 8,642 15,971 1.99 1.37
1987 88.4 27,318 15,453 6,782 5,082 9,912 17,406 2.07 1.43
1988 91.3 30,733 17,512 7,477 5,744 11,518 19,215 2.16 1.49
1989 93.7 34,316 19,918 7,965 6,433 13,424 20,892 2.04 1.46
1990 95.1 38,238 22,222 8,658 7,358 15,187 23,051 2.13 1.57
1991 93.6 42,169 24,515 9,711 7,944 16,832 25,337 2.16 1.65
1992 94.6 44,660 24,030 10,987 9,643 18,252 26,408 2.13 1.69
1993 96.1 42,925 21,773 11,294 9,857 17,521 25,403 2.17 1.62
1994 109.6 44,586 22,306 10,753 11,527 17,194 27,392 2.05 1.51
1995 112.4 43,373 21,145 10,996 11,232 16,733 26,640 1.82 1.38
1996 114.8 41,837 20,392 10,669 10,775 16,567 25,269 1.66 1.26
1997 118.1 42,314 21,645 10,046 10,623 17,306 25,008 1.49 1.18
1998 121.5 43,278 22,966 10,109 10,203 18,121 25,157 1.38 1.11
1999 124.3 45,581 25,726 9,745 10,109 19,059 26,521 1.33 1.10
2000 127.1 46,908 26,160 10,273 10,475 20,421 26,487 1.32 1.04
2001 127.0 49,485 27,120 10,957 11,408 22,133 27,353 1.42 1.07
2002 125.6 53,168 28,924 12,364 11,879 24,332 28,836 1.59 1.15
2003 125.2 54,871 28,716 13,577 12,579 25,608 29,263 1.71 1.16
SOURCES: National Academy of Social Insurance estimates based on data received from state agencies, the Department of Labor, A.M. Best Company, and the National Council on Compensation Insurance.
NOTE: Beginning in 1959, includes Alaska and Hawaii. States periodically update prior-year data, and any such changes are included in the current table.
a. Total costs to employers who purchase insurance from private carriers and state funds consist of premiums written in the calendar year plus the payments made under deductible provisions. For self-insured employers, the costs include benefit payments and administrative costs.
b. Cash and medical benefits paid by self-insurers.
c. Net cash and medical benefits paid during calendar year by private insurance companies under standard workers' compensation policies.
d. Net cash and medical benefits paid by competitive and exclusive state funds and federal benefits including: those paid under the Federal Employees' Compensation Act for civilian employees; the portion of the Black Lung benefit program that is financed by employers; and a portion of benefits under the Longshore and Harbor Workers' Compensation Act that are not reflected in state data, namely, benefits paid by self-insured employers and by special funds under the LHWCA.
CONTACT: Ishita Sengupta (202) 452-8097.
Table 9.B2 Benefits, by state and federal program, 1999–2003 (in thousands of dollars)
Program 1999 2000 2001 2002 2003
Total, state and federal 44,563,050 46,907,990 49,485,328 53,167,364 54,870,813
State programs
Subtotal 41,700,867 43,950,586 46,416,061 50,013,738 51,686,128
Alabama 623,206 600,236 640,042 656,574 623,315
Alaska 130,334 145,917 171,248 187,578 199,364
Arizona 384,453 423,733 394,467 417,440 458,790
Arkansas 151,578 145,550 160,486 179,935 198,144
California 7,851,641 9,450,827 10,082,357 11,882,602 13,021,785
Colorado 725,448 808,207 569,053 776,622 693,316
Connecticut 736,857 667,056 661,471 747,959 753,618
Delaware 131,780 144,610 144,733 165,669 169,158
District of Columbia 89,323 86,839 92,554 100,269 93,677
Florida 2,295,798 2,057,302 2,378,674 2,128,583 2,201,435
Georgia 895,690 995,775 1,067,327 1,082,971 1,120,886
Hawaii 222,056 231,359 252,041 267,827 274,922
Idaho 120,761 113,598 131,998 152,488 181,194
Illinois 1,927,748 1,992,857 2,126,538 2,172,929 2,099,685
Indiana 504,464 530,922 529,450 566,654 567,587
Iowa 255,679 294,778 330,833 321,456 320,454
Kansas 319,329 319,013 341,700 350,624 294,304
Kentucky 625,782 592,908 659,819 688,375 717,196
Louisiana 510,247 606,159 629,840 652,199 659,533
Maine 263,703 262,146 264,043 288,673 260,845
Maryland 558,315 545,509 574,742 574,327 628,510
Massachusetts 725,331 808,871 770,636 793,893 890,044
Michigan 1,392,806 1,474,058 1,477,986 1,512,457 1,476,850
Minnesota 744,497 797,787 904,451 921,000 883,619
Mississippi 253,664 269,342 271,163 286,538 271,677
Missouri 972,071 903,194 1,093,147 1,234,583 1,257,962
Montana 145,996 169,763 172,725 190,850 204,677
Nebraska 196,257 206,816 237,262 287,985 290,901
Nevada 471,303 425,337 445,558 403,521 369,747
New Hampshire 187,644 176,897 216,105 218,315 224,407
New Jersey 1,244,221 1,293,641 1,370,939 1,471,430 1,542,608
New Mexico 138,217 148,643 164,869 183,705 197,026
New York 2,795,769 2,909,115 2,978,224 3,142,392 3,220,398
North Carolina 839,624 846,846 885,272 994,949 1,059,955
North Dakota 69,179 72,708 74,493 76,025 77,524
Ohio 2,038,742 2,098,528 2,248,375 2,388,184 2,442,165
Oklahoma 491,290 474,128 497,435 520,924 561,643
Oregon 384,110 412,471 455,625 447,927 446,887
Pennsylvania 2,467,114 2,402,614 2,440,407 2,531,957 2,625,878
Rhode Island 112,073 111,061 117,515 118,322 106,948
South Carolina 444,568 515,381 532,374 592,530 656,935
South Dakota 86,239 81,229 82,128 93,636 95,119
Tennessee 579,653 627,225 687,890 668,122 710,475
Texas 1,740,572 1,743,901 1,780,989 2,039,625 1,919,527
Utah 193,273 182,565 210,050 231,239 201,557
Vermont 105,029 109,258 120,223 131,652 140,534
Virginia 666,953 602,035 604,497 624,684 701,464
Washington 1,395,246 1,527,657 1,637,714 1,714,497 1,800,477
West Virginia 695,675 693,056 713,128 832,608 828,913
Wisconsin 724,360 768,282 923,761 894,249 839,829
Wyoming 75,196 82,875 97,706 104,187 102,663
Federal programs a
Subtotal 2,862,183 2,957,404 3,069,267 3,153,626 3,184,685
Civilian employee 1,999,915 2,118,859 2,223,088 2,317,325 2,367,757
Other 862,268 838,545 846,179 836,301 816,928
SOURCES: National Academy of Social Insurance estimates based on data received from state agencies, the Department of Labor, A.M. Best Company, and the National Council on Compensation Insurance.
NOTE: States periodically update prior-year data, and any such changes are included in the current table.
a. Federal benefits include those paid under the Federal Employees' Compensation Act for civilian employees; the portion of the Black Lung benefit program that is financed by employers; and a portion of benefits under the Longshore and Harbor Workers' Compensation Act that are not reflected in state data, namely, benefits paid by self-insured employers and special funds under the LHWCA.
CONTACT: Ishita Sengupta (202) 452-8097.
Table 9.B3 Benefits paid by type of insurer and medical benefits paid, by state and federal program, 2003 (in thousands of dollars)
Program Benefits paid by type of insurer Medical benefits paid
Total Private
carriers a		 State
funds		 Self-
insurance b		 Total As a
percentage
of total
benefits
Total, state and federal 54,870,813 28,715,545 10,391,938 12,578,646 25,607,791 46.7
State programs
Subtotal 51,686,128 28,715,545 10,391,938 12,578,646 24,765,012 47.9
Alabama 623,315 368,778 . . . 254,537 396,649 63.6
Alaska 199,364 154,555 . . . 44,809 115,177 57.8
Arizona 458,790 138,328 232,665 87,797 291,089 63.4 c
Arkansas 198,144 124,931 . . . 73,213 123,061 62.1 c
California 13,021,785 6,193,564 3,096,397 3,731,824 6,625,342 50.9
Colorado 693,316 248,425 267,122 177,770 304,082 43.9 c
Connecticut 753,618 540,996 . . . 212,622 322,061 42.7 c
Delaware 169,158 121,849 . . . 47,310 87,780 51.9 d
District of Columbia 93,677 72,816 . . . 20,861 34,664 37.0 c
Florida 2,201,435 1,755,931 . . . 445,505 1,277,290 58.0 c
Georgia 1,120,886 782,631 . . . 338,254 530,878 47.4 c
Hawaii 274,922 170,246 17,656 87,020 106,912 38.9
Idaho 181,194 79,771 89,760 11,664 103,479 57.1 c
Illinois 2,099,685 1,621,426 . . . 478,260 973,587 46.4 c
Indiana 567,587 479,833 . . . 87,754 382,175 67.3 c
Iowa 320,454 259,176 . . . 61,278 155,214 48.4 c
Kansas 294,304 231,039 . . . 63,265 160,736 54.6 c
Kentucky 717,196 427,439 67,080 222,677 388,270 54.1 c
Louisiana 659,533 370,572 143,194 145,766 334,968 50.8 c
Maine 260,845 108,748 77,008 75,089 117,963 45.2
Maryland 628,510 343,786 171,983 112,741 250,272 39.8
Massachusetts 890,044 736,577 . . . 153,468 226,360 25.4
Michigan 1,476,850 877,007 . . . 599,843 542,574 36.7
Minnesota 883,619 549,184 113,629 220,806 413,033 46.7
Mississippi 271,677 146,181 . . . 125,495 150,439 55.4
Missouri 1,257,962 866,164 112,497 279,301 596,062 47.4
Montana 204,677 71,336 96,791 36,550 109,947 53.7
Nebraska 290,901 212,837 . . . 78,063 171,645 59.0 c
Nevada 369,747 229,319 . . . 140,428 170,010 46.0 c
New Hampshire 224,407 182,914 . . . 41,494 126,678 56.5 c
New Jersey 1,542,608 1,411,247 . . . 131,361 825,415 53.5 d
New Mexico 197,026 98,116 28,269 70,641 117,206 59.5
New York 3,220,398 1,631,501 788,496 800,401 1,039,503 32.3
North Carolina 1,059,955 809,523 . . . 250,432 477,924 45.1 c
North Dakota 77,524 353 77,171 . . . 43,159 55.7
Ohio 2,442,165 23,835 1,936,355 481,975 1,140,532 46.7
Oklahoma 561,643 260,758 183,936 116,949 266,618 47.5 c
Oregon 446,887 197,762 206,878 42,247 234,162 52.4
Pennsylvania 2,625,878 1,863,327 184,983 577,567 1,058,235 40.3
Rhode Island 106,948 41,521 49,882 15,545 24,348 22.8 c
South Carolina 656,935 441,662 52,085 163,188 312,056 47.5 c
South Dakota 95,119 91,967 . . . 3,152 58,699 61.7
Tennessee 710,475 534,835 . . . 175,640 375,793 52.9 c
Texas 1,919,527 1,384,390 161,119 374,018 1,209,318 63.0 c
Utah 201,557 54,940 118,442 28,174 131,797 65.4 c
Vermont 140,534 125,534 . . . 15,000 68,120 48.5 c
Virginia 701,464 541,801 . . . 159,663 393,919 56.2 c
Washington 1,800,477 26,671 1,309,550 464,256 619,516 34.4
West Virginia 828,913 3,274 708,497 117,142 241,676 29.2
Wisconsin 839,829 703,998 . . . 135,831 449,374 53.5 d
Wyoming 102,663 2,169 100,494 . . . 64,778 63.1
Federal programs e
Subtotal 3,184,685 . . . . . . . . . 842,779 26.5
Civilian employee 2,367,757 . . . . . . . . . 669,484 28.3
Other 816,928 . . . . . . . . . 173,295 21.2
SOURCES: National Academy of Social Insurance estimates based on data received from state agencies, the Department of Labor, A.M. Best Company, and the National Council on Compensation Insurance.
NOTE: . . . = not applicable.
a. States with exclusive funds (Nevada, North Dakota, Ohio, Washington, West Virginia, and Wyoming) also have small amounts of benefits paid by private carriers. This results from two sources: companies with group policies that overlap states and the fact that some companies include excess workers' compensation coverage in their reports of workers' compensation benefits to A.M. Best Company.
b. Self-insurance includes individual self-insurers and group self-insurance.
c. Medical percentage based on data provided by the National Council on Compensation Insurance.
d. Medical percentage based on the weighted average of states where medical data were available.
e. Federal benefits include those paid under the Federal Employees' Compensation Act for civilian employees; the portion of the Black Lung benefit program that is financed by employers; and a portion of benefits under the Longshore and Harbor Workers' Compensation Act that are not reflected in state data, namely, benefits paid by self-insured employers and special funds under the LHWCA.
CONTACT: Ishita Sengupta (202) 452-8097.