------------------------------------------------------------------------------- Disability termination rates based on alternative-- --------------------------------------------- Valuation period I II III ------------------------------------------------------------------------------- Summarized income rate: 25-year: 1996-2020.............. 13.54 13.54 13.54 50-year: 1996-2045.............. 13.35 13.35 13.35 75-year: 1996-2070.............. 13.33 13.33 13.33 Summarized cost rate: 25-year: 1996-2020.............. 13.14 13.18 13.21 50-year: 1996-2045.............. 14.68 14.74 14.79 75-year: 1996-2070.............. 15.46 15.52 15.59 Balance: 25-year: 1996-2020.............. +.40 +.36 +.33 50-year: 1996-2045.............. -1.33 -1.39 -1.44 75-year: 1996-2070.............. -2.13 -2.19 -2.26 -------------------------------------------------------------------------------
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