Annual Statistical Supplement, 2007

Other Social Insurance Programs and Veterans' Benefits

Workers' Compensation

Table 9.B1 Coverage, benefits, and costs, selected years 1940–2005
Year Estimated
number of
workers
covered
per month
(millions)		 Benefits paid during year (millions of dollars) Cost of
program
as a
percentage
of covered
payroll a		 Benefits
as a
percentage
of covered
payroll b
Total Type of insurance Type of benefits
Private
carriers c		 State and
federal funds d		 Employers'
self-insurance b		 Medical and
hospitalization		 Compensation
payments
1940 24.6 256 135 73 48 95 161 1.19 0.72
1946 32.7 434 270 96 68 140 294 0.91 0.54
1948 36.0 534 335 121 78 175 359 0.96 0.51
1949 35.3 566 353 132 81 185 381 0.98 0.55
1950 36.9 615 381 149 85 200 415 0.89 0.54
1951 38.7 709 444 170 94 233 476 0.90 0.54
1952 39.4 785 491 193 101 260 525 0.94 0.55
1953 40.7 841 524 210 107 280 561 0.97 0.55
1954 39.8 876 540 225 110 308 568 0.98 0.57
1955 41.4 916 563 238 115 325 591 0.91 0.55
1956 43.0 1,002 618 259 125 350 652 0.92 0.55
1957 43.3 1,062 661 271 130 360 702 0.91 0.56
1958 42.5 1,112 694 285 132 375 737 0.91 0.58
1959 44.0 1,210 753 316 141 410 800 0.89 0.58
1960 44.9 1,295 810 325 160 435 860 0.93 0.59
1961 45.0 1,374 851 347 176 460 914 0.95 0.61
1962 46.2 1,489 924 371 194 495 994 0.96 0.62
1963 47.3 1,582 988 388 207 525 1,057 0.99 0.62
1964 48.8 1,707 1,070 412 226 565 1,142 1.00 0.63
1965 50.8 1,814 1,124 445 244 600 1,214 1.00 0.61
1966 53.7 2,000 1,239 486 275 680 1,320 1.02 0.61
1967 55.0 2,189 1,363 524 303 750 1,439 1.07 0.63
1968 56.8 2,376 1,482 556 338 830 1,546 1.07 0.62
1969 59.0 2,634 1,641 607 386 920 1,714 1.08 0.62
1970 59.2 3,031 1,843 755 432 1,050 1,981 1.11 0.66
1971 59.4 3,563 2,005 1,098 460 1,130 2,433 1.11 0.67
1972 62.3 4,061 2,179 1,379 504 1,250 2,811 1.14 0.68
1973 66.3 5,103 2,514 1,998 592 1,480 3,623 1.17 0.70
1974 68.0 5,781 2,971 2,086 724 1,760 4,021 1.24 0.75
1975 67.2 6,598 3,422 2,324 852 2,030 4,568 1.32 0.83
1976 69.6 7,584 3,976 2,570 1,039 2,380 5,204 1.49 0.87
1977 72.1 8,630 4,629 2,750 1,250 2,680 5,950 1.71 0.92
1978 75.6 9,796 5,256 3,043 1,497 2,980 6,816 1.86 0.94
1979 78.6 12,027 6,157 4,022 1,848 3,520 8,507 1.95 1.01
1980 78.8 13,618 7,029 4,330 2,259 3,947 9,671 1.96 1.07
1981 78.3 15,054 7,876 4,595 2,583 4,431 10,623 1.85 1.08
1982 77.0 16,407 8,647 4,768 2,993 5,058 11,349 1.75 1.16
1983 78.0 17,575 9,265 5,061 3,249 5,681 11,894 1.67 1.17
1984 81.9 19,685 10,610 5,405 3,671 6,424 13,261 1.66 1.21
1985 84.3 22,217 12,341 5,744 4,132 7,498 14,719 1.82 1.30
1986 86.0 24,613 13,827 6,248 4,538 8,642 15,971 1.99 1.37
1987 88.4 27,318 15,453 6,782 5,082 9,912 17,406 2.07 1.43
1988 91.3 30,733 17,512 7,477 5,744 11,518 19,215 2.16 1.49
1989 93.7 34,316 19,918 7,965 6,433 13,424 20,892 2.04 1.46
1990 95.1 38,238 22,222 8,658 7,358 15,187 23,051 2.13 1.57
1991 93.6 42,169 24,515 9,711 7,944 16,832 25,337 2.16 1.65
1992 94.6 44,660 24,030 10,987 9,643 18,252 26,408 2.13 1.69
1993 96.1 42,925 21,773 11,294 9,857 17,521 25,403 2.17 1.62
1994 109.6 44,586 22,306 10,753 11,527 17,194 27,392 2.05 1.51
1995 112.4 43,373 21,145 10,996 11,232 16,733 26,640 1.82 1.38
1996 114.8 41,837 20,392 10,669 10,775 16,567 25,269 1.66 1.26
1997 118.1 42,314 21,645 10,046 10,623 17,306 25,008 1.49 1.18
1998 121.5 43,278 22,966 10,109 10,203 18,121 25,157 1.38 1.11
1999 124.3 45,581 25,726 9,745 10,109 19,059 26,521 1.33 1.10
2000 127.1 47,695 26,866 10,379 10,449 20,927 26,767 1.30 1.06
2001 127.0 50,533 27,970 11,060 11,503 22,844 27,689 1.40 1.10
2002 125.6 53,309 28,783 12,480 12,046 24,480 28,829 1.60 1.16
2003 125.2 54,715 28,547 13,642 12,525 25,510 29,205 1.73 1.16
2004 125.9 55,968 28,346 14,300 13,321 26,099 29,869 1.76 1.13
2005 128.1 55,307 28,107 14,014 13,186 26,219 29,088 1.7 1.06
SOURCES: National Academy of Social Insurance estimates based on data received from state agencies, the Department of Labor, A.M. Best Company, and the National Council on Compensation Insurance.
NOTE: Beginning in 1959, includes Alaska and Hawaii. States periodically update prior-year data, and any such changes are included in the current table.
a. Total costs to employers who purchase insurance from private carriers and state funds consist of premiums written in the calendar year plus the payments made under deductible provisions. For self-insured employers, the costs include benefit payments and administrative costs.
b. Cash and medical benefits paid by self-insurers.
c. Net cash and medical benefits paid during calendar year by private insurance companies under standard workers' compensation policies.
d. Net cash and medical benefits paid by competitive and exclusive state funds and federal benefits, including those paid under the Federal Employees' Compensation Act for civilian employees; the portion of the Black Lung benefit program that is financed by employers; and a portion of benefits under the Longshore and Harbor Workers' Compensation Act that are not reflected in state data, namely, benefits paid by self-insured employers and by special funds under the LHWCA.
CONTACT: Ishita Sengupta (202) 452-8097.
Table 9.B2 Benefits, by state and federal program, 2001–2005 (in thousands of dollars)
Program 2001 2002 2003 2004 2005
Total, state and federal 50,826,955 52,415,940 55,066,439 56,074,292 55,307,176
State programs
Subtotal 47,757,688 49,262,314 51,881,754 52,818,090 52,049,021
Alabama 562,773 565,264 580,184 575,697 608,522
Alaska 158,520 178,789 182,204 187,080 189,212
Arizona 452,011 477,568 515,231 548,172 535,539
Arkansas 223,416 217,346 224,275 227,243 208,021
California 10,082,580 10,974,355 12,409,808 12,459,589 10,938,475
Colorado 566,354 760,958 753,049 843,256 896,430
Connecticut 641,341 675,895 677,088 711,237 713,275
Delaware 126,270 137,264 156,494 157,398 168,146
District of Columbia 99,496 89,315 84,015 96,141 91,270
Florida 3,033,955 2,623,239 2,805,941 2,710,272 2,899,301
Georgia 1,006,721 917,266 981,142 1,114,154 1,197,521
Hawaii 248,100 267,827 274,922 271,290 250,779
Idaho 199,044 202,181 213,604 236,149 243,168
Illinois 2,122,283 2,148,757 2,146,926 2,246,186 2,404,456
Indiana 556,866 547,305 563,577 595,245 609,596
Iowa 391,156 401,983 427,030 447,343 473,724
Kansas 339,258 341,606 295,520 371,011 383,283
Kentucky 725,056 692,398 717,309 719,833 705,802
Louisiana 633,703 621,449 669,218 726,004 667,097
Maine 245,343 260,310 233,458 268,040 268,936
Maryland 681,633 664,282 723,475 786,631 769,563
Massachusetts 901,729 887,313 1,058,838 968,085 903,555
Michigan 1,477,986 1,512,457 1,476,850 1,517,386 1,473,598
Minnesota 901,780 921,473 885,006 931,005 945,888
Mississippi 284,729 290,378 291,151 310,030 311,796
Missouri 958,708 1,033,458 1,080,870 1,119,871 1,050,889
Montana 181,770 196,197 216,715 223,048 239,498
Nebraska 235,434 266,304 267,372 282,636 298,366
Nevada 310,750 315,886 329,333 358,732 394,373
New Hampshire 217,879 212,571 221,050 212,060 216,968
New Jersey 1,312,381 1,382,123 1,659,898 1,478,882 1,608,345
New Mexico 158,815 175,551 188,959 196,123 230,591
New York 2,881,566 2,976,380 3,143,350 3,278,654 2,895,331
North Carolina 916,541 993,658 1,077,322 1,159,566 1,398,001
North Dakota 70,984 73,517 78,453 83,237 82,282
Ohio 2,248,369 2,388,186 2,442,187 2,434,715 2,447,038
Oklahoma 526,070 508,931 555,127 579,795 587,523
Oregon 503,895 504,085 497,612 533,831 550,878
Pennsylvania 2,406,272 2,478,709 2,565,344 2,594,238 2,677,899
Rhode Island 137,518 143,894 134,072 147,674 142,170
South Carolina 532,374 592,530 656,935 688,115 769,553
South Dakota 70,736 73,478 74,241 77,409 85,889
Tennessee 860,144 721,733 783,400 818,627 880,100
Texas 2,298,129 2,370,797 1,967,609 1,640,765 1,554,796
Utah 199,567 212,537 187,182 216,599 240,767
Vermont 98,518 119,329 120,009 123,823 122,160
Virginia 612,083 630,107 706,110 753,409 853,877
Washington 1,639,435 1,716,435 1,800,849 1,836,174 1,864,015
West Virginia 686,808 791,762 823,300 796,680 695,771
Wisconsin 930,762 899,700 843,888 1,038,893 1,188,459
Wyoming 100,076 107,475 114,252 120,062 116,528
Federal programs a
Subtotal 3,069,267 3,153,626 3,184,685 3,256,202 3,258,155
Civilian employee 2,223,088 2,317,325 2,367,757 2,445,077 2,462,059
Other 846,179 836,301 816,928 811,125 796,096
SOURCES: National Academy of Social Insurance estimates based on data received from state agencies, the Department of Labor, A.M. Best Company, and the National Council on Compensation Insurance.
NOTE: States periodically update prior-year data, and any such changes are included in the current table.
a. Federal benefits include those paid under the Federal Employees' Compensation Act for civilian employees; the portion of the Black Lung benefit program that is financed by employers; and a portion of benefits under the Longshore and Harbor Workers' Compensation Act that are not reflected in state data, namely, benefits paid by self-insured employers and special funds under the LHWCA.
CONTACT: Ishita Sengupta (202) 452-8097.
Table 9.B3 Benefits paid by type of insurer and medical benefits paid, by state and federal program, 2005 (in thousands of dollars)
Program Benefits paid by type of insurer Medical benefits paid
Total Private
carriers a		 State
funds		 Self-
insurance b		 Total As a
percentage
of total
benefits
Total, state and federal 55,307,176 28,106,848 10,756,148 13,186,026 26,219,035 47.4
State programs
Subtotal 52,049,021 28,106,848 10,756,148 13,186,026 25,383,827 48.8
Alabama 608,522 300,234 . . . 308,288 401,621 66.0 c
Alaska 189,212 144,134 . . . 45,079 108,563 57.4 c
Arizona 535,539 131,050 306,361 98,128 348,066 65.0 c
Arkansas 208,021 137,816 . . . 70,205 135,089 64.9 c
California 10,938,475 5,120,508 2,681,112 3,136,855 5,102,013 46.6
Colorado 896,430 266,509 421,565 208,356 437,694 48.8 c
Connecticut 713,275 531,495 . . . 181,780 297,522 41.7 c
Delaware 168,146 127,535 . . . 40,611 76,338 45.4 d
District of Columbia 91,270 73,478 . . . 17,793 31,543 34.6 c
Florida 2,899,301 2,207,274 . . . 692,027 1,805,804 62.3 c
Georgia 1,197,521 856,289 . . . 341,232 605,829 50.6 c
Hawaii 250,779 134,670 34,782 81,327 98,665 39.3 c
Idaho 243,168 72,178 131,205 39,785 145,542 59.9 c
Illinois 2,404,456 1,798,774 . . . 605,682 1,189,744 49.5 c
Indiana 609,596 510,345 . . . 99,251 417,296 68.5 c
Iowa 473,724 363,855 . . . 109,869 241,213 50.9 c
Kansas 383,283 256,004 . . . 127,279 218,966 57.1 c
Kentucky 705,802 369,501 78,212 258,089 388,668 55.1 c
Louisiana 667,097 274,638 153,499 238,961 340,180 51.0 c
Maine 268,936 95,714 89,175 84,047 107,090 39.8 c
Maryland 769,563 425,022 215,186 129,355 308,432 40.1 c
Massachusetts 903,555 754,809 . . . 148,746 328,979 36.4
Michigan 1,473,598 858,953 . . . 614,645 510,063 34.6
Minnesota 945,888 584,403 123,310 238,176 477,628 50.5
Mississippi 311,796 172,712 . . . 139,084 171,807 55.1 c
Missouri 1,050,889 648,435 101,563 300,891 543,822 51.7 c
Montana 239,498 76,130 119,915 43,453 132,568 55.4 c
Nebraska 298,366 236,254 . . . 62,111 178,518 59.8 c
Nevada 394,373 272,027 . . . 122,346 182,487 46.3 c
New Hampshire 216,968 170,825 . . . 46,143 128,862 59.4 c
New Jersey 1,608,345 1,230,686 . . . 377,659 797,692 49.6 d
New Mexico 230,591 116,557 28,979 85,055 134,028 58.1 c
New York 2,895,331 1,458,234 757,238 679,859 1,004,575 34.7
North Carolina 1,398,001 1,015,863 . . . 382,138 624,901 44.7 c
North Dakota 82,282 . . . 82,282 . . . 45,085 54.8
Ohio 2,447,038 37,693 1,961,918 447,428 1,144,090 46.8
Oklahoma 587,523 235,863 228,782 122,878 275,621 46.9 c
Oregon 550,878 217,850 260,832 72,196 300,806 54.6 c
Pennsylvania 2,677,899 1,819,582 271,457 586,860 1,147,532 42.9
Rhode Island 142,170 31,133 93,544 17,494 48,276 34.0 c
South Carolina 769,553 524,368 56,579 188,606 353,033 45.9 c
South Dakota 85,889 70,270 . . . 15,619 56,924 66.3 c
Tennessee 880,100 682,109 . . . 197,991 477,153 54.2 c
Texas 1,554,796 899,363 344,482 310,951 965,280 62.1 c
Utah 240,767 71,400 123,279 46,089 167,161 69.4 c
Vermont 122,160 106,166 . . . 15,994 58,982 48.3 c
Virginia 853,877 631,073 . . . 222,804 482,507 56.5 c
Washington 1,864,015 . . . 1,375,657 488,358 662,936 35.6
West Virginia 695,771 5,966 598,708 91,097 339,319 48.8 d
Wisconsin 1,188,459 981,099 . . . 207,360 780,485 65.7 d
Wyoming 116,528 . . . 116,528 . . . 56,829 48.8 d
Federal programs e
Subtotal 3,258,155 . . . . . . . . . 835,208 25.6
Civilian employee 2,462,059 . . . . . . . . . 671,056 27.3
Other 796,096 . . . . . . . . . 164,152 20.6
SOURCES: National Academy of Social Insurance estimates based on data received from state agencies, the Department of Labor, A.M. Best Company, and the National Council on Compensation Insurance.
NOTE: . . . = not applicable.
a. States with exclusive funds (North Dakota, Ohio, Washington, West Virginia, and Wyoming) may have small amounts of benefits paid by private carriers. This results from two sources: companies with group policies that overlap states and the fact that some companies include excess workers' compensation coverage in their reports of workers' compensation benefits to A.M. Best Company.
b. Self-insurance includes individual self-insurers and group self-insurance.
c. Medical percentage based on data provided by the National Council on Compensation Insurance.
d. Medical percentage based on the weighted average of states where medical data were available.
e. Federal benefits include those paid under the Federal Employees' Compensation Act for civilian employees; the portion of the Black Lung benefit program that is financed by employers; and a portion of benefits under the Longshore and Harbor Workers' Compensation Act that are not reflected in state data, namely, benefits paid by self-insured employers and special funds under the LHWCA.
CONTACT: Ishita Sengupta (202) 452-8097.