------------------------------------------------------------------------------- Disability incidence rates based on alternative-- --------------------------------------------- Valuation period I II III ------------------------------------------------------------------------------- Summarized income rate: 25-year: 1996-2020.............. 13.54 13.54 13.54 50-year: 1996-2045.............. 13.35 13.35 13.35 75-year: 1996-2070.............. 13.33 13.33 13.33 Summarized cost rate: 25-year: 1996-2020.............. 12.98 13.18 13.39 50-year: 1996-2045.............. 14.48 14.74 15.03 75-year: 1996-2070.............. 15.24 15.52 15.84 Balance: 25-year: 1996-2020.............. +.56 +.36 +.15 50-year: 1996-2045.............. -1.13 -1.39 -1.68 75-year: 1996-2070.............. -1.92 -2.19 -2.51 -------------------------------------------------------------------------------
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