Social Security
Disability Insurance Program
Work Experience

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ACTUARIAL STUDY NO. 122
by Tim Zayatz



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I. ENTITLEMENT TO DISABILITY INSURANCE BENEFITS
A. Disability Insured Status
B. Filing an Application
C. Definition of Disability
D. Waiting Period
II. EXPERIENCE OF DISABILITY DETERMINATIONS
A. Substantial Gainful Activity (SGA)
B. Listing of Impairments
C. Residual Functional Capacity (RFC)
D. Determination and Appeals Process
E. Determination Experience of DI Program
III. EXPERIENCE OF DISABILITY INCIDENCE AND AWARDS
A. History
B. Diagnostic Group Experience
C. Award and Incidence Experience
IV. EXPERIENCE OF DISABILITY BENEFIT TERMINATION
A. Background
B. History
C. Recent Experience
D. Actuarial Analysis—Death (2001-05)
E. Actuarial Analysis—Recovery (2001-05)
F. Actuarial Analysis—Death or Recovery (2001-05)
G. Annuity Tables
V. STUDY POPULATION AND METHODS
A. Overview
B. Data Considerations
C. Data Selection
D. Methods
E. Select Age and Exposure
F. Duration and Graduation
G. Survival Tables
H. Expected Future Lifetime
I. Probabilities and Absolute Rates 93
J. Annuity Tables
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