Spotlight on Reporting Your Earnings to Social Security -- 2024 Edition

What are earnings?

Earnings for supplemental security income (SSI) purposes are wages and self–employment income that you get from working.

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Do I have to report my earnings to Social Security?

Yes. If you work and get SSI, then you must report changes in your income, including changes in your earnings.  If you have a representative payee, then your representative payee must report your earnings.

If you participate in the Ticket to Work Program, you should also report your earnings to the employment network or State vocational rehabilitation agency that is helping you reach your work goals.

Do I need to report anyone else's earnings?

It depends.  Sometimes you must report someone else's earnings. Here are a few examples:

    small blue and black arrow your spouse works and lives with you and has earnings;
    small blue and black arrowa child getting SSI lives with a parent who has earnings; or
    small blue and black arrowyou are a non–citizen and have a sponsor, and your sponsor (or their spouse) has earnings (even if your sponsor doesn't live with you).

What specific earnings information do I have to report?

You need to report the following:

    small blue and black arrow Changes in your monthly gross wages (that is the amount before taxes or other deductions are subtracted);
    small blue and black arrow If you start or stop working;
    small blue and black arrow Increases or decreases in your wages or self–employment income;
    small blue and black arrow If you start or stop a second or third job; and
    small blue and black arrow Work expenses related to your medical condition

What earnings information does Social Security need to see?

When we are verifying your earnings information, we generally need to see:

    small blue and black arrow Every pay stub, including pay stubs for overtime, vacations, and bonuses;
    small blue and black arrow If self–employed, copies of your Federal Income Tax Forms Schedule SE, Schedule C, Schedule C–EZ, or Schedule F;
    small blue and black arrow Receipts for work expenses related to your medical condition. We may be able to deduct these expenses from your total wages when we determine your payment amount; and
    small blue and black arrow Receipts for expenses paid to reach your Plan to Achieve Self–Support (PASS) work goal.

When do I report earnings?

When you start or stop work or when there is a change in your earnings, you need to report this information right away.

This information must be reported no later than the 10th day of the month after the month of change. For example, if you get SSI and start working on May 22, then you must report this information no later than June 10. You must continually report your earnings by the 10th day of the month following the month of earnings.

How do I report earnings?

You may call us at 1-800-772-1213 or at our TTY number, 1-800-325-0778, if you’re deaf or hard of hearing. You can also mail your earnings information to us. If you prefer to  visit your local Social Security office, you must have an appointment. Social Security also offers several electronic reporting options:

    small blue and black arrow A toll-free automated wage reporting telephone system;
    small blue and black arrow A mobile wage reporting application; or
    small blue and black arrow Online my Social Security wage reporting tool.  
For more information about electronic wage reporting methods, please see the Spotlight on Electronic Wage Reporting Tools on Spotlight on Electronic Wage Reporting Tools. Ask Social Security how you can report wages using electronic wage reporting options.  

I received a notice that Social Security is receiving wage reports for my employer through the Payroll Information Exchange (PIE). Do I still need to report my earnings?

It depends. We will send you a notice if we start or stop receiving your wage information through PIE and we will tell you which employer(s) are participating. These notices will also tell you about any changes to your reporting responsibilities.

If you did not receive this notice or if you report earnings from multiple employers and not all of them are listed on the notice, you must continue to report any changes to your earnings from employers that do not participate in PIE. You should also report right away if you:

    small blue and black arrow Have an improved medical condition;
    small blue and black arrow Return to work;
    small blue and black arrow Have a new employer; or
    small blue and black arrow Have self-employment earnings.

Also, let us know if you have any work expenses related to your medical condition. We may be able to deduct these expenses from your total wages when we determine your payment amount.

If all your earnings are from employers that participate in PIE, you generally do not need to report your earnings. However, if your employer stops participating, you will need to start reporting your earnings again.


THIS INFORMATION IS GENERAL.
FOR MORE INFORMATION, CALL 1–800–772–1213 (TTY 1–800–325–0778),
VISIT OUR WEBSITE (www.ssa.gov) ON THE INTERNET,
OR CONTACT YOUR LOCAL SOCIAL SECURITY OFFICE.