Annual Statistical Supplement, 2006

Other Social Insurance Programs and Veterans' Benefits

Workers' Compensation

Table 9.B1 Coverage, benefits, and costs, selected years 1940–2004
Year Estimated
number of
workers
covered
per month
(millions)		 Benefits paid during year (millions of dollars) Cost of
program
as a
percentage
of covered
payroll a		 Benefits
as a
percentage
of covered
payroll b
Total Type of insurance Type of benefits
Private
carriers c		 State and
federal funds d		 Employers'
self-insurance b		 Medical and
hospitalization		 Compensation
payments
1940 24.6 256 135 73 48 95 161 1.19 0.72
1946 32.7 434 270 96 68 140 294 0.91 0.54
1948 36.0 534 335 121 78 175 359 0.96 0.51
1949 35.3 566 353 132 81 185 381 0.98 0.55
1950 36.9 615 381 149 85 200 415 0.89 0.54
1951 38.7 709 444 170 94 233 476 0.90 0.54
1952 39.4 785 491 193 101 260 525 0.94 0.55
1953 40.7 841 524 210 107 280 561 0.97 0.55
1954 39.8 876 540 225 110 308 568 0.98 0.57
1955 41.4 916 563 238 115 325 591 0.91 0.55
1956 43.0 1,002 618 259 125 350 652 0.92 0.55
1957 43.3 1,062 661 271 130 360 702 0.91 0.56
1958 42.5 1,112 694 285 132 375 737 0.91 0.58
1959 44.0 1,210 753 316 141 410 800 0.89 0.58
1960 44.9 1,295 810 325 160 435 860 0.93 0.59
1961 45.0 1,374 851 347 176 460 914 0.95 0.61
1962 46.2 1,489 924 371 194 495 994 0.96 0.62
1963 47.3 1,582 988 388 207 525 1,057 0.99 0.62
1964 48.8 1,707 1,070 412 226 565 1,142 1.00 0.63
1965 50.8 1,814 1,124 445 244 600 1,214 1.00 0.61
1966 53.7 2,000 1,239 486 275 680 1,320 1.02 0.61
1967 55.0 2,189 1,363 524 303 750 1,439 1.07 0.63
1968 56.8 2,376 1,482 556 338 830 1,546 1.07 0.62
1969 59.0 2,634 1,641 607 386 920 1,714 1.08 0.62
1970 59.2 3,031 1,843 755 432 1,050 1,981 1.11 0.66
1971 59.4 3,563 2,005 1,098 460 1,130 2,433 1.11 0.67
1972 62.3 4,061 2,179 1,379 504 1,250 2,811 1.14 0.68
1973 66.3 5,103 2,514 1,998 592 1,480 3,623 1.17 0.70
1974 68.0 5,781 2,971 2,086 724 1,760 4,021 1.24 0.75
1975 67.2 6,598 3,422 2,324 852 2,030 4,568 1.32 0.83
1976 69.6 7,584 3,976 2,570 1,039 2,380 5,204 1.49 0.87
1977 72.1 8,630 4,629 2,750 1,250 2,680 5,950 1.71 0.92
1978 75.6 9,796 5,256 3,043 1,497 2,980 6,816 1.86 0.94
1979 78.6 12,027 6,157 4,022 1,848 3,520 8,507 1.95 1.01
1980 78.8 13,618 7,029 4,330 2,259 3,947 9,671 1.96 1.07
1981 78.3 15,054 7,876 4,595 2,583 4,431 10,623 1.85 1.08
1982 77.0 16,407 8,647 4,768 2,993 5,058 11,349 1.75 1.16
1983 78.0 17,575 9,265 5,061 3,249 5,681 11,894 1.67 1.17
1984 81.9 19,685 10,610 5,405 3,671 6,424 13,261 1.66 1.21
1985 84.3 22,217 12,341 5,744 4,132 7,498 14,719 1.82 1.30
1986 86.0 24,613 13,827 6,248 4,538 8,642 15,971 1.99 1.37
1987 88.4 27,318 15,453 6,782 5,082 9,912 17,406 2.07 1.43
1988 91.3 30,733 17,512 7,477 5,744 11,518 19,215 2.16 1.49
1989 93.7 34,316 19,918 7,965 6,433 13,424 20,892 2.04 1.46
1990 95.1 38,238 22,222 8,658 7,358 15,187 23,051 2.13 1.57
1991 93.6 42,169 24,515 9,711 7,944 16,832 25,337 2.16 1.65
1992 94.6 44,660 24,030 10,987 9,643 18,252 26,408 2.13 1.69
1993 96.1 42,925 21,773 11,294 9,857 17,521 25,403 2.17 1.62
1994 109.6 44,586 22,306 10,753 11,527 17,194 27,392 2.05 1.51
1995 112.4 43,373 21,145 10,996 11,232 16,733 26,640 1.82 1.38
1996 114.8 41,837 20,392 10,669 10,775 16,567 25,269 1.66 1.26
1997 118.1 42,314 21,645 10,046 10,623 17,306 25,008 1.49 1.18
1998 121.5 43,278 22,966 10,109 10,203 18,121 25,157 1.38 1.11
1999 124.3 45,581 25,726 9,745 10,109 19,059 26,521 1.33 1.10
2000 127.1 47,695 26,866 10,379 10,449 20,927 26,767 1.30 1.06
2001 127.0 50,533 27,970 11,060 11,503 22,844 27,689 1.40 1.10
2002 125.6 53,309 28,783 12,480 12,046 24,480 28,829 1.60 1.16
2003 125.2 54,715 28,547 13,642 12,525 25,510 29,205 1.73 1.16
2004 125.9 55,968 28,346 14,300 13,321 26,099 29,869 1.76 1.13
SOURCES: National Academy of Social Insurance estimates based on data received from state agencies, the Department of Labor, A.M. Best Company, and the National Council on Compensation Insurance.
NOTE: Beginning in 1959, includes Alaska and Hawaii. States periodically update prior-year data, and any such changes are included in the current table.
a. Total costs to employers who purchase insurance from private carriers and state funds consist of premiums written in the calendar year plus the payments made under deductible provisions. For self-insured employers, the costs include benefit payments and administrative costs.
b. Cash and medical benefits paid by self-insurers.
c. Net cash and medical benefits paid during calendar year by private insurance companies under standard workers' compensation policies.
d. Net cash and medical benefits paid by competitive and exclusive state funds and federal benefits, including those paid under the Federal Employees' Compensation Act for civilian employees; the portion of the Black Lung benefit program that is financed by employers; and a portion of benefits under the Longshore and Harbor Workers' Compensation Act that are not reflected in state data, namely, benefits paid by self-insured employers and by special funds under the LHWCA.
CONTACT: Ishita Sengupta (202) 452-8097.
Table 9.B2 Benefits, by state and federal program, 2000–2004 (in thousands of dollars)
Program 2000 2001 2002 2003 2004
Total, state and federal 47,694,534 50,532,724 53,309,183 54,714,530 55,968,121
State programs
Subtotal 44,737,130 47,463,457 50,155,557 51,529,845 52,711,882
Alabama 529,189 562,773 565,264 580,184 575,697
Alaska 139,378 163,111 180,046 184,379 194,195
Arizona 497,955 436,037 505,278 531,240 584,750
Arkansas 213,969 217,719 221,474 225,061 225,689
California 9,449,145 10,082,580 11,582,431 12,403,729 12,459,638
Colorado 810,301 566,354 760,958 757,041 834,594
Connecticut 638,435 641,341 675,895 674,747 684,930
Delaware 137,737 138,371 152,933 160,264 158,190
District of Columbia 85,909 91,148 93,960 89,108 98,443
Florida 2,576,875 3,033,955 2,678,082 2,811,302 2,759,712
Georgia 964,995 1,029,374 974,661 1,061,969 1,127,654
Hawaii 231,359 248,100 267,827 274,922 271,290
Idaho 113,598 179,640 185,688 196,394 210,326
Illinois 1,948,330 2,079,768 2,123,878 2,103,658 2,213,372
Indiana 528,901 524,111 547,305 559,421 608,717
Iowa 342,930 390,235 400,226 424,198 445,832
Kansas 322,707 340,483 341,606 293,473 365,546
Kentucky 575,292 671,875 708,424 724,291 763,050
Louisiana 546,544 587,855 562,812 585,480 589,209
Maine 244,714 245,145 261,734 239,777 269,917
Maryland 641,044 681,633 664,282 701,297 767,576
Massachusetts 800,837 881,417 902,840 1,057,175 1,045,747
Michigan 1,474,058 1,477,986 1,512,457 1,476,850 1,517,386
Minnesota 797,787 904,451 921,518 885,006 933,975
Mississippi 292,677 284,729 290,378 291,014 305,516
Missouri 779,786 958,708 1,115,832 1,080,870 1,119,871
Montana 154,797 179,613 177,877 200,857 211,059
Nebraska 229,644 247,616 282,844 290,419 283,148
Nevada 323,567 309,321 324,597 326,556 357,937
New Hampshire 178,522 215,158 211,734 219,629 213,964
New Jersey 1,182,644 1,255,974 1,328,650 1,379,235 1,398,358
New Mexico 143,592 159,050 175,845 189,427 196,123
New York 2,909,115 2,978,224 3,142,392 3,220,398 3,337,490
North Carolina 872,669 905,253 987,731 1,066,611 1,159,117
North Dakota 69,966 71,267 73,515 78,453 83,237
Ohio 2,098,545 2,248,369 2,388,186 2,442,187 2,442,137
Oklahoma 485,371 526,070 508,931 553,922 572,001
Oregon 425,460 472,691 474,547 471,307 506,813
Pennsylvania 2,378,828 2,406,272 2,478,709 2,565,344 2,594,238
Rhode Island 126,721 135,703 141,066 130,865 142,268
South Carolina 515,381 532,374 592,530 656,935 688,115
South Dakota 63,165 70,660 73,382 73,767 76,472
Tennessee 780,534 843,062 777,264 842,647 895,808
Texas 2,160,372 2,212,275 2,307,054 1,856,942 1,574,451
Utah 172,870 197,606 211,883 186,344 218,264
Vermont 101,985 97,654 119,329 119,961 128,076
Virginia 602,035 604,383 626,954 701,593 762,067
Washington 1,526,514 1,638,997 1,716,107 1,800,076 1,836,097
West Virginia 693,057 713,130 832,608 828,913 741,034
Wisconsin 768,282 923,761 896,556 840,354 1,042,725
Wyoming 89,041 100,076 107,475 114,252 120,062
Federal programs a
Subtotal 2,957,404 3,069,267 3,153,626 3,184,685 3,256,239
Civilian employee 2,118,859 2,223,088 2,317,325 2,367,757 2,445,077
Other 838,545 846,179 836,301 816,928 811,162
SOURCES: National Academy of Social Insurance estimates based on data received from state agencies, the Department of Labor, A.M. Best Company, and the National Council on Compensation Insurance.
NOTE: States periodically update prior-year data, and any such changes are included in the current table.
a. Federal benefits include those paid under the Federal Employees' Compensation Act for civilian employees; the portion of the Black Lung benefit program that is financed by employers; and a portion of benefits under the Longshore and Harbor Workers' Compensation Act that are not reflected in state data, namely, benefits paid by self-insured employers and special funds under the LHWCA.
CONTACT: Ishita Sengupta (202) 452-8097.
Table 9.B3 Benefits paid by type of insurer and medical benefits paid, by state and federal program, 2004 (in thousands of dollars)
Program Benefits paid by type of insurer Medical benefits paid
Total Private
carriers a		 State
funds		 Self-
insurance b		 Total As a
percentage
of total
benefits
Total, state and federal 55,968,121 28,346,310 11,044,194 13,321,378 26,099,205 46.6
State programs
Subtotal 52,711,882 28,346,310 11,044,194 13,321,378 25,228,333 47.9
Alabama 575,697 277,585 . . . 298,112 357,739 62.1 c
Alaska 194,195 142,286 . . . 51,910 108,348 55.8 c
Arizona 584,750 185,882 295,598 103,270 375,591 64.2 c
Arkansas 225,689 160,642 . . . 65,047 136,946 60.7 c
California 12,459,638 5,562,020 3,202,628 3,694,990 6,072,398 48.7
Colorado 834,594 271,253 416,618 146,723 406,930 48.8 c
Connecticut 684,930 433,077 . . . 251,853 271,039 39.6 c
Delaware 158,190 113,948 . . . 44,242 75,711 47.9 d
District of Columbia 98,443 75,415 . . . 23,029 38,089 38.7 c
Florida 2,759,712 2,219,913 . . . 539,799 1,637,270 59.3 c
Georgia 1,127,654 768,478 . . . 359,176 538,764 47.8 c
Hawaii 271,290 150,840 34,015 86,436 103,900 38.3 c
Idaho 210,326 74,896 122,429 13,001 124,277 59.1 c
Illinois 2,213,372 1,646,713 . . . 566,659 1,073,614 48.5 c
Indiana 608,717 489,351 . . . 119,366 413,979 68.0 c
Iowa 445,832 337,824 . . . 108,008 230,117 51.6 c
Kansas 365,546 241,025 . . . 124,522 200,913 55.0 c
Kentucky 763,050 422,506 72,097 268,447 411,837 54.0 c
Louisiana 589,209 297,493 163,733 127,984 297,065 50.4 c
Maine 269,917 94,800 84,269 90,847 113,359 42.0 c
Maryland 767,576 448,756 196,097 122,723 317,621 41.4 c
Massachusetts 1,045,747 900,741 . . . 145,006 358,708 34.3
Michigan 1,517,386 827,277 . . . 690,109 569,855 37.6
Minnesota 933,975 576,232 120,488 237,255 455,248 48.7
Mississippi 305,516 172,433 . . . 133,083 170,668 55.9 c
Missouri 1,119,871 684,950 114,560 320,361 564,841 50.4 c
Montana 211,059 67,757 103,559 39,743 113,201 53.6 c
Nebraska 283,148 218,113 . . . 65,035 166,863 58.9 c
Nevada 357,937 239,619 . . . 118,317 175,796 49.1 c
New Hampshire 213,964 167,868 . . . 46,096 119,685 55.9 c
New Jersey 1,398,358 1,278,746 . . . 119,612 669,265 47.9 d
New Mexico 196,123 87,748 32,170 76,205 115,830 59.1 c
New York 3,337,490 1,732,841 775,146 829,503 1,127,178 33.8
North Carolina 1,159,117 844,199 . . . 314,919 512,146 44.2 c
North Dakota 83,237 260 82,977 . . . 46,870 56.3
Ohio 2,442,137 37,509 1,935,728 468,900 1,141,082 46.7
Oklahoma 572,001 241,921 212,864 117,216 263,451 46.1 c
Oregon 506,813 234,700 228,642 43,472 270,253 53.3 c
Pennsylvania 2,594,238 1,803,792 226,158 564,288 1,068,661 41.2
Rhode Island 142,268 40,504 85,096 16,669 49,990 35.1 c
South Carolina 688,115 461,543 49,629 176,944 318,811 46.3 c
South Dakota 76,472 72,749 . . . 3,723 48,122 62.9 c
Tennessee 895,808 649,333 . . . 246,475 462,466 51.6 c
Texas 1,574,451 991,865 297,235 285,350 958,631 60.9 c
Utah 218,264 56,281 122,905 39,077 149,240 68.4 c
Vermont 128,076 106,192 . . . 21,884 58,611 45.8 c
Virginia 762,067 554,397 . . . 207,670 419,955 55.1 c
Washington 1,836,097 30,766 1,323,410 481,921 636,211 34.7
West Virginia 741,034 7,317 629,617 104,100 354,665 47.9 d
Wisconsin 1,042,725 840,423 . . . 202,302 499,057 47.9 d
Wyoming 120,062 3,534 116,528 . . . 57,463 47.9 d
Federal programs e
Subtotal 3,256,239 . . . . . . . . . 870,872 26.7
Civilian employee 2,445,077 . . . . . . . . . 701,110 28.7
Other 811,162 . . . . . . . . . 169,762 20.9
SOURCES: National Academy of Social Insurance estimates based on data received from state agencies, the Department of Labor, A.M. Best Company, and the National Council on Compensation Insurance.
NOTE: . . . = not applicable.
a. States with exclusive funds (North Dakota, Ohio, Washington, West Virginia, and Wyoming) may have small amounts of benefits paid by private carriers. This results from two sources: companies with group policies that overlap states and the fact that some companies include excess workers' compensation coverage in their reports of workers' compensation benefits to A.M. Best Company.
b. Self-insurance includes individual self-insurers and group self-insurance.
c. Medical percentage based on data provided by the National Council on Compensation Insurance.
d. Medical percentage based on the weighted average of states where medical data were available.
e. Federal benefits include those paid under the Federal Employees' Compensation Act for civilian employees; the portion of the Black Lung benefit program that is financed by employers; and a portion of benefits under the Longshore and Harbor Workers' Compensation Act that are not reflected in state data, namely, benefits paid by self-insured employers and special funds under the LHWCA.
CONTACT: Ishita Sengupta (202) 452-8097.