Social Security

For the year 2013, if you are blind, average monthly earnings over $1,740 will ordinarily demonstrate that you are performing SGA. This is higher than the current guideline for non-blind disabled workers. We generally change the SGA level for beneficiaries who are blind every year to reflect changes in general wage levels.

REMINDER: If you are blind, you may use any or all of the deductions from earnings that apply to the SGA decision.

How do we apply SGA to blind SSDI beneficiaries who are self-employed?

We decide if work activity is SGA for self-employed persons who are blind solely on their earnings. We do not look at time spent in the business or services rendered as we do for non-blind self-employed persons.

How do we determine SGA for SSDI beneficiaries who are blind and age 55 or older?

Special rules apply after your 55th birthday. If your earnings demonstrate SGA but your work requires a lower level of skill and ability than the work you did before age 55 or when you became blind, whichever is later, we will suspend, not terminate, your benefits. Your eligibility for SSDI benefits continues indefinitely, and we pay your benefits for any month earnings fall below SGA.

Does SGA apply to persons who are blind under SSI?

We do not count any earned income that you use to meet expenses that you need to earn that income when we decide if you are eligible for SSI, and figure your payment amount. To qualify you must be eligible for SSI based on blindness.

The BWE items do not have to be related to your blindness. When we figure your SSI payment amount, we treat BWE items differently than IRWE. We do it this way because it always results in a higher SSI payment amount for you. The table below shows how your monthly payment would be affected by BWE versus IRWE.

• Service animal expenses
• Transportation to and from work
• Federal, state, and local income taxes
• Social Security taxes
• Attendant care services
• Visual and sensory aids
• Translation of materials into Braille
• Professional association fees, and
• Union dues.

We recognize our duty to inform you of your rights and responsibilities under our programs.

We make every reasonable effort to maintain the accessibility of our web sites:

• www.socialsecurity.gov/disabilityresearch
• www.socialsecurity.gov/redbook
• www.socialsecurity.gov/work

We offer the following delivery options for most of our letters and other communications:

• Standard print notice by first class mail
• Standard print notice by certified mail
• Standard print notice by first class mail and a follow-up call to read the notice within five business days of the date of the notice;
• Standard print notice and Braille by first class mail;
• Standard print notice and a compact disc (CD) that contains a Microsoft Word file by first class mail. The Word CD should work with most screen readers but not in an audio CD player.
• Standard print notice and large print (18-point font) notice by first class mail; or
• Standard print notice and an audio compact disc (CD) by first class mail. The audio CD should work in most CD players.

Please visit our website at www.socialsecurity.gov/notices to request one of the options listed above. You may also call us toll-free at 1-800-772-1213 (TTY 1-800-325-0778) or contact your local Social Security office.

If none of the options listed above work for you, you may request another accommodation. To request another accommodation, please call us toll-free at 1-800-772-1213 (TTY 1-800-325-0778) or contact your local Social Security office.

This book, The Red Book, and some other publications are available in alternative media. You can get some of these materials in Braille, audiocassette tape, disk, or enlarged print form. You can find a list of the publications available in alternate formats on our website at: www.socialsecurity.gov/pubs/alt-pubs.html

You may order these publications while you are online, or you may contact our Braille Services Team by telephone at: 410-965-6414, or 410-965-6407, or by fax at 410-965-6413. TTY users may call 1-800-325-0778.