Disability Insurance program: worker experience

SOCIAL SECURITY
DISABILITY INSURANCE PROGRAM
WORKER EXPERIENCE

ACTUARIAL STUDY NO. 114

by Tim Zayatz, A.S.A.

Termination Study by Select Age and Duration

Table 11A.--DI Male Disabled Worker Life Table,
Survivorship Reflects Termination Due to Death or Recovery

(1991-1995 Social Security disability experience)

Select age	Duration of disability											Attained age
Select age	0	1	2	3	4	5	6	7	8	9	10+	Attained age
20	100,000	97,256	94,425	92,273	89,326	84,335	79,451	75,522	72,428	69,950	67,936	30
21	96,785	93,753	90,716	88,449	85,584	80,965	76,506	72,967	70,141	67,911	66,072	31
22	94,151	90,810	87,517	85,099	82,292	78,006	73,928	70,724	68,145	66,132	64,442	32
23	92,295	88,591	84,926	82,300	79,500	75,488	71,748	68,798	66,437	64,585	63,029	33
24	91,316	87,122	82,961	80,045	77,214	73,409	69,952	67,196	65,000	63,250	61,785	34

25	90,999	86,159	81,388	78,126	75,220	71,603	68,396	65,819	63,739	62,047	60,645	35
26	90,915	85,361	79,980	76,389	73,421	70,003	67,005	64,572	62,572	60,928	59,576	36
27	90,746	84,495	78,628	74,792	71,800	68,550	65,725	63,427	61,499	59,894	58,573	37
28	90,352	83,544	77,304	73,309	70,323	67,226	64,542	62,350	60,487	58,927	57,624	38
29	89,724	82,518	76,025	71,914	68,972	66,000	63,444	61,323	59,510	57,990	56,702	39

30	88,795	81,371	74,746	70,603	67,694	64,829	62,378	60,315	58,555	57,064	55,789	40
31	87,490	79,994	73,411	69,299	66,421	63,648	61,291	59,301	57,593	56,122	54,861	41
32	86,112	78,566	72,056	68,004	65,186	62,510	60,230	58,300	56,640	55,173	53,912	42
33	84,542	77,067	70,694	66,731	63,975	61,385	59,150	57,277	55,660	54,222	52,961	43
34	82,864	75,513	69,324	65,474	62,772	60,261	58,090	56,254	54,676	53,270	52,020	44

35	81,214	73,976	67,969	64,258	61,607	59,153	57,041	55,238	53,692	52,304	51,064	45
36	79,469	72,401	66,572	62,988	60,423	58,035	55,988	54,224	52,710	51,329	50,081	46
37	77,615	70,725	65,083	61,634	59,168	56,874	54,882	53,162	51,687	50,318	49,058	47
38	75,549	68,834	63,453	60,180	57,837	55,656	53,726	52,048	50,593	49,243	47,994	48
39	73,494	66,938	61,834	58,775	56,554	54,459	52,595	50,953	49,499	48,160	46,923	49

40	71,514	65,149	60,312	57,448	55,347	53,332	51,509	49,900	48,446	47,095	45,853	50
41	69,616	63,465	58,894	56,199	54,199	52,253	50,494	48,898	47,427	46,039	44,756	51
42	67,814	61,893	57,574	55,001	53,066	51,194	49,496	47,907	46,418	44,981	43,622	52
43	66,099	60,371	56,272	53,803	51,906	50,079	48,417	46,838	45,336	43,859	42,440	53
44	64,402	58,827	54,929	52,540	50,685	48,886	47,237	45,670	44,159	42,662	41,215	54

45	62,699	57,242	53,551	51,251	49,423	47,638	45,991	44,441	42,922	41,409	39,940	55
46	61,180	55,760	52,222	50,001	48,181	46,415	44,770	43,211	41,663	40,130	38,634	56
47	59,696	54,332	50,915	48,745	46,945	45,192	43,545	41,966	40,392	38,833	37,304	57
48	58,003	52,805	49,564	47,455	45,695	43,939	42,282	40,676	39,086	37,513	35,946	58
49	55,970	51,064	48,034	46,010	44,315	42,568	40,919	39,285	37,703	36,127	34,544	59

50	53,881	49,277	46,441	44,506	42,866	41,157	39,494	37,849	36,276	34,701	33,119	60
51	52,476	47,820	45,043	43,128	41,477	39,783	38,103	36,451	34,860	33,273	31,681	61
52	50,934	46,263	43,543	41,659	40,007	38,318	36,629	34,995	33,388	31,779	30,212	62
53	49,147	44,593	41,979	40,159	38,529	36,845	35,159	33,522	31,915	30,308	28,745	63
54	46,993	42,778	40,318	38,578	36,988	35,322	33,650	32,015	30,445	28,843	27,284	64

55	44,718	40,909	38,607	36,961	35,410	33,769	32,132	30,544	28,976	27,380	25,830	65
56	43,104	39,366	37,112	35,454	33,895	32,252	30,653	29,073	27,512	25,925	24,387	66
57	41,604	37,920	35,679	33,970	32,385	30,772	29,180	27,609	26,057	24,483	22,957	67
58	40,137	36,479	34,229	32,488	30,891	29,294	27,710	26,148	24,612	23,050	21,543	68
59	38,557	34,973	32,724	30,997	29,405	27,825	26,252	24,703	23,179	21,634	20,149	69

60	37,065	33,477	31,237	29,510	27,926	26,360	24,808	23,271	21,763	20,240	18,780	70
61	35,954	32,002	29,762	28,037	26,461	24,915	23,374	21,853	20,366	18,869	17,440	71
62	34,524	30,542	28,301	26,580	25,016	23,481	21,956	20,456	18,994	17,528	16,133	72
63	33,091	29,084	26,844	25,135	23,582	22,062	20,557	19,082	17,649	16,218	14,863	73
64	31,646	27,621	25,396	23,697	22,159	20,659	19,179	17,734	16,336	14,945	13,634	74

Notes:
(1) Select-and-ultimate life functions

reflect termination due to death or recovery. Select age denotes age last birthday at entitlement.
(2) The quantity

at duration 0 represents the assumed number of lives originally entitled to disability benefits at select age [ x ]; the quantity

at duration t represents the number of lives remaining from the original

lives as of attained age [ x ]+ t .
(3) Life functions are read across the row for durations 0-10, and down the ultimate column ("10+") for durations greater than 10.
(4) Values shown are based on the blended probabilities found in appendix table A.2A. See the appendix for details.
(5) See table 11C for attained ages beyond age 74.

Table 11B.--DI Female Disabled Worker Life Table,
Survivorship Reflects Termination Due to Death or Recovery

(1991-1995 Social Security disability experience)

Select age	Duration of disability											Attained age
Select age	0	1	2	3	4	5	6	7	8	9	10+	Attained age
20	100,000	97,828	95,620	93,683	91,027	86,421	81,754	77,987	74,969	72,722	70,856	30
21	96,554	94,235	91,923	89,990	87,482	83,335	79,215	75,868	73,164	71,088	69,364	31
22	93,459	91,017	88,606	86,670	84,277	80,526	76,892	73,920	71,491	69,576	67,987	32
23	90,799	88,245	85,736	83,784	81,486	78,065	74,849	72,193	69,980	68,207	66,730	33
24	88,551	85,917	83,330	81,365	79,142	76,005	73,125	70,704	68,653	66,988	65,586	34

25	86,632	83,925	81,282	79,327	77,203	74,301	71,667	69,430	67,483	65,887	64,535	35
26	84,970	82,183	79,496	77,566	75,539	72,837	70,382	68,285	66,423	64,862	63,540	36
27	83,475	80,596	77,867	75,950	74,030	71,499	69,181	67,191	65,408	63,865	62,569	37
28	82,113	79,138	76,357	74,451	72,625	70,254	68,053	66,138	64,421	62,889	61,614	38
29	80,827	77,757	74,955	73,067	71,310	69,084	66,984	65,139	63,465	61,942	60,675	39

30	79,518	76,377	73,578	71,719	70,022	67,918	65,904	64,139	62,492	60,993	59,734	40
31	78,245	75,035	72,241	70,398	68,751	66,741	64,796	63,108	61,479	60,025	58,771	41
32	77,019	73,745	70,942	69,112	67,522	65,600	63,698	62,059	60,466	59,058	57,809	42
33	75,749	72,454	69,655	67,846	66,312	64,477	62,621	61,026	59,479	58,096	56,855	43
34	74,510	71,160	68,374	66,588	65,087	63,340	61,537	59,975	58,484	57,122	55,897	44

35	73,253	69,834	67,072	65,307	63,853	62,178	60,429	58,894	57,463	56,138	54,933	45
36	72,021	68,565	65,795	64,052	62,639	60,999	59,309	57,801	56,427	55,165	53,982	46
37	70,867	67,379	64,594	62,861	61,469	59,838	58,202	56,733	55,404	54,202	53,038	47
38	69,784	66,196	63,407	61,684	60,308	58,702	57,111	55,678	54,379	53,221	52,086	48
39	68,685	65,020	62,256	60,539	59,186	57,613	56,059	54,640	53,361	52,225	51,121	49

40	67,597	63,872	61,135	59,440	58,116	56,579	55,059	53,652	52,389	51,256	50,170	50
41	66,555	62,761	60,045	58,388	57,080	55,569	54,107	52,725	51,471	50,318	49,229	51
42	65,537	61,659	58,970	57,353	56,055	54,580	53,183	51,832	50,583	49,402	48,286	52
43	64,447	60,536	57,867	56,281	54,990	53,550	52,218	50,916	49,683	48,483	47,331	53
44	63,422	59,470	56,815	55,233	53,944	52,518	51,210	49,952	48,737	47,518	46,343	54

45	62,450	58,443	55,787	54,202	52,918	51,501	50,201	48,975	47,760	46,527	45,323	55
46	61,362	57,334	54,708	53,141	51,860	50,473	49,168	47,958	46,734	45,497	44,277	56
47	60,175	56,162	53,588	52,040	50,778	49,440	48,136	46,927	45,694	44,453	43,226	57
48	58,868	54,924	52,441	50,923	49,665	48,369	47,075	45,857	44,634	43,395	42,161	58
49	57,446	53,638	51,267	49,773	48,518	47,251	45,980	44,758	43,537	42,300	41,066	59

50	56,016	52,363	50,072	48,601	47,361	46,103	44,849	43,625	42,404	41,169	39,936	60
51	55,026	51,326	49,029	47,559	46,298	45,037	43,769	42,519	41,281	40,023	38,783	61
52	54,144	50,404	48,089	46,606	45,312	44,012	42,704	41,411	40,139	38,854	37,617	62
53	53,104	49,382	47,104	45,601	44,292	42,947	41,609	40,282	38,985	37,692	36,428	63
54	51,719	48,169	45,970	44,486	43,169	41,796	40,434	39,105	37,823	36,504	35,213	64

55	50,352	46,955	44,825	43,335	42,007	40,621	39,257	37,949	36,639	35,292	33,971	65
56	49,285	45,887	43,745	42,202	40,835	39,434	38,092	36,759	35,421	34,046	32,704	66
57	48,313	44,883	42,696	41,083	39,658	38,268	36,904	35,544	34,178	32,779	31,411	67
58	47,289	43,806	41,574	39,934	38,487	37,079	35,692	34,305	32,919	31,490	30,094	68
59	46,288	42,729	40,439	38,776	37,294	35,867	34,454	33,045	31,630	30,175	28,757	69

60	45,334	41,655	39,305	37,596	36,079	34,631	33,198	31,759	30,317	28,839	27,402	70
61	44,501	40,567	38,152	36,396	34,844	33,379	31,915	30,448	28,982	27,484	26,033	71
62	43,547	39,470	36,985	35,182	33,599	32,101	30,608	29,117	27,631	26,117	24,655	72
63	42,570	38,345	35,789	33,943	32,324	30,796	29,278	27,766	26,264	24,738	23,271	73
64	41,558	37,186	34,569	32,679	31,026	29,472	27,932	26,403	24,889	23,356	21,886	74

Notes:
(1) Select-and-ultimate life functions

reflect termination due to death or recovery. Select age denotes age last birthday at entitlement.
(2) The quantity

at duration 0 represents the assumed number of lives originally entitled to disability benefits at select age [ x ]; the quantity

at duration t represents the number of lives remaining from the original

lives as of attained age [ x ]+ t .
(3) Life functions are read across the row for durations 0-10, and down the ultimate column ("10+") for durations greater than 10.
(4) Values shown are based on the blended probabilities found in appendix table A.2B. See the appendix for details.
(5) See table 11C for attained ages beyond age 74.

Table 11C.--DI Disabled Worker Life Table, Survivorship Reflects Termination Due to Death or Recovery for Older Attained Ages (1991-1995 Social Security disability experience)
Attained age	Male	Female
75	12,450	20,505
76	11,315	19,134
77	10,232	17,778
78	9,203	16,442
79	8,231	15,132

80	7,318	13,854
81	6,466	12,614
82	5,675	11,417
83	4,946	10,268
84	4,279	9,173

85	3,673	8,136
86	3,126	7,161
87	2,637	6,251
88	2,204	5,409
89	1,824	4,637

90	1,494	3,935
91	1,210	3,304
92	961	2,742
93	748	2,248
94	570	1,818

95	424	1,450
96	308	1,131
97	218	862
98	151	642
99	102	468

100	67	333
101	43	231
102	27	156
103	16	102
104	9	65

105	5	40
106	3	24
107	2	14
108	1	8
109	0	4

Notes:
(1) Life functions reflect termination due to death or recovery, as of attained age 75 or older.
(2) Values shown are based on the blended probabilities found in appendix table A.1C. See the appendix for details.

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July 30, 1999